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Worksheets

Personal Finance

Total questions: 14

Worksheet time: 35mins

Name
Class
Date
1.

Which of these expenses is an example of a variable expense?

a)

Rent

b)

Car Payment

c)

Utilities

d)

Entertainment

2.

The mortgage payment (housing) and the car payment (transportation) are examples of ...

a)

Variable Expenses

b)

Fixed Expenses

c)

Budgeting

d)

Assets

3.

An expense that occurs by choice (you choose to spend money eating out or on clothing accessories) is an example of ...

a)

Intermittent Expense

b)

Variable Expense

c)

Fixed Expense

d)

Budgeting

4.

Expenses that remain the same every month are ...

a)

Fixed

b)

Discretionary

c)

Intermittent

d)

Variable

5.

Money that your earn is called a(n)____.

a)

expense

b)

income

c)

debit

d)

credit

6.

Money that you spend is called a(n)___.

a)

expense

b)

income

c)

debt

d)

profit

7.

Using more money than you have available.

a)

indebting

b)

overindulging

c)

shopping sprees

d)

overspending

8.

A plan for spending and saving. You must consider both income and expenses.

a)

budget

b)

banking

c)

hoarding

d)

investing

9.

Something thought to be an essential item required for life (food, water, etc.)

a)

surplus

b)

want

c)

need

d)

deficit

10.

Something unnecessary but desired. An item which increases the quality of life (video games, DVD's, etc.)

a)

surplus

b)

want

c)

need

d)

deficit

11.

The item you gave up to purchase the item you chose.

a)

expensive

b)

unecessary

c)

cheap

d)

opportunity cost

12.

If your income is $20 per month, how much should you spend each month to stay on budget?

a)

exactly $20

b)

between $20 and $30

c)

nothing

d)

$20 or less

13.
If you are buying groceries at the store and want to use the cash in your bank account, you should pay with your ______
a)
Debit card
b)
Credit Cart
c)
Gift Card
d)
Cash
14.
What is a good reason to save money?
a)
To have money to buy things
b)
To have money put aside for emergencies
c)
For a future purchase
d)
All choices