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Deficits & Debt Quiz

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What is a budget deficit?

a)

When taxes are higher than spending

b)

When the government spends more than it collects in taxes

c)

When GDP goes down

d)

When interest rates rise

2.

What is the national debt?

a)

The taxes paid by citizens

b)

A single year of government spending

c)

The sum of all yearly deficits added together

d)

The amount the U.S. owes to states

3.

Why do economists compare debt as a percent of GDP?

a)

Because it’s easier to remember

b)

To see how much money kids owe

c)

To see how debt compares to income

d)

Because GDP never changes

4.

Which two areas make up about half of U.S. government spending?

a)

Military and education

b)

Social Security and healthcare

c)

Food stamps and the post office

d)

Prisons and foreign aid

5.

What is one problem with growing government debt?

a)

It increases school budgets

b)

It increases tourism

c)

It can crowd out private borrowing

d)

It helps small businesses

6.

What does “crowding out” mean in economics?

a)

Running out of space in cities

b)

Government debt leaving less money for businesses to borrow

c)

Overpopulation in markets

d)

People leaving stores in crowds

7.

What can happen if lenders stop trusting the government to repay its debt?

a)

Taxes go down

b)

Interest rates go down

c)

Default and financial crisis

d)

The national debt disappears

8.

What does the debt ceiling do?

a)

Lowers taxes

b)

Sets a cap on how much the U.S. can borrow

c)

Pays off the debt

d)

Controls government salaries

9.

Why are U.S. interest rates on government loans so low?

a)

No one wants to lend

b)

Lenders are confident the U.S. will pay them back

c)

Interest is illegal

d)

Because the U.S. has no debt

10.

What future trend could help reduce debt problems?

a)

More wars

b)

More retirees

c)

Slower growth in healthcare costs

d)

Higher spending