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Worksheets

Chapter 1 and 2

Total questions: 10

Worksheet time: 8mins

Name
Class
Date
1.

Which of the following best describes the primary difference between real assets and financial assets?

a)

Real assets generate income; financial assets do not.

b)

Financial assets represent claims to income produced by real assets.

c)

Financial assets are tangible; real assets are intangible.

d)

Real assets are liquid; financial assets are illiquid.

2.

Which of the following is NOT a characteristic of the investment process?

a)

Security analysis

b)

Portfolio construction

c)

Product manufacturing

d)

Performance evaluation

3.

An investor diversifies a portfolio primarily to:

a)

Maximize tax savings

b)

Minimize inflation risk

c)

Reduce unsystematic risk

d)

Increase expected returns regardless of risk

4.

Which of the following is an example of an agency problem?

a)

An investor choosing between bonds and stocks

b)

A fund manager underperforming the benchmark

c)

A CEO investing in projects to maximize personal bonuses instead of shareholder value

d)

A company experiencing a market downturn

5.

Which type of financial intermediary pools funds from many investors to purchase a diversified portfolio?

a)

Commercial bank

b)

Mutual fund

c)

Hedge fund

d)

Investment bank

6.

In the context of investment, 'top-down' portfolio construction starts with:

a)

Individual stock selection

b)

Asset allocation

c)

Industry rotation

d)

Technical analysis

7.

Which role is typically NOT performed by investment banks?

a)

Underwriting new securities

b)

Taking deposits

c)

Mergers and acquisitions advisory

d)

Issuing research reports

8.

Which of the following instruments is most likely to have the highest risk and highest expected return?

a)

Treasury bills

b)

Commercial paper

c)

Common stock

d)

Certificates of deposit

9.

Which of the following is a short-term debt instrument issued by large, creditworthy corporations?

a)

Treasury bond

b)

Commercial paper

c)

Banker's acceptance

d)

Preferred stock

10.

Which of the following best describes a repurchase agreement (repo)?

a)

An agreement to purchase stock options in the future

b)

A short-term loan backed by government securities

c)

A mutual fund strategy for diversification

d)

An insurance product sold by banks