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Insurance Terminology Quiz

Total questions: 5

Worksheet time: 3mins

Name
Class
Date
1.

What is a claim in insurance?

a)

The amount paid for the policy

b)

A request for payment from the insurer

c)

The person covered by the policy

d)

A type of insurance policy

2.

Which term describes the individual or entity covered by an insurance policy?

a)

Beneficiary

b)

Policyholder

c)

Insured

d)

Underwriter

3.

What does a deductible refer to in insurance?

a)

The total cost of the policy

b)

The amount paid before insurance coverage begins

c)

A type of claim

d)

The maximum payout of a policy

4.

If you are the beneficiary of an insurance policy, you are:

a)

The person who pays the premium

b)

The person who receives the benefits from the policy

c)

The insurance company

d)

The insured individual

5.

Why is understanding insurance terminology important?

a)

It helps you avoid paying premiums

b)

It ensures you can purchase the cheapest policy

c)

It allows for informed decisions about financial protection

d)

It is not important