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JA Biztown Financial Services Quiz

Total questions: 23

Worksheet time: 12mins

Name
Class
Date
1.

Which option lists financial institutions?

a)

banks and credit unions

b)

libraries and schools

c)

clothing and food shops

d)

credits and debits

2.

Which services is a bank likely to offer?

a)

balance and net deposit

b)

savings and checking accounts

c)

advertising and Web searches

d)

time management

3.

What is private property?

a)

property that the government owns

b)

property that is free

c)

property that no one can see

d)

property that you own

4.

What is required on a bank application?

a)

transaction list

b)

full name

c)

checkbook number

d)

health ID number

5.

Which bank service do you need for money to start a new store?

a)

business loan

b)

savings account

c)

safe deposit box

d)

electronic payment

6.

Which type of institution is at the center of JA BizTown's economy?

a)

educational

b)

entrepreneurial

c)

financial

d)

social

7.

Which action is required when depositing money into an account?

a)

include your account number

b)

list your income

c)

swipe your credit card

d)

sign your deposit ticket

8.

What is the purpose of a paycheck?

a)

to show proof of income

b)

to be sure you have money

c)

to keep track of your withdrawals

d)

to give you money in exchange for work

9.

Where do you endorse a paycheck?

a)

on the back

b)

in the memo section

c)

in the money tracker

d)

after 'Pay to the Order of'

10.

What happens when you have insufficient funds in your bank account?

a)

required withdrawal

b)

record transaction

c)

high fee

d)

electronic payment

11.

Which is a responsible action to make with your money?

a)

spend it

b)

track it

c)

give it all away

d)

barter it

12.

Which right does the U.S. Constitution protect?

a)

right to keep private property

b)

right to be responsible

c)

right to a bank account

d)

right to endorse your paycheck

13.

What does a savings account allow you to do?

a)

use a money tracker

b)

have money on hand for unexpected expenses or emergencies

c)

get money out of the bank

d)

have more spending money now

14.

How does your money increase in a savings account?

a)

The bank pays because it uses your money for other investments.

b)

It grows by sitting in the bank account

c)

Your money is multiplied by other people's money.

d)

The longer you leave you money in savings account, the more it grows by a government-set rate

15.

Why should you Pay Yourself First (PYF) when you receive money?

a)

because it is easy

b)

because it helps your savings grow

c)

because it keeps track of your money

d)

because it will help banks make more money

16.

Making an electronic payment is one of several ways to do what?

a)

use a savings account

b)

check your bank balance

c)

get money out of the bank

d)

record a transaction in your money tracker

17.

What would tell you how much money is in your bank account?

a)

certificate of deposit

b)

personal check

c)

transaction

d)

balance

18.

Who protects the money in a bank's accounts?

a)

your parents

b)

the government

c)

you

d)

a private security company

19.

You need to mail a payment to your credit card company because the online payment site is down. What is the best form of payment?

a)

cash

b)

check

c)

debit card

d)

credit card

20.

Where does the money come from when you use a debit card to buy groceries?

a)

your certificate of deposit

b)

the credit company

c)

your bank account

d)

the government

21.

What do you need to make an electronic payment?

a)

account number and current date

b)

account number and your name

c)

debit card and your phone number

d)

balance and credit

22.

Which part of the money tracker do you write in to record the amount when adding money into your bank account?

a)

withdrawal

b)

deposit

c)

balance

d)

description

23.

Which term describes why people cannot have everything they want because of limited resources?

a)

endorsement

b)

institutions

c)

scarcity

d)

economy