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5th Grade Financial Literacy Check

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

Susanne bought a rug for her home. Which tax did she pay as part of the total cost for the rug?

a)

Income tax

b)

Payroll tax

c)

Property tax

d)

Sales tax

2.

Which of these is NOT an example of a property tax?

a)

Tax paid on the value of a farm a person owns

b)

Tax paid on the value of a piece of land a person owns

c)

Tax paid on the value of a piece of furniture a person owns

d)

Tax paid on the value of a home a person owns

3.

A tax that includes Social Security and Medicare taxes and is paid by an employer. Which term best fits this definition?

a)

Payroll tax

b)

Property tax

c)

Sales tax

d)

Gasoline tax

4.

A tax on retail products based on a set percentage of retail cost

a)

Income tax

b)

Payroll tax

c)

Property tax

d)

Sales tax

5.

Ms. Parvin pays a tax every year because she owns a house. Which term best describes this tax?

a)

Income tax

b)

Payroll tax

c)

Sales tax

d)

Property tax

6.

Rosa’s salary is $450 each week. Her take-home pay is $385. Rosa's take home pay is considered her_____ because ______ were taken out.

a)

gross income

b)

net income

c)

deductions

d)

income

7.

Cheyenne works 15 hours a week at the movie theater. She earns $8 an hour. Which statement about her weekly income is true?

a)

Her net income is more than $120.

b)

Her gross income is less than $120.

c)

Her net income is less than $120.

d)

Her gross income is more than $120.

8.

Which of these statements about gross income and net income is true?

a)

Gross income is a tax on all income that a worker earns, and net income is a tax paid by an employer based on a worker’s wages.

b)

Gross income is a tax paid by an employer based on a worker’s wages, and net income is a tax on all income that a person earns.

c)

Gross income is the amount an employee is paid after deductions and taxes, and net income is the total amount an employee earns before deductions are applied.

d)

Gross income is the total amount an employee earns before deductions are applied, and net income is the amount an employee is paid after deductions and taxes.

9.

Penelope earns $450 each month. Penelope made a list of her expenses for the month of May. (look at picture.)

Which change can Penelope make to balance her budget for the month of May?

a)

Increase her budgeted amount for savings by $20

b)

Decrease her budgeted amount for entertainment by $20

c)

Increase her budgeted amount for food by $10

d)

Decrease her budgeted amount for clothing by $10

10.

Spencer needs to balance his April budget. What can he do so that his budget is balanced?

a)

Increase his savings this month by $10

b)

Increase his allowance by $5

c)

Decrease his piano lessons by $5

d)

Decrease his entertainment costs by $10

11.

This month Mando’s expenses are greater than his income. What are two actions Mando can take in order to balance his budget?

a)

Increase expenses and decrease income

b)

Decrease expenses and decrease income

c)

Decrease expenses and increase income

d)

Increase expenses and increase income

12.

The Pérez family has a net income of $3,620 each month. The table shows the Pérez family's expenses for a month. The amount of money put into savings is missing. What is the greatest amount of money that the Pérez family can put into savings each month and still have a balanced budget?

a)

$720

b)

$600

c)

$710

d)

$1,310

13.

Amelia’s net income for the month is $2,135. How much money does she have for other expenses?

a)

$3,535

b)

$1,400

c)

$885

d)

$735

14.

What amount, in dollars and cents, should be in the “Other” category in order for Wanda’s April budget to be balanced? Her income is $2,438 a month.

(a)  

15.

Ms. Vonn’s budget is balanced every month. How much is Ms. Vonn’s monthly car payment?

a)

$2,400

b)

$300

c)

$500

d)

$2,100