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Mastering Income and Expenses

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

Why is it important to track income and expenses?

a)

To increase spending without limits.

b)

To ignore financial goals and savings.

c)

To avoid budgeting altogether.

d)

It is important to track income and expenses to manage finances effectively and make informed financial decisions.

2.

What are fixed expenses?

a)

Fixed expenses are regular, recurring costs that do not fluctuate with production or sales volume.

b)

Expenses that vary with production levels

c)

One-time costs for specific projects

d)

Costs that are only incurred during peak seasons

3.

What are variable expenses?

a)

Variable expenses are costs that only occur annually regardless of usage.

b)

Variable expenses are costs that vary in amount and frequency, depending on consumption or usage.

c)

Variable expenses are fixed costs that do not change over time.

d)

Variable expenses are costs that are always predictable and consistent.

4.

How can saving money impact your financial health?

a)

Saving money leads to increased debt.

b)

Saving money guarantees instant wealth.

c)

Saving money improves financial health by providing security, enabling investments, and reducing financial stress.

d)

Saving money has no effect on financial stability.

5.

“You get $15 for cleaning your neighbor’s yard.”

a)

A) Gifted Income

b)

B) Earned Income

c)

C) Passive Income

d)

D) Surprise Income

6.

“You get $20 from your grandma on your birthday.”

a)

A) Earned Income

b)

B) Fixed Income

c)

C) Gifted Income

d)

D) Passive Income

7.

Fixed expenses are always the same amount.

a)
True
b)
False
8.

Find out “Fixed” expenses:

a)

Movie ticket

b)

Monthly phone bill

c)

Grocery shopping

d)

Netflix subscription

9.

You had to buy a new phone charger after yours broke. What kind of expense is that?"

a)

A) Planned

b)

B) Fixed

c)

C) Unplanned

d)

D) Variable

10.
  • Statement: "Gifted income means you worked hard for it."

a)
True
b)
False
11.

You get $10 from a savings account just for keeping your money there. What type of income is this?

a)

A) Earned Income

b)

B) Passive Income

c)

C) Gifted Income

12.

You pay the same amount every month for your piano lessons. What type of expense is this?

a)

A) Fixed

b)

B) Variable

c)

C) Unplanned

d)

D) Planned

13.

A fixed expense is always a need.

a)
True
b)
False
14.

select all that apply: School Uniform

a)

Need

b)

Want

c)

Fixed Expense

d)

Variable Expense

15.

select all that apply: Birthday party decorations

a)

Need

b)

Want

c)

Fixed Expense

d)

Variable Expense