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WorksheetsFull 1
Total questions: 116
Worksheet time: 58mins
When prices, wages, and costs rise in an economy is called.
market failure
inflation
tax
bonus
A person or organization that owes money is a/an.
debtor
investor
creditor
owner
People who buy goods or services.
lenders
consumers
borrowers
withdrawers
The money you take from a bank for an interest is called a.
deposit
dividend
loan
creditor
The businessman made a.......... buy selling goods for more than he paid for them.
credit
loss
money
profit
I think this is a good investment: it pays 8%.
revenue
dividend
interest
income
I forgot my credit card, I'll have to pay with cash.
so
if
and
but
Inflation occurs since.
the demand is lower than the supply
the money supply increases lower than the demand
the demand is higher than the supply
both demand and supply are equal
usually occurs when costs have pushed up prices and wages.
hyperinflation
cost -- push inflation
demand - pull inflation
galloping inflation
What is another term for double or triple - digit inflation?
single digit inflation
hyperinflation
galloping inflation
moderate inflation
Single-digit inflation is usually described by economists as.
hyperinflation
all are correct
galloping inflation
moderate inflation
are certificates representing part of ownership of a company.
cards
stocks
bonds
bills
In order to withdraw money, the bank require your.
deposit
salary
interest
signature
Banks are usually reluctant to .......... money to new companies.
raise
invest
get
lend
The reached VND 23,270 to one US dollar yesterday.
exchange rate
discount rate
interest rate
freight rate
Inflation is measured by the .......... in the US.
RPI
GDP
CPI
GNP
A bank is an arrangement with a bank where the customer puts in and withdraws money from.
basic
account
financial
statement
Hyperinflation may mean.
four-digit inflation
double digit inflation
triple digit inflation
single digit inflation
Which of the following policies is NOT a method of controlling deflation?
reflationary
inflationary
restriction
disinflationary
Earnings distributed to stockholders.
rent
revenue
dividends
investments
The financial markets can be classified into .......... subtypes.
seven
six
five
four
Which of the followings do not belong to financial markets?
commodities markets
money markets
potential markets
insurance markets
. markets provide short term debt financing and investment.
money
insurance
capital
financial
A firm listed in a stock exchange is a .
public company
corporate
partnership
private company
A corporate can raise capital by selling.......... to investors.
debts
assets
business plans
stocks
. offer instruments for financial risk management.
capital markets
money markets
insurance markets
derivative markets
Organizations which facilitate the trade in financial products are called .
for profits businesses
financial markets
private companies
multi-national corporations
.. provides short term debt financing and investment.
insurance market
commodities market
money market
capital market
.. markets facilitate the redistribution of various risk.
insurance
money
commodities
capital
. refer to organizations that facilitate the trade in financial products.
governments
stock exchanges
financial markets
banks
The financial institution is as an intermediary since .
it interferes with financial activities
it operates between the buyers and the sellers
it gets deposits from customers and then it provides loans to customers
it takes capital from its reserve and offers to its creditors
Finance allows individuals, business and governments to use credit instead of to purchase goods and invest in projects.
bullion
asset
cash
capital
An organized market for the issue of new securities and the exchange of second -- hand ones.
stock exchange
sole proprietorship
public company
partnership
If you don't like taking risks, you should only in very successful companies.
invest
research
study
work
Someone who owns parts of a company. Who is he?
CEO
creditor
manager
shareholder
A profit and .......... account shows if a company is receiving more money than its spending.
lend
cost
loss
rent
.. is the cost of borrowing money.
profit
inflation
interest
discount
.. are the money that the company owes.
equity
capital
liabilities
assets
An amount of profit on shares is called a/an ..........
bonus
profit
interest
dividend
A company's retained earning belong to its ..........
employees
directors
owners
creditors
An individual firm can money through investors to buy a new factory.
invest
lend
raise
save
We sold a lot more last year, so our went up.
investment
revenue
rent
dividend
.. ........ are people who put money into a business in the hope of making profit.
investors
borrowers
spenders
lenders
You make a.......... when you sell things for less than they cost you to make.
money
profit
loss
credit
The company made such a big profit, I expected a higher ..........
liability
equity
dividend
capital
He doesn't earn enough to cover a home .......... He must borrow from friends.
loan
rent
capital
fare
Thirty percent of our profits goes straight to the government in ..
asset
revenue
tax
dividend
The is one in which the shares are not offered for sale on the open market.
public company
partnership
sole proprietorship
private company
Corporate finance involves finding the best way for businesses to.......... for their projects
do
pay
make
gain
In most markets the .......... provide a steady demand, which keeps the producers and the market in business.
consumers
creditors
investors
shareholders
A firm that sells its shares to anyone who wants to buy them. What is this firm?
private company
sole proprietorship
limited company
public company
A down-and-........., is a person who has no job or home and is unlikely to get either of these.
out
in
up
about
If a company is intensive, it needs a lot of money to buy buildings and equipment.
capital
labor
loan
debt
How much can you spend with a debit card?
it depends on your credit limit
£200 a day
as much as you have available in your bank account
£50
The money that you borrow from a banking institution is called a.
guarantee
deposit
loan
commission
The percentage of deposits that banks are required to hold in reserve is called the ..........
reserve rate
interest rate
federal funds rate
loan rate
What are two main types of bank account?
current and credit
savings and current
savings and cheque
savings and premier
To open a account it is necessary to see the branch manager.
deposit
checking
current
savings
Net salary is salary after .......... of tax and social security.
imposing
deduction
grant
provide
Investors hope to receive .......... regularly for their invested money.
profit
pension
money
dividends
In most markets the manufacturers provide a steady of the goods traded.
supply
use
demand
provide
The year is a period of twelve months for which a business plans its management of money.
basic
financial
economy
effective
The price is the amount of money someone wants when they sell something.
cost
bid
asking
purchase
Savings accounts offer you.
exactly the same as current accounts
lower interest than current accounts
higher interest but less features than a current account
cheque books but no debit cards
We're going to pay back some of the people who lent us money, and reduce our.
profit
debt
assets
income
A bank is a printed record of the money put into and removed from a bank account.
account
document
statement
paper
. is something that the government collects to cover state budget.
bonus
share
subsidy
tax
When you take out a loan, you have to pay interest on the amount you..........
owe
own
lend
take
The total amount of sales in a year is called the ..........
turnover
profit
dividend
expenditure
You buy .......... when you want to invest in a company.
shares
interests
stock exchange
dividends
People who have ideas for setting up new businesses are ..........
borrowers
lenders
capitalists
start-ups
I decided to buy a $50,000 .......... instead of shares, as it's probably safer.
bond
stock
money
fund
The opening of a new .......... by Ford Motor Company involved rehiring personnel.
grant
factory
tax
house
People who want to borrow money to start a company write a business ..........
contract
paper
certificate
plan
The shares whose fixed dividends are received before another kind of shares are ..........
shares
common shares
preference shares
ordinary shares
The .......... price is the price its costs to make, without a profit being added.
discount
ask
sell
cost
To obtain or assume control of something or gain control of something from somebody else.
borrow
lend
take over
transfer
The collective word for all the company's property is called ..........
shares
goodwill
assets
liabilities
The total amount of money a business takes in during a given period by selling goods and services.
revenue
dividends
rent
investments
A.......... officer looks at travelers' bags to make certain they are not taking goods into country without paying taxes.
teller
custom
police
tax
.. ........ expenditure is an investment made by a company when buying equipment.
export
money
capital
asset
.. are to be prepared every year for shareholders and authorities.
profits
investment
accounts
losses
When they saw our financial statements, the bank refused to us anymore money.
deposit
invest
borrow
lend
When you give to a bank, who are you?
a borrower
a withdrawer
a lender
a depositor
Which of the following do banks not do?
make loans
take deposits
invest money
print money
Which entities play the role as an intermediary between lenders and borrowers?
banks
individuals
companies
bond market
A.......... debt is a loan that is not likely to be paid back.
bad
good
red
black
When people have more money than they need to spend, they may choose to.......... it.
use
sell
save
buy
The bank is your .......... when it lends you money.
depositor
debtor
creditor
owner
. is a way to buy a house without paying for it in a single payment.
investment
hire
discount
mortgage
The capital a bank has and the loans it has made are its .
debt
assets
capital
liabilities
Small company often try to get bank loans when they need to .......... money.
borrow
lend
save
deposit
After getting large deposits from customers, the bank ..........
keep them in its reserve
buys foreign currency
pays employees' salaries
lends
The .......... (AAA or Aaa) means that there is almost no risk that the borrower will default.
lower grade
highest grade
lowest grade
higher grade
. mean an increasing risk of the borrower becoming insolvent.
higher grades
lower grades
highest grades
lowest grades
A market with no commercial restrictions that allows free competition between buyers and sellers.
money market
open market
insurance market
capital market
. facilitate the redistribute of various risk.
financial markets
capital markets
insurance markets
money markets
Banks have to keep a certain percentage of their assets as reserves for borrowers who want to withdraw their money. What is it?
reserve requirement
money rate
exchange rate
interest rate
Sections of a company which deal with different products or services from each other.
annual report
credit policy
line divisions
bullion
Banks popularly .......... money in the form of loans and mortgages.
spend
borrow
lend
save
Amounts of money invested into businesses in order to earn more money.
investments
dividends
income tax
revenue
The holders of shares or stocks are called ..........
bondholders
lenders
borrowers
shareholders
The money paid to shareholders out of a company's profits is the ..........
profit
dividend
income
capital
Bonds that later can be converted into shares.
government bonds
convertible bonds
corporate bonds
treasury bonds
In order to raise capital for projects, the government ..........
increases interest rate
imposes tax on small companies
issues bonds
borrow money from the world bank
. is the day when the loan ends.
mutual day
manual date
maturity date
maturity day
Government can issue .......... to raise money for projects.
share
asset
bond
stock
Loan to local and national government and to large companies are called ..........
asset
share
bond
stock
Is the day that the loan ends.
starting date
issuing date
ending date
maturity date
Is defined as the action of stopping trading.
bankrupt
ending date
insolvent
default
The act of selling all company's assets to repay part of its debts is called..........
bankrupt
liquidation
insolvent
default
In the U.S, Treasury bonds have a maturity of .......... years.
2-10
10-30
5-15
10-20
In the USA, government bonds which have a maturity of 2-10 years are called .........
treasury bonds
treasury notes
gilt - edged stocks
gilts
A verb that means "fail to pay interest or to repay the principal".
liquidation
insolvent
default
bankrupt
Gilt-edged stock in the US is called ..........
corporate bonds
government bonds
treasury bonds
convertible bonds
Shareholders like .......... better since they go up over time.
convertible bonds
municipal bonds
preference shares
ordinary shares
