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Basic Financial Literacy Quiz- Grand Finale

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

Which of the following is an example of a "need"?

a)

A new video game

b)

Water to drink

c)

A toy robot

d)

A fancy hat

2.

What does it mean to "save" money?

a)

To spend all your money at once

b)

To keep some money for later

c)

To give away all your money

d)

To lose your money

3.

Which of these is an example of a "want"?

a)

Food to eat

b)

Medicine when you are sick

c)

A new bicycle

d)

Clothes to wear

4.

If you have #10 and you want to buy a toy that costs #15, what should you do?

a)

Buy the toy anyway

b)

Save more money until you have enough

c)

Take the toy without paying

d)

Ask for a discount and pay #5

5.

What is a "budget"?

a)

A list of your favorite foods

b)

A plan for how to spend and save your money

c)

A type of bank account

d)

A shopping bag

6.

Which of the following is an example of entrepreneurship?

a)

Doing your homework

b)

Starting a lemonade stand

c)

Playing video games

d)

Watching TV

7.

If you have to choose between buying a book for #5 or a toy for #5, but you only have #5, what should you use?

a)

Scale of preference

b)

A calculator

c)

A piggy bank

d)

A shopping cart

8.

What does it mean to "negotiate" when buying something?

a)

To pay more than the price

b)

To talk and agree on a fair price

c)

To take the item without paying

d)

To ignore the seller

9.

If you save #2 every week, how much will you have after 4 weeks?

a)

#4

b)

#6

c)

#8

d)

#10

10.

Which of these is the best example of a "need"?

a)

Ice cream

b)

Shoes to wear to school

c)

A toy car

d)

A comic book

11.

Why is it important to have a budget?

a)

To spend all your money quickly

b)

To help you plan and not run out of money

c)

To buy only toys

d)

To forget about your money

12.

Which of the following is NOT a good way to save money?

a)

Spending less than you earn

b)

Keeping money in a piggy bank

c)

Spending all your money on candy

d)

Saving a part of your allowance

13.

If you want to start a small business, what is the first thing you should do?

a)

Spend all your money

b)

Make a plan for your business

c)

Buy everything you see

d)

Close your business

14.

Which of these is an example of using a scale of preference?

a)

Buying everything you want

b)

Choosing to buy a school bag instead of a toy because you need it more

c)

Not buying anything

d)

Giving away your money

15.

If you want to buy a toy for #12 and you have #8, how much more do you need to save?

a)

#2

b)

#4

c)

#6

d)

#8

16.

What is the main goal of saving money?

a)

To spend it all at once

b)

To have money for future needs or emergencies

c)

To lose it

d)

To give it away

17.

Which of these is a good way to earn money as a student?

a)

Doing chores at home for an allowance

b)

Taking money from others without asking

c)

Spending all your money

d)

Not doing anything

18.

If you want to buy a book for #5 and a snack for #3, how much money do you need in total?

a)

#7

b)

#8

c)

#9

d)

#10

19.

When you negotiate, what should you do?

a)

Shout at the seller

b)

Talk politely and try to agree on a price

c)

Take the item and run

d)

Ignore the seller

20.

If you have #2,000 and you spend #700 on a book and #500 on a snack, how much money do you have left?

a)

#600

b)

#700

c)

#800

d)

#900