When BNM decides to decrease the overnight rate policy (OPR) rate, this will lead to a decrease in the effective lending rate to the customer.

Treasury bills is a short-term instrument that is traded in the money market used to raise funds for the government and it is issued by the commercial banks on behalf of the government.

One of the risks that may arise from the foreign exchange market is transaction risk and this happens when there is a default payment on the delivery date by one of the parties involved in the transaction.

Put options is a derivative contract that gives the contract holder the right to buy the underlying asset at a predetermined price at a predetermined date in the future.

Among the objectives of Perbadanan Insurans Deposit Malaysia (PIDM) are to provide insurance against the loss of part or all deposits of a member’s institution and provide incentives for sound risk management in the financial system.

Similar to the commercial banks, the main assets of Islamic banks are financing and advances and some other investment securities.

Bai’ al-Dayn refers to an interest free loan whereby the borrower is only required to repay the principal amount borrowed.

Hedgers refers to the person who want to take advantage of the price movement of the derivates instrument to make profit.

In bond rating, scale “D” defined as payment of interest and principal in arrears.

Bank Negara Malaysia holdings international reserves in the form of printing of currency notes and the minting coins.

Poor management of account receivables and stock turnover effect the account operation in the company.