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TC2--MSU Adulting: They Took What? Your First Paycheck and Taxes

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What is the purpose of federal income tax?

a)

To fund state governments

b)

To fund federal government programs and services

c)

To pay for personal expenses

d)

To pay for local government services

2.

Which of the following is typically withheld from your paycheck?

a)

Federal income tax

b)

State income tax (if applicable)

c)

Social Security and Medicare taxes

d)

All of the above

3.

What is the standard deduction?

a)

A fixed amount that reduces your taxable income

b)

An amount added to your paycheck

c)

A tax credit that increases your refund

d)

A fee charged by the IRS

4.

What is the difference between gross income and net income?

a)

Gross income is after taxes; net income is before taxes

b)

Gross income is before taxes; net income is after taxes

c)

They are the same

d)

Net income is higher than gross income

5.

What is a W-2 form used for?

a)

To report your annual income and taxes withheld

b)

To apply for a job

c)

To claim dependents

d)

To calculate your refund

6.

What is FICA?

a)

A tax credit for low-income individuals

b)

A federal program that provides unemployment benefits

c)

A federal law that sets minimum wage standards

d)

The Federal Insurance Contributions Act, which funds Social Security and Medicare

7.

What is a W-4 form used for?

a)

To report your annual income

b)

To determine how much federal income tax should be withheld from your paycheck

c)

To apply for a tax refund

d)

To report your state income tax

8.

What is the deadline for filing your federal income tax return?

a)

January 1

b)

April 15

c)

June 30

d)

December 31

9.

What is a tax refund?

a)

Money you owe to the IRS

b)

Money the IRS owes you if you overpaid your taxes

c)

Money you receive from your employer

d)

Money you receive for filing your taxes late

10.

Which of the following is a good practice when managing your paycheck and taxes?

a)

Ignoring your pay stubs and tax forms

b)

Keeping track of your income and deductions

c)

Relying solely on your employer to manage your taxes

d)

Avoiding filing your taxes