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NGPF Investing 1 Vocab Quiz

Total questions: 23

Worksheet time: 12mins

Name
Class
Date
1.

What is a bond?

a)

A type of ownership in a company

b)

A loan to a company or government that pays interest over time

c)

A collection of multiple investments

d)

A savings account with tax benefits

2.

What is a municipal bond?

a)

A bond issued by a corporation

b)

A bond issued by local or state governments for public projects

c)

A financial contract between banks

d)

A high-risk stock investment

3.
  • Which account allows investors to trade stocks, bonds, and other assets?

a)
  • Brokerage Account

b)
  • Budgeting App

c)

Savings Acount

d)
  • Pension Fund

4.
  • The yearly interest paid on a bond, expressed as a percentage, is called:

a)
  • Stock Yield

b)
  • Capital Return

c)
  • ETF Growth

d)
  • Coupon Rate

5.
  • Profit made from selling an asset for more than its purchase price is called:

a)
  • Interest Earnings

b)
  • Capital Gains

c)
  • Passive Return

d)
  • Dividend Payment

6.
  • Allocating investments among stocks, bonds, and cash to diversify risk is known as:

a)
  • Active Trading

b)
  • Dollar-Cost Averaging

c)
  • Fixed-Income Strategy

d)
  • Asset Allocation

7.
  • Spreading investments across various assets to reduce risk is called:

a)
  • Insider Trading

b)
  • Bond Repayment

c)
  • Diversification

d)
  • Short Selling

8.
  • What is the tax applied to profits made from selling an asset for more than its purchase price?

a)
  • Interest Tax

b)
  • Property Tax

c)
  • Payroll Tax

d)
  • Capital Gains Tax

9.
  • What type of account helps individuals save for retirement with potential tax advantages?

a)
  • Brokerage Account

b)
  • Traditional IRA

c)
  • Checking Account

d)
  • Credit Account

10.
  • Trading stocks based on confidential, non-public information. It refers to the illegal practice of buying or selling a company's stock based on confidential, non-public information about the company

a)
  • Market Speculation

b)
  • Dividend Investing

c)
  • Insider Trading

d)
  • Compound Returns

11.
  • What is active trading?

a)
  • Buying and selling investments frequently to profit from price changes

b)
  • Investing only in government bonds

c)
  • A fixed-income investment strategy

d)
  • Holding stocks for long-term growth

12.
  • What type of market is characterized by declining stock prices and investor pessimism?

a)

Bull Market

b)
  • Compound Market

c)
  • Insider Market

d)
  • Bear Market

13.
  • The strategy of investing a fixed amount at regular intervals is called:

a)
  • Dollar-Cost Averaging

b)
  • Short Selling

c)
  • Day Trading

d)
  • Dividend Investing

14.
  • What financial concept refers to reinvesting earnings so they generate additional earnings over time?

a)
  • Compound Return

b)
  • Dividend Growth

c)
  • Insider Gain

d)
  • Capital Loss

15.
  • An Exchange-Traded Fund (ETF) is:

a)
  • A low-cost portfolio designed to replicate a stock market index

b)
  • A savings account with tax benefits

c)
  • A collection of high-risk stocks

d)
  • A retirement plan

16.
  • What does market capitalization measure?

a)
  • The yearly growth rate of stock prices

b)
  • The annual interest paid on an investment

c)
  • The total volume of trades in a stock market

d)
  • The total value of a company's shares

17.
  • What is the primary goal of long-term investing?

a)
  • Maximizing quick profits in short periods

b)
  • Growing wealth steadily over time

c)
  • Trading frequently for instant gains

d)
  • Avoiding any market risks

18.
  • Which market condition is characterized by increasing stock prices and investor optimism?

a)
  • Bull Market

b)
  • Bear Market

c)
  • Speculative Market

d)
  • Dovish

19.
  • An asset acquired to generate profit is called:

a)
  • Risk Hedging

b)
  • Dividend Payment

c)
  • Investment

d)
  • Security

20.
  • What is the periodic payment to shareholders from company profits?

a)
  • Dividend

b)
  • Expense Ratio

c)
  • Bond Interest

d)
  • Capital Gain

21.
  • Which investment method focuses on consistent portfolio management without frequent trading?

a)
  • Short Selling

b)
  • Insider Trading

c)
  • Passive Investing

d)
  • Active Trading

22.
  • What is the role of an IRA in retirement planning?

a)
  • Offers interest-free loans for personal expenses

b)
  • It provides a tax-advantaged way to save for retirement

c)
  • Helps manage daily spending habits

d)
  • Functions as a high-risk stock trading account

23.
  • Which factor helps determine a bond’s likelihood of repayment?

a)
  • Bond Yield

b)
  • Insider Trading Activity

c)
  • Market Volatility

d)
  • Credit Rating