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PRUWealth Quiz

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

How long does the No-Lapse Provision keep the policy in force?
PRUWealth Enrich 的 No-Lapse Provision 可以保障多久不失效?

a)

12个月/12 months

b)

36个月/36 months

c)

60个月/60 months

d)

72个月/72 months

2.

How many months must TPD persist before claimable?
TPD 必须持续多少个月以上才符合理赔条件?

a)

1个月 / 1 month

b)

3个月 / 3 months

c)

6个月 / 6 months

d)

12个月 / 12 months

3.

What is the maximum total payout limit for Accidental Death Benefit?
Accidental Death Benefit 的最高赔偿总额上限是多少?

a)

RM 1,000,000

b)

RM 5,000,000

c)

RM 10,000,000

d)

RM 25,000,000

4.

If accidental death occurs while traveling overseas, what is the extra payout multiple?
若客户在 海外旅游 发生意外身故,额外赔偿是多少倍?

a)

100%

b)

200%

c)

300%

d)

400%

5.

For Crisis Care, if the insured undergoes Angioplasty, what is the maximum payout?
Crisis Care 如果客户做了心脏支架手术(Angioplasty),最多可以赔多少?

a)

10% up to RM25,000

b)

25% up to RM50,000

c)

50% up to RM100,000

d)

Full sum assured

6.

What is the maximum ADB for juveniles (before age 19)?
未成年(19岁前)的 Accidental Death Benefit 最高限额是多少?

a)

RM 1,000,000

b)

RM 3,000,000

c)

RM 5,000,000

d)

RM 10,000,000

7.

Until what age does the Accidental Death Benefit provide extra payout?

意外身故 (Accidental Death Benefit) 的额外赔偿到几岁为止?

a)

65 years old

b)

70 years old

c)

75 years old

d)

100 years old

8.

What percentage does Crisis Care pay for Full-Blown AIDS?
Crisis Care 的 Full-Blown AIDS 理赔比例是多少?

a)

10%

b)

25%

c)

50%

d)

100%

9.

In Payor Basic, if the insured suffers TPD or CI, how are premiums handled?
在 Payor Basic 中,若客户发生 TPD 或 CI,保险公司如何处理保费?

a)

Premium waived
保单自动免缴

b)

Insurer pays via unit allocation
由保险公司代缴(买入单位)

c)

Deducted from cash value
从现金价值扣除

d)

Policyholder continues to pay
客户需继续缴交

10.

What is the main function of PRUAllocator premium?
PRUAllocator 的保费主要作用是什么?

a)

Increase coverage
提高保障额度

b)

Cash reserve
存放现金价值

c)

Buy investment units
买入基金单位

d)

Pay service charges
支付行政费用