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Emergency Fund

Total questions: 12

Worksheet time: 15mins

Name
Class
Date
1.

How much should you save in your emergency fund savings, according to most financial experts?

a)

20% of income

b)

at least three months of essential expenses

c)

$1,000

2.

To start building an emergency fund, which type of expenses should you start adding up first?

a)

wants

b)

living expenses

c)

unplanned expenses

3.

The emergency fund's purpose is to help offset unplanned expenses.

Which of these is an example of an unplanned expense?

a)

medical bills

b)

daycare expenses

c)

rent

4.

When saving money, it is important to pay attention to both planned, and unplanned expenses.

Which of these is a planned expense?

a)

car breakdown

b)

emergency vet visit

c)

electric bill

5.

You are building your emergency fund and are writing down your monthly expenses:

Your goal is to have six months of expenses in your emergency fund.

How much money should you have in your emergency fund to meet your goal?

6.

You are building your emergency fund and are writing down your monthly expenses:

Your goal is to have three months of expenses in your emergency fund.

How much money should you have in your emergency fund to meet your goal?

7.

You are building your emergency fund and are writing down your monthly expenses:

Your goal is to have three months of expenses in your emergency fund.

How much money should you have in your emergency fund to meet your goal?

8.

You are building your emergency fund and are writing down your monthly expenses:

Your goal is to have six months of expenses in your emergency fund.

How much money should you have in your emergency fund to meet your goal?

9.

Sofia is working on her emergency fund. She is writing down all her monthly living expenses and adding them together.

However, Sofia has made a mistake and listed an expense that should not be listed.

Which expense should not be considered when making an emergency fund?

a)

car payment

b)

groceries

c)

dining out

10.

Ricky is working on his emergency fund. He is writing down all his monthly living expenses and is totaling them up.

However, Ricky has made a mistake and listed an expense that should not be listed.

Which expense should not be considered when making an emergency fund?

a)

groceries

b)

entertainment

c)

utilities

11.

You're working on building your emergency fund. Your total living expenses are $3,900 per month and you're hoping to save enough for three months' worth of expenses. You are currently saving $900 each month.

How long will it take you to fully fund your emergency fund?

12.

You are working on building your emergency fund. Your total living expenses are $1,800 per month and you're hoping to save enough for three months' worth of expenses. You're currently saving $600 each month.

How long will it take you to fully fund your emergency fund?