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Financing Higher Education Vocab

Total questions: 14

Worksheet time: 7mins

Name
Class
Date
1.

What has the biggest impact on whether a 4-year university is affordable?

a)

The location of the university

b)

The amount of financial aid that the university offers

c)

The size of the university

d)

The number of programs offered

2.

Why can a 529 plan help you save more money than a traditional savings account?

a)

It offers higher interest rates

b)

It is tax-free

c)

It has no withdrawal limits

d)

It is government-backed

3.

Cutting down costs by earning an associate's degree first and then transferring to a four-year college or university can be done by going to what type of higher education institution?

a)

A private university

b)

A local community college

c)

An online university

d)

A technical school

4.

Earning a degree can be expensive, but which example shows why it might be worth it?

a)

Individuals with a bachelor's degree typically earn a higher annual salary than those without one

b)

Individuals with a bachelor's degree have more vacation time

c)

Individuals with a bachelor's degree work fewer hours

d)

Individuals with a bachelor's degree have more job security

5.

What type of federal funding is free money, but is based on financial need only?

a)

Student loans

b)

Federal grants

c)

Work-study programs

d)

Scholarships

6.

Textbooks, transportation, and room and board are all considered what?

a)

Optional expenses

b)

Additional costs for attending a college or university

c)

Covered by tuition

d)

Unnecessary expenses

7.

Living at home could save you money while enrolled in post-secondary school or training because?

a)

It reduces costs of room and board

b)

It provides more study time

c)

It offers better networking opportunities

d)

It allows for more flexible class schedules

8.

What is FAFSA (Free Application for Federal Student Aid)?

a)

A scholarship application

b)

A form completed by current and prospective college students to determine their eligibility for student financial aid

c)

A student loan application

d)

A college admission form

9.

What is a subsidized loan?

a)

A loan where interest accrues while the student is in school

b)

A loan on which the government pays the interest while the student is in school

c)

A loan that does not require repayment

d)

A loan with a fixed interest rate

10.

What is a work-study program?

a)

A program that provides part-time employment to help students earn money to pay for college expenses

b)

A program that offers free tuition

c)

A program that guarantees job placement after graduation

d)

A program that provides full-time employment

11.

What is a scholarship?

a)

A loan that must be repaid

b)

A grant or payment made to support a student's education, awarded on the basis of academic or other achievement

c)

A discount on tuition fees

d)

A government bond

12.

A grant is...

a)

a type of financial aid (free money), usually given by the government based on the student's need

b)

money earned by working at the school as a way to pay for classes

c)

money borrowed that the student has to pay back later plus interest

13.

A work study is...

a)

a type of financial aid (free money), usually given by the government based on the student's need

b)

money earned by working at the school as a way to pay for classes

c)

money borrowed that the student has to pay back later plus interest

14.

The cost of taking classes or courses at a college or university.

a)

tuition and fees

b)

scholarships

c)

interest

d)

term