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WorksheetsIdentity Theft Quiz
Total questions: 15
Worksheet time: 8mins
Which of the following is an example of Dumpster Diving?
Someone watches you enter your PIN at an ATM.
Someone finds your preapproved credit card offers in the trash and changes the address to get a card.
Someone pretends to be a bank officer and calls you for personal information.
Someone uses a card reader to copy your card's magnetic strip.
Shimming has become more common after the invention of EMV technology because criminals now try to copy the chip data instead of the magnetic strip.
True
False
Which statement best describes Crime Rings?
A large-scale, organized identity theft operation that can steal millions of customer records.
A single person pretending to be a bank staff to get your information.
An employee at a hospital secretly reading your medical records.
Someone stealing your mail before you pick it up.
If you are a victim of identity theft, which agency in the U.S. should you contact as the central clearinghouse for identity theft complaints?
FBI
Social Security Administration
Federal Trade Commission (FTC)
Internal Revenue Service
How long does an initial fraud alert placed with credit reporting companies (Experian, Equifax, TransUnion) last?
30 days
60 days
90 days
7 years
What is the main purpose of a credit freeze (security freeze)?
Permanently delete your credit report
Restrict access to your credit report so thieves cannot open new accounts
Close all your existing credit accounts
Notify the IRS about suspicious activity
Which of the following should NOT be used as a password for financial accounts?
Mother's maiden name
Random alphanumeric string
Unique password for each account
Two-factor authentication
In the case of Stephanie Spratt, what did she do immediately after discovering unauthorized charges on her credit card?
Ignored the charges until the next bill
Called customer service to report the fraud, close the account, and request a new card
Went directly to the police without contacting her bank
Paid the $4,906 balance to avoid penalties
In both the U.S. and Vietnam, why is displaying a Social Security number or Citizen Identification number on employee ID cards considered a major risk?
It violates labor law requirements on ID card design
These numbers are directly linked to sensitive systems such as banking, insurance, and taxation
Hackers can only use these numbers for online shopping, not for financial theft
The numbers can be easily guessed from other public records
In Vietnam, starting August 2025, which number will replace the health insurance/social insurance number?
Passport number
Tax identification number
Citizen identification card number
Employee code assigned by the company
Which of the following best explains why identity theft insurance in the U.S. is considered broader than Vietnamese card protection services?
It only covers physical card loss, not online fraud.
It guarantees 100% reimbursement of all fraudulent transactions.
It is always offered for free with every credit card.
It includes financial, legal, and identity recovery support, not just reimbursement of stolen money.
Why is shredding documents like preapproved credit card offers or receipts recommended as a safeguard against identity theft?
To reduce home clutter and save storage space
Because banks won't accept paper documents that are old or wrinkled
Thieves can use discarded documents to collect sensitive data and open fraudulent accounts
Shredders are legally required for every household in the U.S.
Which practice below represents a key difference between salary payments in the U.S. and Vietnam?
In Vietnam, paychecks always include Social Security numbers, unlike in the U.S.
In the U.S., employees can request direct deposit, while in Vietnam salary is often paid via bank transfer or cash without paycheck issuance
Vietnam law requires all employers to issue paper checks, while in the U.S. only cash payments are common
In the U.S., workers receive only cash wages, while Vietnam uses paychecks
Which of the following is a possible consequence of identity theft?
Victims automatically receive compensation from the bank.
Victims will never face legal or reputational issues.
Identity theft only affects criminals, not victims.
Victims may have their credit score damaged due to unpaid fraudulent debts.
In Vietnam, which method is commonly used by criminals to commit identity theft?
Offering free medical checkups to steal health records.
Selling counterfeit products on e-commerce platforms.
Using fake job offers to hire employees abroad.
Applying for online loans using leaked personal information.
