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Chapter 5: BANKING INSTITUTIONS DIGITAL INNOVATION

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.
  1. 1. Which financial institutions play a significant role in rural lending and financial inclusion in Cambodia?

a)

a) Commercial Banks

b)

b) Microfinance Institutions (MFIs)

c)

c) Investment Funds

d)

d) Insurance Companies

2.

2. Which of the following is an example of a traditional banking service?

a)

a) KHQR

b)

b) Mobile Wallet

c)

c) Personal Savings Account

d)

d) Bakong System

3.

Which banking service provides business accounts, trade finance, and payroll services?

a)

a) Retail Banking

b)

b) Corporate & SME Banking

c)

c) Investment & Wealth Services

d)

d) Digital Financial Services

4.
  1. 4. Which system in Cambodia supports interoperability and nationwide digital transactions?

a)

a) SWIFT

b)

b) Bakong System

c)

c) VisaNet

d)

d) ACH

5.
  1. 5. Which of the following is a feature of Digital Financial Services in Cambodia?

a)

a) Group Lending

b)

b) Insurance Advisory

c)

c) QR Payments

d)

d) Fixed Deposits

6.
  1. 6. Which digital service allows for standardized QR payment acceptance across banks and e-wallets in Cambodia?

a)

a) KHQR

b)

b) PayPal

c)

c) Alipay

d)

d) TrueMoney

7.
  1. 7. Which of the following is NOT part of Retail Banking services?

a)

a) Credit Cards

b)

b) Personal Loans

c)

c) Trade Finance

d)

d) Fixed Deposits

8.
  1. 8. Which organizations in Cambodia provide mobile payment services besides commercial banks?

a)

a) Insurance Firms

b)

b) Wing, Pi Pay, TrueMoney

c)

c) Credit Rating Agencies

d)

d) Real Estate Companies

9.
  1. 9. Which of the following is a disadvantage of digital banking?

a)

a) Faster transactions

b)

b) Broader financial inclusion

c)

c) Cybersecurity risks

d)

d) Cross-border integration

10.
  1. 10. Which banking service typically provides microloans and group lending?

a)

a) Corporate Banking

b)

b) Retail Banking

c)

c) Microfinance Services

d)

d) Wealth Management