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Unit 1 - Career Preparation

Total questions: 70

Worksheet time: 2hrs 20mins

Name
Class
Date
1.
An amount you are paid that changes based on how much you work
a)
Salary
b)

Wage-Based

c)
Overtime
d)
Commission
2.
A flat, fixed amount that you are paid for each pay period that does not change
a)
Salary
b)

Wage-Based

c)
Overtime
d)
Commission
3.
When you earn 1.5x your usual rate for working more hours or on unpreffered days, it is known as what?
a)
Salary
b)

Wage-Based

c)
Overtime
d)
Commission
4.
This is often earned by people in service positions and is accompanied by low hourly pay
a)
Hourly
b)
Overtime
c)
Bonus
d)
Tips
5.
A retirement plan offered by a private, non-government owned employer where you select a percentage to contribute to your retirement plan.
a)
401k
b)
403b
c)

Pension

6.
A retirement plan offered by a public, government owned employer where you select a percentage to contribute to your retirement plan.
a)
401k
b)
403b
c)

Pension

7.
The amount you pay per month to receive health insurance coverage
a)
Premium
b)
Deductible
c)
Copay
d)
Coinsurance
8.
Your premium is determined based on general demographic statistics
a)
True
b)
False
9.
Employer provided health insurance is typically the lowest cost
a)
True
b)
False
10.
The amount you must pay before your health insurance benefits kick in
a)
Premium
b)
Deductible
c)
Copay
d)
Coinsurance
11.
A small, fixed amount that you pay for a service that does not count towards your deductible
a)
Premium
b)
Deductible
c)
Copay
d)
Coinsurance
12.
The percentage of costs that you must pay for a covered service after you've met your deductible
a)
Premium
b)
Deductible
c)
Copay
d)
Coinsurance
13.
The maximum amount that you'll pay for medical care within a year, minus premiums and medicines, is known as your deductible
a)
True
b)
False
14.
Your out of pocket resets each year.
a)
True
b)
False
15.
The amount you've earned during a pay period, before deductions are taken out is known as
a)
gross pay
b)
net pay
c)
mandatory deductions
d)
voluntary deductions
16.
The amount you actually get to take home after deductions, also known as take home pay
a)
gross pay
b)
net pay
c)
mandatory deductions
d)
voluntary deductions
17.
Amounts that you are forced to get subtracted from your paycheck
a)
gross pay
b)
net pay
c)
mandatory deductions
d)
voluntary deductions
18.
Includes health, dental, and life insurance ; you must opt in to these reductions
a)
gross pay
b)
net pay
c)
mandatory deductions
d)
voluntary deductions
19.
This deduction is paid by both the employer and employee and goes towards providing insurance coverage for seniors and the disabled
a)
federal income tax
b)
state income tax
c)
medicare tax
d)
social security tax
20.
This deduction is only paid by the employee and goes towards local services like road repairs.
a)
federal income tax
b)
state income tax
c)
medicare tax
d)
social security tax
21.
This deduction is only paid by the employee and goes towards government services like the military
a)
federal income tax
b)
state income tax
c)
medicare tax
d)
social security tax
22.
Includes health, dental, and life insurance ; you must opt in to these reductions
a)
gross pay
b)
net pay
c)
mandatory deductions
d)
voluntary deductions
23.
Amounts that you are forced to get subtracted from your paycheck
a)
gross pay
b)
net pay
c)
mandatory deductions
d)
voluntary deductions
24.
This deduction is paid by both the employer and employee and goes towards providing income to seniors and people with disabilities.
a)
federal income tax
b)
state income tax
c)
medicare tax
d)
social security tax
25.
This employment form is filled out prior to employment to prove your identity and ability to legally work.
a)
W-2
b)
W-4
c)
WT-4
d)
I-9
26.
This employment form is filled out prior to employment and informs the federal government how much money to deduct from your check.
a)
W-2
b)
W-4
c)
WT-4
d)
I-9
27.
This employment form is filled out prior to employment and informs the state government how much money to deduct from your check.
a)
W-2
b)
W-4
c)
WT-4
d)
I-9
28.
This term refers to someone who relies on someone else financially.
a)

dependent

b)
head of household
c)
beneficiary
d)
policy holder
29.
Medication gets deducted from the out of pocket amount
a)
True
b)
False
30.
Premiums do not get subtracted from the deductible or out of pocket
a)
True
b)
False
31.
Copays get subtracted from the deductible and out of pocket amounts
a)
True
b)
False
32.
Once you hit your out of pocket, you are done paying for anything medical.
a)
True
b)
False
33.
The lower the deductible, the higher the premium
a)
True
b)
False
34.
Coinsurance kicks in after you've met your deductible
a)
True
b)
False
35.

If you are employed but not offered healthcare through work, what type of insurance is your best option?

a)

Individual

b)

Group

c)

COBRA

36.

If you are on your employers healthcare plan, what is it known as?

a)

Individual

b)

Group

c)

COBRA

37.

When you get laid off, this allows you to keep group insurance coverage as long as you pay the full premium.

a)

Individual

b)

Group

c)

COBRA

38.
A person who receives money on behalf of someone else who passed away
a)
depedent
b)
head of household
c)
beneficiary
d)
policy holder
39.

Medical events that are not covered as a part of your health insurance policy are known as

a)

exclusions

b)

coverages

c)

out of network

d)

copay

40.

After you visit the doctor, you will receive a ______ asking for payment.

a)

premium

b)

claim

c)

policy

d)

deductible

41.

The amount you need to pay per month to remain covered by insurance is known as

a)

premium

b)

deductible

c)

copay

d)

coinsurance

42.

Which of the following is the best example of a skill?

a)

enjoying working with children

b)

enjoying solving math problems

c)

playing the piano after years of lessons

d)

wanting to help people in the community

43.

Which of the following is an interest rather than a skill or aptitude?

a)

writing creative stories in your free time

b)

typing 80 words per minute

c)

having a natural talent for drawing

d)

understanding how engines work without much practice

44.

Which option shows an aptitude?

a)

loving to travel and see new places

b)

wanting to become a teacher someday

c)

having a natural ability to learn languages quickly

d)

enjoying meeting new people and having conversations

45.

A student has been practicing public speaking and has become confident presenting in front of large groups. This is an example of a…

a)

skill

b)

interest

c)

aptitude

d)

personality trait

46.

Someone who has a natural ability to understand numbers and patterns without much effort demonstrates a(n)…

a)

skill

b)

interest

c)

aptitude

d)

hobby

47.

Which statement best explains the difference between skills and aptitudes?

a)

Skills are hobbies you enjoy; aptitudes are talents you work hard to develop

b)

Skills are developed through practice; aptitudes are natural abilities.

c)

Skills and aptitudes mean the same thing.

d)

Skills are things you like; aptitudes are things you study.

48.

Which of the following is an example of a job-specific skill?

a)

communication

b)

leadership

c)

knowledge of computer coding

d)

problem solving

49.

Transferable skills (or soft skills) are best described as:

a)

Skills that can only be used in one career field

b)

Skills you bring with you to many different jobs or careers

c)

Skills you learn only through formal training programs

d)

Skills that employers no longer value

50.

Which of these skills would MOST likely be considered transferable?

a)

Ability to perform CPR

b)

Time management

c)

Welding technique

d)

Knowledge of tax preparation software

51.

The "S" in SMART goals stands for:

a)

successful

b)

specific

c)

strategic

d)

simple

52.

Which of the following best describes a SMART goal?

a)

A goal that does not require a deadline

b)

A goal that is clear, measurable, and time-bound

c)

A goal that is vague and open-ended

d)

A goal that is impossible to achieve

53.

In the SMART acronym, what does the 'T' represent?

a)

Trackable

b)

Thorough

c)

Timeless

d)

Time-bound

54.

Which of the following best describes a goal that is Measurable in the SMART framework?

a)

A goal that is easy to remember

b)

A goal that can be tracked and quantified

c)

A goal that is broad and general

d)

A goal that is set by someone else

55.

What is a job campaign?

a)

A collection of advertisements about jobs

b)

A series of activities designed to match you to the right job and employer

c)

A list of companies currently hiring

d)

A test you take to prove job readiness

56.

When filling out a job application, what should you do if a question does not apply to you?

a)

leave it blank

b)

write n/a

c)

cross it out

d)

skip the question entirely

57.

Why is spelling and grammar important on a job application?

a)

employers use it to test your creativity

b)

it shows that you pay attention to detail and are professional

c)

it determines whether you will need training

d)

it is not very important compared to your experience

58.

What is the main purpose of a resume?

a)

to show every detail of your life

b)

to highlight your strengths, skills, experiences, and education

c)

to act as a cover letter for an application

d)

to prove you have a college degree

59.

Which of the following is not an element of a resume?

a)

heading

b)

summary

c)

education

d)

references

60.

When writing a resume summary, you should:

a)

Use "I" statements to describe your goals

b)

Keep it 1-2 sentences and state your skills/qualifications clearly

c)

Write a paragraph about your life story

d)

Avoid mentioning the type of job you want

61.

Who is the best type of person to list as a reference?

a)

a parent or sibling

b)

a close friend

c)

a teacher, coach, or work supervisor

d)

a celebrity you admire

62.

Which of the following rules about references is correct?

a)

they must be at least 18 years old

b)

family members are the strongest option

c)

you should never ask for permission before listing someone

d)

references are not needed if you have a resume

63.

Career fairs, LinkedIn, and company job boards are all examples of:

a)

interview strategies

b)

online scams

c)

job search methods

d)

social media mistakes

64.

Your professional brand is based on all of the following except:

a)

education and degrees

b)

relevant experience

c)

achievements

d)

favorite hobbies and weekend activities

65.

Networking involves:

a)

Exchanging information and developing professional contacts

b)

Only talking to employers online

c)

Asking family for money when job searching

d)

Posting personal updates on Instagram

66.

Which of these people would be part of your professional network?

a)

Teachers and coaches

b)

Former employers

c)

Family and friends

d)

All of the above

67.

When asked about your weaknesses, the best approach is to:

a)

say you don't have any weaknesses

b)

use a cliche like "I care too much"

c)

mention a non-critical weakness and explain how you're improving it

d)

avoid answering the question

68.

Why is body language important in an interview?

a)

Employers don't care about your words

b)

It helps you appear confident, polite, and engaged

c)

It guarantees you will get the job

d)

It lets you avoid answering difficult questions

69.

What is one recommended step after completing an interview?

a)

Immediately call the company every day

b)

Send a thank-you email to each interviewer

c)

Wait a month before contacting the company again

d)

Do nothing - follow-up is not necessary

70.

What should you include in a thank-you email?

a)

A list of demands

b)

Recommendations on how to improve the interview

c)

A brief reminder of why you're a good fit for the job

d)

Links to your social media pages

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