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Contemporary Economics Final Review Quiz

Total questions: 51

Worksheet time: 33mins

Name
Class
Date
1.

What is the basic economic problem that arises because resources are limited and wants are unlimited?

a)

Inflation

b)

Scarcity

c)

Opportunity Cost

d)

Equilibrium

2.

Which of the following best defines "opportunity cost"?

a)

The money you spend on a product

b)

The next best alternative given up when making a choice

c)

The total cost of all options

d)

The price of a good in the market

3.

Which economic system relies primarily on customs and traditions to make economic decisions?

a)

Command economy

b)

Market economy

c)

Traditional economy

d)

Mixed economy

4.

What is the role of government in a mixed economy?

a)

To control all production and distribution

b)

To have no involvement in the economy

c)

To regulate and sometimes participate in the market

d)

To only collect taxes

5.

What happens to the quantity demanded of a product if its price increases, all else being equal?

a)

It increases

b)

It decreases

c)

It stays the same

d)

It doubles

6.

Which term describes the point where the quantity supplied equals the quantity demanded?

a)

Surplus

b)

Shortage

c)

Equilibrium

d)

Price floor

7.

Which market structure is characterized by a single seller?

a)

Perfect competition

b)

Oligopoly

c)

Monopoly

d)

Monopolistic competition

8.

Which type of business is owned by shareholders and can sell stock to raise capital?

a)

Sole proprietorship

b)

Partnership

c)

Corporation

d)

Cooperative

9.

Gross Domestic Product (GDP) measures:

a)

The total value of all goods and services produced within a country in a year

b)

The total amount of money in circulation

c)

The number of people employed

d)

The total value of exports

10.

Which of the following is considered a sign of inflation?

a)

Falling prices

b)

Rising unemployment

c)

Rising general price levels

d)

Decreasing GDP

11.

Which institution is primarily responsible for controlling the money supply in the United States?

a)

The Treasury Department

b)

The Federal Reserve

c)

The World Bank

d)

The Internal Revenue Service

12.

What is the main function of banks in the economy?

a)

To print money

b)

To collect taxes

c)

To accept deposits and make loans

d)

To set interest rates

13.

Which of the following is an example of a fiscal policy tool?

a)

Changing the reserve requirement

b)

Open market operations

c)

Government spending

d)

Setting the discount rate

14.

What is a budget deficit?

a)

When government revenue exceeds spending

b)

When government spending exceeds revenue

c)

When exports exceed imports

d)

When imports exceed exports

15.

Which of the following is a benefit of saving money in a retirement account?

a)

Immediate access to funds without penalty

b)

Earning interest or investment returns over time

c)

Paying higher taxes

d)

No protection from inflation

16.

Which of the following is an example of a fixed expense in a personal budget?

a)

Groceries

b)

Rent or mortgage payment

c)

Entertainment

d)

Clothing

17.

If a country experiences high unemployment and low inflation, which fiscal policy action might the government take to stimulate the economy?

a)

Increase taxes

b)

Decrease government spending

c)

Increase government spending

d)

Raise interest rates

18.

A consumer is deciding between buying a new phone or saving the money for a trip. What is the opportunity cost of buying the phone?

a)

The money spent on the phone

b)

The enjoyment of the trip that is given up

c)

The price of the phone

d)

The time spent shopping

19.

If the price of a substitute good increases, what is likely to happen to the demand for the original good?

a)

Demand will decrease

b)

Demand will increase

c)

Demand will stay the same

d)

Supply will increase

20.

A person receives a credit card offer with a low introductory interest rate, but the rate increases significantly after six months. What is the best financial decision?

a)

Ignore the interest rate change and use the card freely

b)

Use the card only if you can pay off the balance before the rate increases

c)

Max out the card before the rate increases

d)

Never use credit cards

21.

How does scarcity affect economic decision-making?

a)

It eliminates the need for prioritisation.

b)

It forces individuals to make choices based on limited resources.

c)

It allows for unlimited consumption of goods.

d)

It reduces the need for budgeting.

22.

What is opportunity cost?

a)

The cost of the next best alternative foregone.

b)

The total cost of all alternatives.

c)

The cost of the least preferred option.

d)

The cost of producing a good or service.

23.

Which market structure is characterized by a large number of small firms, identical products, and easy entry for new firms?

a)

Monopoly

b)

Oligopoly

c)

Perfect competition

d)

Monopolistic competition

24.

Which of the following best describes a mixed economy?

a)

An economy where all decisions are made by the government.

b)

An economy that operates without any government intervention.

c)

An economy that incorporates elements of both market and command economies.

d)

An economy where decisions are made solely through market forces without any regulation.

25.

In a market economy, who primarily decides what goods and services should be produced?

a)

The government

b)

Consumers

c)

Large corporations

d)

International trade partners

26.

What does GDP stand for?

a)

General Domestic Product

b)

Gross Domestic Product

c)

Governmental Domestic Product

d)

Gross Domestic Performance

27.

What does it mean if a country's GDP is increasing?

a)

The country is experiencing deflation

b)

The country's economy is shrinking

c)

The country's economy is growing

d)

The country's unemployment rate is increasing

28.

_____ is the study of how people manage limited resources to satisfy their wants and needs.

a)

Economics

b)

Supply

c)

Demand

d)

Business Plan

29.

In this type of economy, the government makes all of the economic decisions.

a)

Traditional

b)

Command

c)

Market

30.
Trading something for something else - no currency involved
a)
demand
b)
barter
c)
goods
d)
market
31.

Which of the following are reasons to create a budget? You may select more than one response.

a)

Plan for a financial goal.

b)

Be able to spend all your money.

c)

Help pay off debt.

32.

A plan that details how money will be earned and spent.

a)

needs

b)

budget

c)

bill

d)

savings

33.
The amount of money you actually receive after the deductions are taken from your gross income.
a)
Net income
b)
Deductions
c)
Wages
d)
Tax
34.
Amounts of money taken from income before you are paid.
a)
Commission
b)
Retainer
c)
Deductions
d)
Rate
35.
Total money you earn before taxes and other deductions.
a)
Salary
b)
Net income
c)
Gross income
d)
Wages
36.

IRS stands for

a)

Internal Revenge Service

b)

International Revenue System

c)

Internal Revenue Service

d)

Inspection Ravioli Sauce

37.

Which of the following taxes is applied to wages, salaries, dividends, and interest earned?

a)

Corporate Income Tax

b)

Income Tax

c)

Estate Tax

d)

Excise Tax

38.

Local Governments earn the majority of their money from...

a)

Property tax

b)

Sales Tax

c)

Corporate Tax

d)

Fees

39.

the Federal Government earns most of its money from...

a)

Corporate Tax

b)

Social Security and Retirement

c)

Individual Income Tax

40.
Which type of market structures has very few producers(companies) that control the majority of the market?
Hint: think of the soda market
a)
perfect competition
b)
monopolistic competition
c)
oligopoly
d)
monopoly
41.
The jeans industry would fall into what type of market structure? ( jeans are similar but there are some differences in the product)
a)
monopoly
b)
oligopoly
c)
perfect competition
d)
monopolistic competition
42.
Which scenario is an example of a monopoly? 
a)
A local water company is the sole provider of water for a small town.
b)
A dry cleaner specializes in environmentally friendly cleaning methods.  
c)
A farmer produces green beans for sale at a farmer's market.
d)
A small number of cereal companies produce most of the cereal on the market.
43.

Which statement describes the law of demand?

a)

As prices rise, quantity demanded decreases

b)

As prices rise, demand decreases.

c)

As prices fall, quantity demanded decreases.

d)

As prices fall, demand decreases.

44.

Which is an example of the Law of Demand at work?

a)

The price of the pizza goes up when the price of cheese goes up.

b)

Demand for pizza goes down when tacos become more popular

c)

The price of pizza falls when the demand for pizza falls

d)

Demand for pizza rises when the price of pizza falls

45.

What causes a shift in the demand curve?

a)

A decrease in price

b)

An increase in price

c)

A change in an area other than price

d)

A change in price and availability

46.

The amount of a good or service that producers are willing and able to sell at all possible prices during a given period of time.

a)

Supply

b)

Demand

c)

Factor of Production

d)

Production

47.

The market equilibrium price is the price at which

a)

surpluses depress the number of goods supplied

b)

shortages and surpluses will have no effect on the market

c)

the government will not intervene in the market

d)

the quantity demanded is the same as the quantity supplied

48.

What is the Equilibrium Price?

a)

1

b)

2

c)

3

d)

4

49.

When there is a shortage the price will usually?

a)

rise

b)

fall

c)

remain the same

d)

equilibrium

50.

The diagram represents a(n)

a)

increase in supply

b)

decrease in supply

c)

change in quantity supplied

d)

none of the above

51.

The diagram represents a

a)

increase in demand

b)

decrease in demand

c)

change in quantity demand

d)

none of the above