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Economics Review 2025

Total questions: 23

Worksheet time: 12mins

Name
Class
Date
1.

Why is tourism such a large employer in the state of Georgia today?

a)

GA has little else besides tourism

b)

GA has put all its money into tourism

c)

GA is the most popular state to visit in the Southeast

d)

GA has great geographic diversity, making it an ideal place to visit

2.

One of the fastest growing industries in the state of GA because of the diversity of locations and financial tax incentives offered by the state of GA.

a)

the airport

b)

the film industry

c)

the port of GA

d)

the farming industry

3.

Who are entrepreneurs?

a)

a person who organizes and operates a business, taking on a financial risk in order to do so

b)

one of the 50% of all businesses that fail within the first 5 years

c)

people who are always successful at any business they start

d)

a person who is guaranteed to be successful when they start a new business

4.

The first thing you need to create a budget is....

a)

your tax information

b)

a spreadsheet

c)

your expenses

d)

your income

5.

A new video game is coming out that you want to buy. Which is the BEST financial choice of you buying the game?

a)

Get a loan from your Grandparents with low interest

b)

put the money in a savings account and wait until you have the money to pay for it

c)

ask the store if they will loan you the money to pay for it

d)

buy it on a credit card and just pay it off in the minium monthly payments

6.

What is a budget?

a)

A plan to use income.

b)

Amount of money that must be paid

c)

personal promise to pay something

d)

amount of money that is being saved

7.

What is the advantage of spending less than you earn?

a)

You never have to worry about money

b)

You don't have to sacrifice any purchases

c)

You can save money for future purchases

d)

You will have lower bills

8.

What can ALL people do to BEST manage their money?

a)

avoid paying their bills

b)

put money in a savings account

c)

make a personal budget

d)

get a high paying job

9.

Which quote BEST represents why a personal budget is important?

a)

"What we obtain too cheap, we esteem too lightly" Thomas Paine

b)

"Beware of little expenses. A small leak will sink a great ship" Benjamin Franklin

c)

"Let justice be done though the heavens may fall" John Adams

d)

"Is life so dear or peace so sweet as to be purchased at the price of chains?" Patrick Henry

10.

By including this in the film's credits, a production company may earn an additional 10% tax credit.

a)

Signature of the current governor

b)

List of Georgia businesses used in the production

c)

Filmed in Georgia logo (a peach)

d)

List of locations filmed in Georgia

11.

Which is an example of an entrepreneur?

a)

Employee of a small business

b)

Board Member of a large corporation

c)

Owner of a business

d)

Chief Executive Officer of a large corporation

12.

What are the 2 main parts of a budget? Check all that apply.

a)

expenses

b)

credit

c)

interest

d)

savings

e)

income

13.

Match the personal finance term with the definition:

a)

Net Pay

1.

take-home pay

b)

Gross Pay

2.

money you earn before deductions

c)

Credit Card

3.

buy now, pay later

d)

Budget

4.

plan for how you will use your money

e)

Income

5.

money you receive from performing a job or providing a service

14.

What is the difference between income and profit?

a)

profit is what is left over after expenses are subtracted from income

b)

income is the amount we have after paying bills

c)

income and profit are the same thing, they are not different

d)

profit is similar to a salary, while income is not

15.

Which phrase describes a significant risk associated with mishandling credit?

a)

receiving higher credit scores

b)

paying more sales tax

c)

paying higher interest rates

d)

receiving more credit card offers

16.

What is a risk involved in using a credit card often?

a)

earning rewards like cash back on purchases

b)

spending more than planned in a budget

c)

limiting the kinds of goods that can be bought

d)

building a record of paying on time

17.

Which of these is an example of borrowing money?

a)

Derrick bought a bicycle to ride to work

b)

Bea made a gift using materials in her home

c)

Angel made a purchase with a credit card

d)

Collin deposited a check at the bank

18.

When banks lend money to borrowers, they charge an additional fee for the use of their money. What is this fee called?

a)

stock

b)

debit

c)

credit

d)

interest

19.

Maria's parents are planning for their retirement, a time when they will stop working. Why is planning important for Maria's parents?

a)

they can get a credit card

b)

they can begin to pay taxes

c)

they can learn skills for work

d)

they can have enough savings

20.

Which is an example of a financial institution?

a)

a department store, like Macy's, Dillards, or Belk

b)

an ATM machine

c)

a bank like Wells Fargo or Truist

d)

a school, like Rising Starr Middle School or Starr's Mill High School

21.

Monica makes sure that she spends less than she makes at her job each week. How does Monica's plan help her finances?

a)

She can avoid going into debt

b)

She can pay less taxes

c)

She can pay for all the goods she wants

d)

She can earn more money at her job

22.

Which of these occurs when a person does not pay his/her monthly credit card bill in full?

a)

the account is closed

b)

the account is charged interest

c)

the due date is changed

d)

the spending limit is raised

23.

Choose the THREE examples that show the purpose of paying taxes.

a)

build a new McDonalds

b)

build public schools

c)

Pay salaries of government employees

d)

improve roads

e)

build a new Chick-fil-a