Food, water and shelter are basic needs that if unmet will set off the balance of one's life.

A short-term goal can be anywhere from one day to one year.

A SMART goal is the best way to determine a short or long goal.

Taxes withdrawn from your paycheck include local, state and federal taxes.

You should never apply for a credit card.

It is better to buy a house than to rent a house.

You can pay all cash for a car purchase.

All banks charge a fee to use a debit card.

It is okay to join a bank that is not insured.

A budget is an estimate of income and expenditure for a set period of time.

The best way to grocery shop is with a detailed list made before you go into the store. This saves you time and money.

As a consumer, you have the right to

What is the term for the protection of another person's privacy by limiting access to personal information?

Teens are the second highest population targeted for identity theft.

There are four types of banking services-banks, credit unions, savings and loan, curators.

If you get into debt, you can never get out of it.

Most times debt is caused by careless spending not life circumstances.

You need a credit card to establish credit.

Establishing credit means you use your credit card wisely to prove to lenders that you are responsible with your money.

As a consumer, you have right to be informed, the right to choose, the right to safety, the right to be heard, the right to have problems corrected, the right to consumer education, and the right to service. These are known as Consumer Rights.

A savings account should be used for your everyday expenses like gas, food, paying bills, etc…

You need to establish credit so that you can make big purchases and get loans for the purchases (home, car, etc…) in your future.

Typically, a young adult needs a cosigner to buy a car.

The skills needed to get a job in today’s workforce are known as Workplace Readiness Skills.

Integrity is what someone chooses to do when nobody is looking.

Work ethic includes getting to work on time, following workplace rules and being considerate of your coworkers needs and space.

Once you choose a career, you cannot change it.

Job shadowing is when you follow someone around to see the duties of their job.

All jobs require training or education.

The stages for human growth and development are:

Using "I" messages is the best way to communicate.

You can get into a fight with someone via text messaging.

The family structure has significantly changed over time.

Mother, father and child is what family style?

One parent and children is what family style?

Formed when a single person marries another person that may or may not have a child. What family style?

Parents, child and other relatives is what family style?

Which word means a significant effect?

What is another word for moral?

What is another word for self-esteem?

Family plays an important role on a person's view of society.

The family life cycle consists of various stages a family goes through from birth of a child to death of a child.

Single motherhood is a type of family structure.

STDs are most common amongst:

The only way to NOT get pregnant or an STD is to:

The oldest items in a grocery store are at the front of the shelves.

Groceries stores put the most expensive food items on the bottom shelving.

A well-balanced diet is another way of saying eat everything in moderation.

It is okay to use a towel to get something out of the oven.

Cross contamination is when bacteria from foods transfer to other foods.

Water is the best way to extinguish all types of fires.

Bacteria grows best in dry settings.

A good rule to follow is:

While working with food:

Who makes the USA's food guidelines?