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Econ Unit 2

Total questions: 29

Worksheet time: 15mins

Name
Class
Date
1.

Economic growth would most likely result from —

a)

decreased trade

b)

increased productivity

c)

increased employment

d)

decreased sales of stock

2.

How does the introduction of new manufacturing technologies generally affect economic growth?

a)

It creates growth by creating safer work environments.

b)

It creates growth by increasing the productivity of labor.

c)

It restricts growth because workers have to learn the new technology.

d)

It restricts growth because of the additional expense of the new technology.

3.

Which of the following best completes the graphic?

a)

Stock Exchange

b)

Federal Reserve System

c)

Treasury Department

d)

Washington, D.C.

4.

Which phrase BEST completes this list? Duties of the Federal Reserve System: - Provides financial services to the government - Regulates interest rates - ___________?

a)

Oversees national banking institutions

b)

Manages foreign exchange rates

c)

Collects taxes from corporations

d)

Negotiates international trade agreements

5.

The federal government uses monetary policy to

a)

determine tax rates on income.

b)

guarantee access to consumer credit.

c)

adjust interest rates based on currency supply.

d)

expand free trade to international markets.

6.

If policy makers are concerned about inflation, which fiscal and monetary policies would be MOST effective?

a)

lowering taxes and buying bonds

b)

lowering taxes and raising the reserve requirement

c)

increasing taxes and lowering the discount rate

d)

increasing taxes and selling bonds

7.

How would the Federal Reserve MOST likely respond when faced with low consumer confidence?

a)

by raising reserve requirements to increase the money supply

b)

by purchasing bonds to increase the money supply

c)

by raising the discount rate to decrease the money supply

d)

by lowering the federal funds rate to decrease the money supply

8.

During an economic recession the Federal Reserve Banks will most likely react by —

a)

easing monetary policy making it easier to lend money

b)

raising the discount rate to affect the monetary supply

c)

tightening monetary policy making lending more difficult

d)

reducing open market transactions to reduce the money supply

9.

Which scenario is most likely to result when the Federal Reserve raises the reserve requirement?

a)

More money is required to be kept in banks to loan out to businesses, so they can invest in their companies.

b)

More money is required to be kept in bank reserves, and less is available to be loaned out to businesses to invest in the economy.

c)

More money is required to be kept in the Federal Reserve banks to make it available for loans to member banks in poor economic times.

d)

More money is required to be kept in the Federal Reserve banks, which increases the amount of money in circulation and stimulates the economy.

10.

Which statement describes a role of government in a free enterprise system?

a)

determining which goods should be produced

b)

encouraging citizens to become entrepreneurs

c)

deciding which businesses are needed

d)

controlling career paths for citizens

11.

The role of the United States government in the domestic economy is BEST described as

a)

encouraging lower prices on needed goods and services.

b)

promoting investment and economic growth.

c)

providing equitable distribution of resources.

d)

maintaining ownership of major utilities.

12.

What is the primary economic benefit of government programs that provide grants and subsidized loans for college education?

a)

protecting jobs for professors and academic researchers

b)

improving the potential human capital of individuals

c)

earning profit on the interest charged to students

d)

stabilizing the job market by keeping students in school

13.

Which example BEST describes a policy that promotes economic stability?

a)

A city government requests bids to determine which company will build a new city hall.

b)

A state government proposes an increase in sales taxes to finance highway improvements.

c)

The president promotes a tax credit to benefit first-time home buyers.

d)

Congress extends the time period during which people can receive unemployment benefits.

14.

Which statement is an example of a cost for a government policy to achieve full employment?

a)

The rate of inflation will increase.

b)

Wages for workers will decrease.

c)

Innovation in production will decrease.

d)

The value of government bonds will increase.

15.

What is the MOST likely result of a policy intended to stimulate economic growth?

a)

Inflation will rise.

b)

Unemployment will rise.

c)

Economic equity will increase.

d)

Economic efficiency will increase.

16.

Which of the following type of tax is collected by state and local governments but not by the federal government?

a)

Tariffs

b)

Sales tax

c)

Excise tax

d)

Income tax

17.

Which of the following is the MAIN source of federal government revenue?

a)

local sales tax

b)

corporate income tax

c)

social security tax

d)

personal income tax

18.

The rate of which local tax is determined by assessing the value of land and buildings?

a)

income tax

b)

property tax

c)

sales tax

d)

use tax

19.

The unemployment rate has risen to 9.7% and both the Gross Domestic Product (GDP) and Consumer Price Index are declining. The government could promote economic growth and address this economic situation by —

a)

increasing government spending and lowering taxes

b)

decreasing government spending and lowering taxes

c)

increasing government spending and increasing taxes

d)

decreasing government spending and increasing taxes

20.

During an expansionary phase of the business cycle the government could implement a contractionary fiscal policy in order to —

a)

create jobs

b)

promote spending

c)

encourage investment

d)

address any inflation issues

21.

Which title BEST describes the information?

a)

Tools of Federal Fiscal Policy

b)

Tools of Federal Monetary Policy

c)

Measures of Domestic Investments

d)

Measures of Aggregate Expenditures

22.

Which of the following best completes the graphic organizer?

a)

Problems of command economies

b)

Benefits of the free enterprise system

c)

Solutions to reducing government debt

d)

Arguments for expanded government regulation

23.

Based on the information on the table, which economic condition is characteristic of all three countries?

a)

Low GDP per capita

b)

High levels of inflation

c)

Low inflationary levels

d)

High levels of unemployment

24.

Which term replaces the question mark? Consumption + Investment + Government + Net Exports = ?

a)

Disposable Personal Income

b)

Gross Domestic Product

c)

National Savings

d)

Transfer Payments

25.

What is one factor that led to the trend shown in this table?

a)

decrease in interest rates

b)

expansion of government services

c)

participation in a global economy

d)

reduction in production levels

26.

An expansionary period in the business cycle is distinguished by —

a)

high inflation

b)

declining sales

c)

fewer excise taxes

d)

low unemployment

27.

Which stage of the business cycle describes the period when the real gross domestic product (GDP) stops falling?

a)

Expansion

b)

Peak

c)

Recession

d)

Trough

28.

Which stage of the business cycle has the highest inflation rate?

a)

Expansion

b)

Peak

c)

Recession

d)

Trough

29.

Use the graph below to answer the question. A country’s unemployment rate increased to 9.3%. Inflation grew at an average of just 0.2%. Where is this country in the business cycle?

a)

Expansion

b)

Peak

c)

Recession

d)

Trough