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Worksheets

Budgeting

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

Which budgeting method requires justifying every expense before adding it?

a)

Traditional Budgeting

b)

Zero-Based Budgeting

c)

Envelope System

d)

Digital Budgeting

2.

Riya earns ₹12,000. She saves 20%, spends 60% on needs, and the rest on wants. How much goes to wants?

a)

₹1,800

b)

₹2400

c)

₹3600

d)

₹4800

3.

If you overspend ₹1,500 on “Wants,” which area of the budget is most likely affected?

a)

Savings

b)

Income

c)

Taxes

d)

Needs

4.

You earn ₹15,000 and want to save for a laptop costing ₹30,000 in 6 months. How much must you save per month?

a)

₹6,000

b)

₹4,000

c)

₹2,500

d)

₹5,000

5.

Which budgeting method is BEST if your income changes every month?

a)

Traditional budgeting

b)

Zero-Based Budgeting

c)

Envelope System

d)

None of the above

6.

Which is an example of a fixed expense?

a)

Electricity Bill

b)

Rent

c)

Movie Tickets

d)

Snacks

7.

The biggest risk of NOT making a budget is:

a)

Overspending

b)

Saving too much

c)

Having extra income

d)

Getting free money

8.

You follow 50-30-20 rule on ₹40,000 income. How much is for wants?

a)

₹8,000

b)

₹12,000

c)

₹20,000

d)

₹30,000

9.

A bicycle costs ₹4,500. You save ₹750 every month. How many months to buy it?

a)

4

b)

5

c)

6

d)

7

10.

If you increase your savings from 10% to 20% of a ₹25,000 salary, how much MORE do you save each month?

a)

₹1,500

b)

₹2,500

c)

₹3,000

d)

₹5,000