NEW
Font size
S
M
L
XL
WorksheetsPPTCSAOFF
Total questions: 40
Worksheet time: 20mins
Name
Class
Date
1.
Any Credit Proposal to a Borrower(s) who has settled their dues with our Bank/Other Banks/NBFCs/Fis with Sacrifise Amount Above 25% , as part of a OTS/Compromise Settlement shall be subject to a minimum cooling period of …........ months from the date of settlement
a)
36 Months
b)
60 Months
c)
24 Months
d)
12 Months
e)
48 months
2.
A Customer has settled his Loan with other Bank. The Sacrifice amount to the outstading is 20%. What is the mnimum cooling period for the same customer to avail loan with our Bank.?
a)
12 months
b)
24 months
c)
36 months
d)
48 months
e)
60 months
3.
All loans to units in the KVI sector are eligible for classification under the sub target of _______ prescribed for Micro Enterprises under priority sector.
a)
0.075
b)
0.08
c)
0.095
d)
0.1
e)
0.12
4.
An enterprise is classified as Medium, where the investment in Plant & Machineries or equipment does not exceed Rs ________ and turnover does not exceed Rs________.
a)
1 core, 3 crore
b)
125 crore, 500 crore
c)
3 crore,10 crore
d)
25 crore, 100 crore
e)
25 crore, 50 crore
5.
An enterprise is classified as Small, where the investment in Plant & Machineries or equipment does not exceed Rs _______ and turnover does not exceed Rs ________.
a)
1 core, 3 crore
b)
2.5 crore, 10 crore
c)
3 crore,10 crore
d)
25 crore, 100 crore
e)
25 crore, 50 crore
6.
CERSAI has been set up under which Act?
a)
SARFAESI Act
b)
CERSAI Act
c)
Transfer of Property Act
d)
Indian Contract Act
e)
Banking Regulation Act
7.
Bankers lien is a general lien and specially defined under:
a)
Sec.58 of BR Act
b)
Sec.69 of NI Act
c)
Sec.172 of Indian Contract Act
d)
Sec.45 of RBI Act
e)
Sec 171 of Indian Contract Act
8.
Cases can be filed to DRT where claim is _____ and above.
a)
Rs 10 lakhs
b)
Rs 20 lakhs
c)
Rs 25 lakhs
d)
Rs 30 lakhs
e)
Rs 50 lakhs
9.
Contactless Debit cards using NFC technology can be issued with the benefit of the relaxation in the requirement of Additional Factor Authentication like PIN for small value card present transactions, up to ________.
a)
Rs 2000
b)
Rs 5000
c)
Rs 10000
d)
Rs 15000
e)
Rs 20000
10.
FIU INDIA has issued fresh guidelines on monitoring and reporting of Suspicious activities involves _____
a)
Money Mules
b)
Human trafficking
c)
Terrorist Financing
d)
Cyber Frauds
e)
Insider Trading
11.
For being eligible to proceed under SARFAESI Act, the amount due should be more than ____ of the Principal Amount and interest there on.
a)
10%
b)
20%
c)
25%
d)
30%
e)
50%
12.
In case, Officially Valid Documents (OVDs) furnished by the customer does not contain updated address, the Utility bills like electricity, telephone, post-paid mobile phone, piped gas, water bill which is not more than ____ old of any service provider shall be deemed to the OVD for the limited purpose of proof of address.
a)
one month
b)
two months
c)
three months
d)
six months
e)
15 days
13.
Individuals aged between _______, who have already availed Housing Loans are eligible for finance under Home Loan Plus.
a)
18 to 60 years
b)
18 to 70 years
c)
18 to 75 years
d)
21 to 60 years
e)
21 to 70 years
14.
Loans to farmers for installation of stand-alone Solar Agriculture Pumps and for solarisation of grid connected Agriculture Pumps is to be categorized under_________.
a)
Farm Credit - Individual farmers
b)
Agriculture Infrastructure
c)
Agriculture -Ancillary Services
d)
Indirect agriculture
e)
Non- Priority Sector
15.
Loans to individuals for educational purposes, including vocational courses, not exceeding _______ are considered as eligible for priority sector classification.
a)
Rs 7.5 lakh
b)
Rs 10 lakh
c)
Rs 20 lakh
d)
Rs 25 lakh
e)
Rs 50 lakh
16.
Loans up to ________ to Start-ups, as per definition of Ministry of Commerce and Industry, Govt. of India that are engaged in agriculture and allied services are to be classified under Proirity Sector finance.
a)
Rs 5 Crore
b)
Rs 10 Crore
c)
Rs 50 Crore
d)
Rs 75 Crore
e)
Rs 100 Crore
17.
Maximum permissible cash withdrawal through Platinum/Business/Select debit card is ______.
a)
Rs 10000 per day
b)
Rs 20000 per day
c)
Rs 50000 per day
d)
Rs 75000 per day
e)
Rs 1 lakh per day
18.
Nomination in deposits, Safe custody and Locker Accounts are defined under _______.
a)
Sec 45 ZA to ZF of BR Act
b)
Sec 45 ZA to ZF of RBI Act
c)
Sec 45 ZA of BR Act
d)
Sec 45 of RBI Act
e)
Sec 35A of BR Act
19.
NPA accounts where borrower wise aggregate book liability is Rs. 20.00 lakh and above will be transferred to mapped ARM branches on _____ automatically.
a)
15th day of the subsequent quarter
b)
7th day of the subsequent quarter
c)
10th day of the subsequent quarter
d)
7th day of the subsequent month
e)
15th day of the subsequent month
20.
Publication of photographs of willful defaulter should be considered only in "exceptional circumstances” and is restricted to "wilful defaulters" with a liability above ______.
a)
Rs Ten lakhs
b)
Rs Twenty lakhs
c)
Rs Twenty Five lakhs
d)
Rs Fifty lakhs
e)
Rs One Hundred lakhs
21.
Rate of subsidy in rural areas in PMEGP is___as percentage of project cost:
a)
35% for general and special category persons
b)
25% for general and special category persons
c)
25% for general and 35% for special category persons
d)
35% for general and 25% for special category persons
e)
25% for general and 30% for special category persons
22.
Section 35A, BR Act 1949 empower RBI of the followings -
a)
To impose penalty on a bank
b)
To impose selective credit control
c)
To issue direction in public interest
d)
To issue bank notes
e)
All of the above
23.
The maximum guarantee coverage by CGTMSE is ________
a)
Rs 50 lakhs
b)
Rs 100 lakhs
c)
Rs 150 lakhs
d)
Rs 500lakhs
e)
Rs 1000 lakhs
24.
Transactions are categorized as “High Value”, if the amount of a single transaction or total amount of more than one transaction done using a single card is _______ or more per day per merchant, in respect of all merchant categories other than Jewellers & Travel agents.
a)
Rs 1 lakh
b)
Rs 2 lakhs
c)
Rs 3 lakhs
d)
Rs 4 lakhs
e)
Rs 5 lakhs
25.
What is maximum project cost for setting up a project under service sector under PMEGP scheme?
a)
Rs 25 lac
b)
Rs 50 lac
c)
Rs 40 lac
d)
Rs 20 lac
e)
Rs 30 lac
26.
What is the agriculture priority sector lending target for the domestic commercial banks (excl. RRBs & SFBs)?
a)
75 per cent of ANBC or CEOBE whichever is higher
b)
40 per cent of ANBC or CEOBE whichever is higher
c)
32 per cent of ANBC or CEOBE whichever is higher
d)
18 per cent of ANBC or CEOBE whichever is higher
e)
12 per cent of ANBC or CEOBE whichever is higher
27.
What is the fee applicable in case of Doorstep banking facility?
a)
Rs.75/- + GST
b)
Rs.50/- + GST
c)
Rs.100/- + GST
d)
Rs.25/- + GST
e)
Nil
28.
What is the minimum amount of cash withdrawal permitted in branches?
a)
Rs.500/-
b)
Rs.100/-
c)
Rs.1000/-
d)
Rs.50/-
e)
Rs.5000/-
29.
What is the payment tenure of OTS, in case of Branch/RO sanctions?
a)
3 months
b)
6 months
c)
9 months
d)
12 months
e)
18 months
30.
What is the relationship between banker and customer in case of standing instruction?
a)
Agent and Principal
b)
Debtor and Creditor
c)
Bailee and bailor
d)
Principal and Agent
e)
Assignor and Assignee
31.
What is the revised age eligibility criteria for opening a Canara Aspire (1631) account ?
a)
18 to 28 Years
b)
17 to 28 Years
c)
16 to 28 Years
d)
15 to 28 Years
e)
18 to 25 Years
32.
The minimum quantum of “Swarna – Monthly Interest” is:
a)
(a) Rs 1000
b)
(b) Rs 2000
c)
(c) Rs 5000
d)
(d) Rs 10000
e)
(e) Rs. 15000
33.
Which Institutions are eligible under the PM - Vidyalaxmi Scheme as per the Ministry of Education ?
a)
Only IITs & IIMs
b)
Private Universities with NAAC Accreditation
c)
Quality Higher Educational Institutions (QHEIs)
d)
Foreign Institutes recognised by AIU
e)
All of the above
34.
which of the following guidelines is not correct regarding Canara Aspire Minor Savings Account?
a)
The total aggregate debit transactions in such minor accounts shall not exceed ₹10,000 per month including fund transfers and withdrawal through debit card.
b)
Per day aggregate withdrawal limit shall not exceed ₹5,000.
c)
Maximum balance in these accounts shall not exceeds Rs. 10.00 Lakhs at any point of time.
d)
Foreign remittances shall not be permitted in such minor accounts
e)
Minors are eligible for chequebook
35.
Dishonor of cheques is a criminal offence punishable with
a)
(a) Imprisonment upto 2 Years
b)
(b) Penalty of twice the amount of cheque
c)
(c) Both A & B
d)
(d) Neither of the above
e)
(e) Imprisonment upto 7 years
36.
Which of the following is correct with regard to eligibility criteria for PMEGP:
a)
Age of individual should be between 18-25
b)
There is no income ceiling criteria
c)
Assistance is available to new as well as existing unit
d)
Minimum education is 10th pass if cost of project is above Rs 10 lac for all type of unit
e)
None of the above
37.
While sanctioning Housing Loans, the cost of furnishing can be included in the total project cost with maximum upto _____ of the loan or _____ whichever is lower.
a)
25%, Rs 50 lakhs
b)
25%, Rs 25 lakhs
c)
25%, Rs 15 lakhs
d)
15%, Rs 25 lakhs
e)
15%, Rs 50 lakhs
38.
Which are the entities licensed under Section 22 of Banking Regulation Act to which provisions of KYC policy of RBI will be applicable?
a)
(a) Scheduled Commercial bank(SCB),
b)
(b) Regional Rural Banks (RRBs), Local area Bank(LABs)
c)
(c) Primary (Urban) Co-operative banks (UCBs) and State & Central Co-operative banks (SICBs/ CCBs)
d)
(d) All of the above
e)
(e) None of the above
39.
Quantum of Instant Overdraft Facility allowed in SB Premium Payroll Package – diamond variant is ________.
a)
(a) 1 months’ net pension or Maximum 1 lakh
b)
(b) 2 months’ net pension or Maximum 1 lakh
c)
(c) 2 months’ net pension or Maximum 2 lakhs
d)
(d) 3 months’ net pension or Maximum 2 lakhs
e)
(e) 1 months’ net pension or Maximum 3 lakhs
40.
What are the available tenors for Canara Green Deposit Product?
a)
(a) 1000 days, 2000 days, and 3000 days
b)
(b) 1111 days, 2222 days, and 3333 days
c)
(c) 555 days, 1111 days, and 2222 days
d)
(d) 365 days, 730 days, and 1095 days
e)
(e) 777 days, 888 days, and 999 days
Reset
