wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

Ch 2 Managing Money – Learning the Language

Total questions: 13

Worksheet time: 7mins

Name
Class
Date
1.

What is a resource with economic value that a person, company, or country owns with the expectation that it will provide a future benefit? Cash, stock, buildings, and copyrights are all different kinds of this.

a)

Asset

b)

Liability

c)

Expense

d)

Revenue

2.

What is a financial summary of anticipated income and expenditures?

a)

Budget

b)

Invoice

c)

Receipt

d)

Contract

3.

What is the income you have available to use for spending or saving?

a)

Cash Flow

b)

Gross Income

c)

Net Worth

d)

Liabilities

4.

What do you call a person or organization that uses a commodity or service?

a)

Consumer

b)

Producer

c)

Supplier

d)

Manufacturer

5.

What is the process of weighing the pros and cons of a decision before you make it?

a)

Cost Benefit Analysis

b)

Impulse Buying

c)

Brainstorming

d)

Procrastination

6.

What are unexpected and sometimes hidden fees that companies charge for a service that costs them little or nothing to provide?

a)

Junk Fees

b)

Premium Charges

c)

Core Service Fees

d)

Mandatory Taxes

7.

What is the highest valued alternative not taken in an economic decision?

a)

Opportunity Cost

b)

Marginal Benefit

c)

Sunk Cost

d)

Fixed Cost

8.

What is the value your money generates in the market called?

a)

Purchasing Power

b)

Inflation Rate

c)

Market Share

d)

Gross Income

9.

What is the level of spontaneity or patience you exhibit when making financial decisions called?

a)

Spending Habits

b)

Financial Literacy

c)

Budgeting Skills

d)

Investment Knowledge

10.

What is a reflexive form of buying without pausing to weigh alternatives, spending then thinking?

a)

Impulse Spending

b)

Planned Purchase

c)

Budgeting

d)

Delayed Gratification

11.

What is payment received for goods or services, or from other sources, such as rents or investments?

a)

Income

b)

Expense

c)

Liability

d)

Debt

12.

What is a cost, like rent, that is consistent and predictable month to month?

a)

Fixed Expenses

b)

Variable Expenses

c)

Irregular Income

d)

Discretionary Spending

13.

What are costs like groceries, gasoline, and utilities that can change from month to month called?

a)

Variable Expenses

b)

Fixed Expenses

c)

Discretionary Expenses

d)

Capital Expenses