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Elementary Finance Vocabulary - Banzai

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

Debit Card

a)

A card you can use to pay with money directly from your checking account.

b)

A card that allows you to borrow money up to a certain limit.

c)

A card used for online shopping that is linked to a credit account.

d)

A card that earns rewards points for every purchase made.

2.

Savings Account

a)

A type of investment that carries high risk

b)

A safe place to store your money (at a bank); it earns a small percentage of interest

c)

A loan provided by the bank to individuals

d)

A checking account with no fees

3.

Competition

a)

More choices and better prices

b)

Higher prices and fewer options

c)

Limited choices and increased costs

d)

No impact on market prices

4.

Business Expense

a)

Necessary cost for personal use

b)

Important expense for job

c)

Optional expense for leisure

d)

Minor expense for office supplies

5.

Bill

a)

an amount of money owed for goods supplied or services rendered

b)

a type of financial statement

c)

a document for tax purposes

d)

a form of currency

6.

Budget

a)

Plan for spending money

b)

A type of investment

c)

A financial report

d)

A savings account

7.

Savings Account

a)

A type of investment that carries high risk

b)

A safe place to store your money (at a bank); it earns a small percentage of interest

c)

A loan provided by the bank to individuals

d)

A checking account with no fees

8.

Interest

a)

Charge for borrowing money

b)

A type of investment

c)

A form of savings

d)

A government tax

9.

Transfer

a)

Movement of money from one account directly to another

b)

A type of bank loan

c)

A method of investing in stocks

d)

A process of withdrawing cash from an ATM

10.

Check

a)

A piece of paper that you fill out that allows you to buy things with money directly from your checking account

b)

A digital currency used for online transactions

c)

A type of bank account that earns interest

d)

A form of identification required for cash transactions

11.

Income

a)

Money earned from work

b)

A type of investment

c)

A government subsidy

d)

A form of debt

12.

Debt

a)

Amount owed to someone

b)

A type of investment

c)

A financial asset

d)

A government bond

13.

Vendor

a)

Seller of a product

b)

Buyer of a product

c)

Manufacturer of a product

d)

Distributor of a product

14.

Teller

a)

A bank employee who takes in money and pays out money

b)

A person who manages investments

c)

A customer service representative

d)

A loan officer

15.

Checking Account

a)

A type of investment account that offers high returns.

b)

A deposit account held at a financial institution that allows easy deposit, withdrawal, and transfer of funds.

c)

A savings account with limited access to funds.

d)

A loan account that requires monthly payments.

16.

Sales Tax

a)

Percentage added to price of goods

b)

Flat fee applied to all purchases

c)

Discount on bulk purchases

d)

Tax refund for consumers

17.

Deposit

a)

Money given to bank for safekeeping

b)

A type of loan from the bank

c)

A fee charged by the bank

d)

A withdrawal from an account

18.

Expense

a)

Money spent

b)

Income earned

c)

Savings accumulated

d)

Debt incurred

19.

Loan

a)

Borrowed money that must be paid back

b)

Money given as a gift

c)

Money that is earned through work

d)

Money that is invested in stocks

20.

Credit Card

a)

A card that allows you to make purchases without paying immediately.

b)

A card that loans you the money to buy things. It charges you interest if not paid off each month.

c)

A card that provides cash back on all purchases.

d)

A card that is only used for online shopping.