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Ekonomi Syariah Quiz

Total questions: 127

Worksheet time: 1hrs 9mins

Name
Class
Date
1.

Apa tujuan utama ekonomi Islam?

a)

Maksimalkan keuntungan individu

b)

Mencapai kesejahteraan di dunia ini dan di akhirat

c)

Meningkatkan konsumsi komunitas

d)

Mengurangi peran pemerintah dalam ekonomi

e)

Secara eksklusif meningkatkan pertumbuhan ekonomi

2.

Salah satu nilai utama dalam ekonomi Islam adalah:

a)

Individualisme

b)

Materialisme

c)

Keadilan

d)

Konsumerisme

e)

Persaingan bebas

3.

Prinsip ekonomi Islam yang menekankan larangan riba adalah:

a)

Prinsip keadilan

b)

Prinsip keseimbangan

c)

Prinsip larangan riba

d)

Prinsip saling membantu

e)

Prinsip efisiensi

4.

Dalam ekonomi Islam, transaksi harus dilakukan berdasarkan prinsip:

a)

Spekulasi

b)

Ketidakpastian

c)

Transparansi dan kejujuran

d)

Monopoli

e)

Eksploitasi

5.

Salah satu instrumen untuk distribusi kekayaan dalam ekonomi Islam adalah:

a)

Pajak

b)

Zakat

c)

Subsidy

d)

Bunga bank

e)

Dividen

6.

Prinsip ekonomi Islam yang menekankan keseimbangan antara kepentingan individu dan masyarakat adalah:

a)

Prinsip keadilan

b)

Prinsip keseimbangan

c)

Prinsip kebebasan

d)

Prinsip efisiensi

e)

Prinsip kompetisi

7.

Dalam ekonomi Islam, kegiatan ekonomi harus bebas dari:

a)

Persaingan

b)

Inovasi

c)

Unsur Haram dan berbahaya

d)

Keuntungan

e)

Pertumbuhan

8.

Dalam prinsip-prinsip ekonomi Islam, kegiatan produksi harus:

a)

Ditujukan hanya untuk ekspor

b)

Mengabaikan dampak sosial

c)

Memenuhi kebutuhan halal dan thayyib

d)

Memprioritaskan keuntungan maksimum

e)

Menghindari kompetisi

9.

Prinsip ekonomi Islam yang menekankan tanggung jawab sosial adalah:

a)

Prinsip efisiensi

b)

Prinsip keadilan

c)

Prinsip keseimbangan

d)

Prinsip tanggung jawab sosial

e)

Prinsip kebebasan

10.

Dalam ekonomi Islam, kepemilikan properti diakui dengan syarat bahwa itu:

a)

Diperoleh hanya melalui warisan

b)

Diperoleh melalui cara halal

c)

Diperoleh melalui spekulasi

d)

Diperoleh melalui monopoli

e)

Diperoleh melalui riba

11.

One of the prohibitions in Islamic economics is:

a)

Investing

b)

Saving

c)

Engaging in usury

d)

Giving zakat

e)

Trading

12.

Prinsip ekonomi Islam yang menekankan kejujuran dalam transaksi adalah:

a)

Prinsip efisiensi

b)

Prinsip keadilan

c)

Prinsip transparansi

d)

Prinsip kebebasan

e)

Prinsip keseimbangan

13.

Dalam ekonomi Islam, kegiatan konsumsi harus:

a)

Berlebihan

b)

Mengikuti tren

c)

Sesuai dengan kebutuhan dan tidak berlebihan

d)

Mengabaikan nilai halal

e)

Hedonistik

14.

One form of wealth distribution in Islamic economics besides zakat is:

a)

Usury

b)

Gharar

c)

Infaq

d)

Monopoly

e)

Speculation

15.

Prinsip ekonomi Islam yang menekankan larangan terhadap ketidakpastian dalam transaksi adalah:

a)

Prinsip keadilan

b)

Prinsip keseimbangan

c)

Prinsip larangan gharar

d)

Prinsip efisiensi

e)

Prinsip kebebasan

16.

Dalam ekonomi Islam, kegiatan produksi, distribusi, dan konsumsi harus:

a)

Berorientasi pada keuntungan maksimum

b)

Mengabaikan nilai-nilai moral

c)

Sesua dengan prinsip-prinsip Islam

d)

Menjadi eksploitasi

e)

Memprioritaskan kompetisi

17.

Salah satu tujuan dari prinsip-prinsip ekonomi Islam adalah:

a)

Meningkatkan konsumsi barang-barang mewah

b)

Menciptakan ketidaksetaraan sosial

c)

Mewujudkan keadilan sosial

d)

Mengurangi peran masyarakat

e)

Maksimalisasi keuntungan perusahaan

18.

Dalam ekonomi Islam, transaksi bisnis harus:

a)

Spekulatif

b)

Mengandung unsur riba

c)

Berdasarkan prinsip kejujuran

19.

Dalam ekonomi Islam, transaksi bisnis harus:

a)

Spekulatif

b)

Mengandung unsur riba

c)

Berdasarkan prinsip kejujuran dan keadilan

d)

Memprioritaskan keuntungan semata

e)

Mengabaikan nilai-nilai moral

20.

Prinsip ekonomi Islam yang menekankan tanggung jawab individu terhadap masyarakat adalah:

a)

Prinsip efisiensi

b)

Prinsip keadilan

c)

Prinsip tanggung jawab sosial

d)

Prinsip kebebasan

e)

Prinsip keseimbangan

21.

Salah satu nilai dasar dalam ekonomi Islam adalah:

a)

Individualisme

b)

Materialisme

c)

Keadilan (al-'adl)

d)

Konsumerisme

e)

Persaingan bebas

22.

Prinsip ekonomi Islam yang menekankan larangan riba adalah:

a)

Prinsip keadilan

b)

Prinsip keseimbangan

c)

Prinsip larangan riba

d)

Prinsip saling membantu

e)

Prinsip efisiensi

23.

Dalam ekonomi Islam, transaksi harus dilakukan berdasarkan prinsip:

a)

Spekulasi

b)

Ketidakpastian

c)

Transparansi dan kejujuran

d)

Monopoli

e)

Eksploitasi

24.

Salah satu instrumen untuk distribusi kekayaan dalam ekonomi Islam adalah:

a)

Pajak

b)

Zakat

c)

Subsidy

d)

Bunga bank

e)

Dividen

25.

Prinsip ekonomi Islam yang menekankan keseimbangan antara kepentingan individu dan masyarakat adalah:

a)

Prinsip keadilan

b)

Prinsip keseimbangan

c)

Prinsip kebebasan

d)

Prinsip efisiensi

e)

Prinsip kompetisi

26.

Dalam ekonomi Islam, kegiatan ekonomi harus bebas dari:

a)

Persaingan

b)

Inovasi

c)

Unsur Haram dan berbahaya

d)

Keuntungan

e)

Pertumbuhan

27.

Salah satu tujuan ekonomi Islam adalah:

a)

Meningkatkan konsumsi barang impor

b)

Menciptakan ketidaksetaraan sosial

c)

Mencapai kesejahteraan masyarakat

d)

Mengurangi peran zakat

e)

Maksimalkan keuntungan perusahaan

28.

Dalam prinsip-prinsip ekonomi Islam, kegiatan produksi harus:

a)

Arahkan hanya untuk ekspor

b)

Abaikan dampak sosial

c)

Memenuhi kebutuhan halal dan thayyib

d)

Utamakan keuntungan maksimum

e)

Hindari kompetisi

29.

Prinsip ekonomi Islam yang menekankan tanggung jawab sosial adalah:

a)

Prinsip efisiensi

b)

Prinsip keadilan

c)

Prinsip keseimbangan

d)

Prinsip tanggung jawab sosial

e)

Prinsip kebebasan

30.

Dalam ekonomi Islam, kepemilikan kekayaan diakui dengan syarat bahwa itu:

a)

Diperoleh hanya melalui warisan

b)

Diperoleh melalui cara halal

c)

Diperoleh melalui spekulasi

d)

Diperoleh melalui monopoli

e)

Diperoleh melalui riba

31.

Salah satu larangan dalam ekonomi Islam adalah:

a)

Berinvestasi

b)

Menabung

c)

Terlibat dalam riba

d)

Memberikan zakat

e)

Perdagangan

32.

Prinsip ekonomi Islam yang menekankan kejujuran dalam transaksi adalah:

a)

Prinsip efisiensi

b)

Prinsip keadilan

c)

Prinsip transparansi

d)

Prinsip kebebasan

e)

Prinsip keseimbangan

33.

Dalam ekonomi Islam, kegiatan konsumsi harus:

a)

Berlebihan

b)

Mengikuti tren

c)

Sesuai dengan kebutuhan dan tidak berlebihan

d)

Mengabaikan nilai halal

e)

Hedonistik

34.

One form of wealth distribution in Islamic economics besides zakat is:

a)

Usury

b)

Gharar

c)

Infaq

d)

Monopoly

e)

Speculation

35.

Prinsip ekonomi Islam yang menekankan larangan terhadap ketidakpastian dalam transaksi adalah:

a)

Prinsip keadilan

b)

Prinsip keseimbangan

c)

Prinsip larangan gharar

d)

Prinsip efisiensi

e)

Prinsip kebebasan

36.

Dalam ekonomi Islam, kegiatan produksi, distribusi, dan konsumsi harus:

a)

Berorientasi pada keuntungan maksimum

b)

Mengabaikan nilai-nilai

37.

Dalam ekonomi Islam, kegiatan produksi, distribusi, dan konsumsi harus:

a)

Berorientasi pada keuntungan maksimum

b)

Mengabaikan nilai-nilai moral

c)

Sesua dengan prinsip-prinsip Syariah

d)

Menjadi eksploitatif

e)

Memprioritaskan kompetisi

38.

Salah satu tujuan dari prinsip ekonomi Islam adalah:

a)

Meningkatkan konsumsi barang-barang mewah

b)

Menciptakan ketidaksetaraan sosial

c)

Mewujudkan keadilan sosial

d)

Mengurangi peran masyarakat

e)

Maksimalisasi keuntungan perusahaan

39.

Dalam ekonomi Islam, transaksi bisnis harus:

a)

Menjadi spekulatif

b)

Mengandung unsur riba

c)

Berbasis pada prinsip kejujuran dan keadilan

d)

Memprioritaskan keuntungan semata

e)

Mengabaikan nilai-nilai moral

40.

Prinsip ekonomi Islam yang menekankan tanggung jawab individu terhadap masyarakat adalah:

a)

Prinsip efisiensi

b)

Prinsip keadilan

c)

Prinsip tanggung jawab sosial

d)

Prinsip kebebasan

e)

Prinsip keseimbangan

41.

Apa tujuan utama dari Laporan Ekonomi dan Keuangan Islam 2021 (LEKSI)?

a)

Meningkatkan pendapatan negara

b)

Memberikan informasi tentang perkembangan ekonomi dan keuangan Islam

c)

Mengurangi peran lembaga keuangan Islam

d)

Menyiapkan anggaran negara

e)

Meningkatkan konsumsi masyarakat

42.

Apa saja sektor utama dalam ekonomi Islam yang dibahas dalam LEKSI 2021?

a)

Pertanian, perikanan, dan kehutanan

b)

Industri halal, keuangan Islam, dan dana sosial

c)

Energi, transportasi, dan komunikasi

d)

Pendidikan, kesehatan, dan pariwisata

e)

Perdagangan, industri, dan pertambangan

43.

Bagaimana pertumbuhan aset keuangan Islam di Indonesia pada tahun 2021 menurut LEKSI?

a)

Signifikan menurun

b)

Stabil tanpa pertumbuhan

c)

Meningkat meskipun pandemi

d)

Tidak ada data tersedia

e)

Fluktuatif tanpa tren yang jelas

44.

Apa peran Bank Indonesia dalam pengembangan ekonomi dan keuangan syariah?

a)

Sebagai pemain kunci dalam industri halal

b)

Sebagai regulator dan fasilitator pengembangan ekonomi syariah

c)

Sebagai investor di perusahaan syariah

d)

Sebagai lembaga pendidikan untuk ekonomi syariah

e)

Sebagai pengawas pasar modal

45.

Apa saja tantangan utama dalam pengembangan ekonomi Islam di Indonesia yang disebutkan dalam LEKSI 2021?

a)

Kurangnya minat publik terhadap produk Islam

b)

Infrastruktur dan sumber daya manusia yang terbatas

c)

Persaingan dengan produk konvensional

d)

Regulasi yang terlalu ketat

e)

Kurangnya dukungan pemerintah

46.

Apa strategi yang diusulkan dalam LEKSI 2021 untuk memperkuat ekosistem ekonomi Islam?

a)

Tingkatkan subsidi untuk produk-produk Islam

b)

Dorong kolaborasi antara sektor keuangan dan sektor riil Islam

c)

Kurangi peran lembaga keuangan Islam

d)

Tutup pasar untuk produk non-Islam

e)

Alihkan semua dana ke sektor Islam

47.

Bagaimana perkembangan industri halal di Indonesia menurut LEKSI 2021?

a)

Menurun karena kurangnya permintaan

b)

Stabil tanpa pertumbuhan

c)

Meningkat dengan dukungan dari berbagai pihak

d)

Tidak ada perubahan signifikan

e)

Terhambat oleh regulasi yang ketat

48.

Apa peran dana sosial seperti zakat dan waqf dalam ekonomi Islam?

a)

Sebagai sumber utama pendanaan negara

b)

Sebagai alat redistribusi kekayaan dan pemberdayaan komunitas

c)

Sebagai instrumen investasi jangka pendek

d)

Sebagai dana cadangan pemerintah

e)

Sebagai pengganti pajak

49.

Apa yang dimaksud dengan keuangan?

4 lines
50.

Apa yang dimaksud dengan keuangan sosial dalam konteks LEKSI 2021?

a)

Keuangan yang hanya digunakan untuk kegiatan sosial

b)

Keuangan yang berdasarkan prinsip syariah dan digunakan untuk tujuan sosial

c)

Keuangan yang dikelola oleh lembaga sosial

d)

Keuangan yang tidak melibatkan keuntungan

e)

Keuangan yang hanya digunakan oleh organisasi nirlaba

51.

What is the role of technology in the development of the economy and sharia finance according to LEKSI 2021?

a)

Not relevant to sharia economy

b)

Hinders the growth of sharia economy

c)

Supports innovation and efficiency in sharia services

d)

Replaces the role of sharia financial institutions

e)

Not mentioned in the report

52.

What indicators are used to measure the development of sharia economy in LEKSI 2021?

a)

GDP growth and inflation

b)

Stock index and exchange rate

c)

Sharia financial assets, transaction volume, and community participation

d)

Export and import volume

e)

Unemployment and poverty rates

53.

What is the contribution of sharia economy to the national economy according to LEKSI 2021?

a)

Not significant

b)

Decreased compared to the previous year

c)

Increased and became one of the drivers of economic growth

d)

Stable without changes

e)

Not mentioned in the report

54.

What is the role of sharia financial institutions in supporting MSMEs?

a)

Providing loans with high interest

b)

Providing profit-sharing financing and mentoring

c)

Avoiding financing to MSMEs

d)

Focusing only on large companies

e)

Not involved in MSME financing

55.

What types of sharia financial products are developing in Indonesia?

a)

Conventional stocks and bonds

b)

Deposits and regular savings

c)

Sukuk, mudharabah, and musyarakah

d)

Unsecured loans

e)

Conventional insurance

56.

What is meant by sukuk in sharia finance?

a)

Interest-based bonds

b)

Sharia securities representing ownership of assets

c)

Shares of sharia companies

d)

Short-term loans

e)

Derivative instruments

57.

How is the development of the sharia capital market in Indonesia according to LEKSI 2021?

a)

Decreased due to lack of investors

b)

Stable without growth

c)

Increased with the launch of new products

d)

No significant changes

e)

Hindered by strict regulations

58.

What is the role of education and literacy in the development of sharia economy?

a)

Not influential

b)

Hinders the growth of sharia economy

c)

Increases understanding and community participation

d)

Only relevant for academics

e)

Not mentioned in the report

59.

What is the government's strategy in supporting sharia economy?

a)

Providing subsidies for all products

b)

Establishing strict regulations

c)

Encouraging collaboration between public and private sectors

d)

Reducing the role of sharia financial institutions

e)

Focusing on the conventional sector

60.

What are the challenges in developing productive waqf in Indonesia?

a)

Lack of public interest

b)

Limited regulations and public understanding

c)

Competition with conventional products

d)

No waqf management institutions

e)

Not mentioned in the report

61.

What are the prospects for sharia economy and finance in Indonesia in the future according to LEKSI 2021?

a)

Gloomy due to lack of support

b)

Stable without growth

c)

Bright with potential

d)

Not mentioned in the report

62.

What are the economic and financial prospects of sharia in Indonesia according to LEKSI 2021?

a)

Gloomy due to lack of support

b)

Stable without growth

c)

Bright with great potential for development

d)

No clear prospects

e)

Limited to certain sectors only

63.

What is the definition of waqf according to Islamic law?

a)

Giving property freely to others

b)

Surrendering property for personal interest

c)

Holding property for public interest according to sharia

d)

Buying property for personal investment

e)

Leasing property to others

64.

Who is referred to as the waqif?

a)

The person who receives the benefits of waqf

b)

The person who manages waqf property

c)

The person who donates property to be waqf

d)

The institution that regulates waqf

e)

The party that supervises the implementation of waqf

65.

What is the main function of waqf in Islam?

a)

To increase personal wealth

b)

To reduce taxes

c)

To provide funds for public interest and worship

d)

To enhance the social status of the waqif

e)

To support political activities

66.

What are the pillars of waqf?

a)

Waqif, nazhir, waqf property, and waqf declaration

b)

Waqif, beneficiaries, and government

c)

Nazhir, society, and financial institutions

d)

Property, certificate, and location

e)

Waqif, nazhir, and witnesses

67.

Who is referred to as the nazhir?

a)

The person who receives the benefits of waqf

b)

The person who donates property to be waqf

c)

The person or institution that manages and develops waqf property

d)

The government institution that regulates waqf

e)

The party that supervises the implementation of waqf

68.

What is the main goal of waqf management?

a)

To generate maximum profit

b)

To keep the property unused

c)

To utilize waqf property for public welfare according to sharia

d)

To sell waqf property for personal interest

e)

To transfer waqf property abroad

69.

What is meant by cash waqf?

a)

Waqf in the form of land

b)

Waqf in the form of money

c)

Waqf in the form of buildings

d)

Waqf in the form of vehicles

e)

Waqf in the form of jewelry

70.

What is the role of the Indonesian Waqf Board (BWI)?

a)

To manage all waqf property in Indonesia

b)

To issue land certificates

c)

To foster and supervise nazhir and advance national waqf

d)

To sell waqf property for profit

e)

To regulate waqf taxes

71.

What are the valid conditions for property to be waqf?

a)

Property that has no economic value

b)

Property with unclear ownership

c)

Property that is legally owned and can be continuously utilized

d)

Property that is in dispute

e)

Property that cannot be transferred

72.

What is meant by waqf declaration?

a)

A written statement about property ownership

b)

A verbal or written statement from the waqif to waqf their property

c)

A sales agreement for property

d)

A land ownership certificate

e)

A tax document

73.

Who is entitled to receive benefits from waqf property?

a)

Waqif and their family

b)

Nazhir and their employees

c)

The general public according to the purpose of waqf

d)

Local government

e)

Foreign investors

74.

What is meant by productive waqf?

a)

Waqf that does not generate economic benefits

b)

Waqf used for consumptive activities

c)

Waqf managed to generate profits used according to the purpose of waqf

d)

Waqf that is stored without use

e)

Waqf that is only used for development

75.

What are the benefits of cash waqf?

a)

Cannot be used for investment

b)

Can only be used for mosque construction

c)

Can be used for various social and economic activities according to Sharia

d)

Has no beneficial value

e)

Can only be kept in the bank

76.

What is meant by waqf certificate?

a)

Building permit letter

b)

Personal ownership letter

c)

Official document stating that an asset has been waqfed

d)

Lease agreement letter

e)

Tax document

77.

What is the main obligation of nazhir in managing waqf?

a)

Selling waqf assets for personal gain

b)

Using waqf assets for family interests

c)

Managing and developing waqf assets according to waqf objectives

d)

Leasing waqf assets without permission

e)

Keeping waqf assets without use

78.

What is meant by maukuf alaih?

a)

The person who donates waqf assets

b)

The person or party that receives benefits from waqf

c)

The institution that manages waqf

d)

The assets that are waqfed

e)

The party that supervises the implementation of waqf

79.

What is the legal basis for waqf in Indonesia?

a)

Law Number 41 of 2004 concerning Waqf

b)

Government Regulation Number 28 of 1977

c)

Law Number 23 of 2011

d)

Presidential Regulation Number 1 of 2007

e)

Law Number 3 of 2006

80.

What is the role of waqf in the economic development of the community?

a)

Reducing the amount of circulating wealth

b)

Increasing individual consumption

c)

Empowering the community through the utilization of waqf assets for productive activities

d)

Adding to the government's burden

e)

Increasing social inequality

81.

What is meant by cash waqf?

a)

Waqf in the form of land

b)

Waqf in the form of goods

c)

Waqf in the form of cash managed for social and economic purposes

d)

Waqf in the form of shares

e)

Waqf in the form of jewelry

82.

What are the benefits of certifying waqf assets?

a)

Increasing the sale value of waqf assets

b)

Transferring ownership rights to nazhir

c)

Providing legal certainty regarding the status of waqf assets

d)

Facilitating the buying and selling process of waqf assets

e)

Making waqf assets collateral for loans

83.

What is the definition of zakat according to Islamic law?

a)

Voluntary donations to the poor

b)

Taxes paid to the government

c)

Certain wealth that must be paid by every Muslim who meets the requirements

d)

Donations for mosque construction

e)

Gifts to family and relatives

84.

Who is entitled to receive zakat?

a)

All citizens

b)

Rich people

c)

Eight groups mentioned in the Qur'an

d)

Government employees

e)

All Muslims

85.

What is the main purpose of zakat management?

a)

Collecting funds for development

b)

Increasing state revenue

c)

Purifying wealth and helping mustahik

d)

Increasing personal wealth

e)

Supporting political activities

86.

What is meant by amil zakat?

a)

The person who receives zakat

b)

The person who pays zakat

c)

The person or institution that manages zakat

d)

The person who refuses zakat

e)

The person who supervises zakat

87.

What is the main role of the National Zakat Agency (BAZNAS)?

a)

Collecting taxes

b)

Managing and distributing zakat nationally

c)

Selling zakat assets

d)

Regulating sharia banking

e)

Issuing zakat certificates

88.

What is meant by nisab?

4 lines
89.

What is meant by nisab in zakat?

a)

Maximum amount of wealth that can be owned

b)

Minimum amount of wealth that must be zakat

c)

Percentage of zakat that must be paid

d)

Amount of zakat received by mustahik

e)

Amount of zakat collected by amil

90.

What is meant by haul in zakat?

a)

Amount of zakat that must be paid

b)

One year hijri time of wealth ownership

c)

Amount of wealth owned

d)

Types of wealth that must be zakat

e)

Categories of zakat recipients

91.

What are the types of wealth that must be zakat?

a)

All types of wealth

b)

Only cash

c)

Gold, silver, agricultural products, livestock, and trade

d)

Antique items

e)

Inherited wealth

92.

What is meant by zakat fitrah?

a)

Zakat paid every month

b)

Zakat paid when someone is born

c)

Zakat paid in Ramadan before Idul Fitri

d)

Zakat paid when getting married

e)

Zakat paid when buying a house

93.

What is the purpose of productive zakat?

a)

To provide consumptive assistance to mustahik

b)

To reduce the amount of zakat that must be paid

c)

To empower mustahik to be economically independent

d)

To divert zakat to personal investments

e)

To increase amil's income

94.

What is meant by mustahik?

a)

Person who must pay zakat

b)

Person who manages zakat

c)

Person entitled to receive zakat

d)

Person who refuses zakat

e)

Person who supervises zakat

95.

What is the role of technology in zakat management?

a)

To reduce the amount of zakat collected

b)

To facilitate the process of collecting and distributing zakat

c)

To eliminate the need for amil

d)

To increase operational costs

e)

To reduce transparency

96.

What is meant by zakat maal?

a)

Zakat paid in Ramadan

b)

Zakat paid on income

c)

Zakat on owned wealth such as gold, silver, and trade

d)

Zakat paid when getting married

e)

Zakat paid on agricultural products

97.

What is the benefit of transparent zakat management?

a)

To increase public trust

b)

To reduce the amount of zakat collected

c)

To facilitate fund misappropriation

d)

To reduce public participation

e)

To increase operational costs

98.

What is meant by zakat profession?

a)

Zakat paid by farmers

b)

Zakat paid by traders

c)

Zakat paid on income from certain professions

d)

Zakat paid by entrepreneurs

e)

Zakat paid by civil servants

99.

What is meant by zakat fitrah?

a)

Zakat paid every month

b)

Zakat paid when someone is born

c)

Zakat paid in Ramadan before Idul Fitri

d)

Zakat paid when getting married

e)

Zakat paid when buying a house

100.

What is meant by zakat agriculture?

a)

Zakat paid on agricultural products such as rice and wheat

b)

Zakat paid by farmers to the government

c)

Zakat paid on agricultural products for personal consumption

d)

Zakat paid on agricultural products sold

e)

Zakat paid by farmers to amil

101.

What is meant by zakat trade?

a)

Zakat paid by traders to the government

b)

Zakat paid on goods traded

102.

What is meant by zakat perdagangan?

a)

Zakat paid by traders to the government

b)

Zakat paid on goods owned

c)

Zakat paid on trading profits

d)

Zakat paid by traders to amil

e)

Zakat paid on the sale of goods

103.

What is meant by zakat emas dan perak?

a)

Zakat paid on ownership of gold and silver

b)

Zakat paid on the sale of gold and silver

c)

Zakat paid by gold and silver craftsmen

d)

Zakat paid by gold and silver traders

e)

Zakat paid on profits from gold and silver

104.

What is meant by zakat rikaz?

a)

Zakat on agricultural products grown by oneself

b)

Zakat imposed on monthly income

c)

Zakat on found items or treasures discovered in the ground

d)

Zakat paid at the end of Ramadan

e)

Zakat on foreign trade profits

105.

What is the main purpose of the central bank?

a)

Regulate electricity tariffs

b)

Maintain the stability of the rupiah and the financial system

c)

Manage micro enterprises

d)

Determine the prices of basic goods

e)

Regulate international trade

106.

One of the tasks of the central bank is...

a)

Prepare the state budget

b)

Supervise the circulation of money and payment systems

c)

Regulate tax rates

d)

Determine the minimum wage

e)

Regulate foreign trade

107.

The main function of the central bank in monetary policy is...

a)

Control the amount of money in circulation

b)

Determine stock prices

c)

Manage state-owned enterprises

d)

Set educational standards

e)

Regulate electricity tariffs

108.

The meaning of the central bank as a lender of last resort is...

a)

The bank that closes operations last

b)

The bank that provides the last loan to banks in liquidity trouble

c)

The bank that receives loans from the government

d)

The bank that sets credit interest rates

e)

The bank that regulates tax payments

109.

One of the authorities of the central bank is...

a)

Set minimum wages

b)

Issue valid currency

c)

Regulate electricity tariffs

d)

Prepare the state budget

e)

Regulate exports and imports

110.

The task of the central bank as a regulator of the payment system is...

a)

Regulate tax rates

b)

Ensure the payment system runs smoothly and efficiently

c)

Determine the prices of basic goods

d)

Regulate exports and imports

e)

Manage state-owned enterprises

111.

The function of regulating the circulation of money by the central bank aims to...

a)

Regulate stock prices

b)

Maintain price stability and avoid inflation or deflation

c)

Increase export value

d)

Set electricity tariffs

e)

Permanently lower credit interest rates

112.

The central bank is important for economic stability because...

a)

Regulate the number of banks in Indonesia

b)

Manage monetary policy that affects inflation and economic growth

c)

Set commodity prices

d)

Regulate labor

e)

Prepare the state budget

113.

Two authorities of the central bank in supervising commercial banks are...

a)

Grant operational licenses and supervise bank health

b)

Determine bank employee salaries and working hours

c)

Regulate loan and deposit interest rates

d)

Set foreign exchange rates

e)

Regulate banking working hours

114.

The role of the central bank in maintaining the exchange rate of the currency is...

a)

Sell foreign currency to the public

b)

Intervene in the foreign exchange market for stabilization

115.

The role of the central bank in maintaining the exchange rate is...

a)

Selling foreign currency to the public

b)

Intervening in the foreign exchange market to stabilize the exchange rate

c)

Printing unlimited new money

d)

Setting fuel prices

e)

Regulating tax rates

116.

How does the central bank maintain the stability of the financial system?

a)

Selling shares of large companies

b)

Supervising and regulating the operations of banks and financial institutions

c)

Regulating exports and imports

d)

Setting new tax rates

e)

Managing pension funds

117.

The purpose of implementing monetary policy by the central bank is...

a)

Lowering stock prices

b)

Maintaining low and stable inflation while encouraging economic growth

c)

Regulating civil servant salaries

d)

Increasing the number of banks in the area

e)

Managing social funds

118.

The function of the central bank as the manager of foreign exchange reserves aims to...

a)

Controlling imports of goods

b)

Maintaining the stability of the exchange rate and confidence in the national currency

c)

Setting prices for essential goods

d)

Regulating the production of export goods

e)

Managing corporate taxes

119.

The central bank has the right to issue...

a)

Government bonds

b)

Currency as a legal means of payment

c)

Shares of private companies

d)

Credit cards from commercial banks

e)

Insurance policies

120.

An example of a payment system regulated by the central bank is...

a)

Interbank transfers and debit/credit cards

b)

Sales of houses and vehicles

c)

Providing small business loans

d)

Investing in stocks on the stock exchange

e)

Foreign exchange trading

121.

The authority of the central bank in regulating the banking system includes...

a)

Setting salaries for bank employees

b)

Establishing rules and operational standards for commercial banks

c)

Determining the prices of bank products

d)

Regulating bank office hours

e)

Determining electricity rates

122.

The function of the central bank as the government bank is...

a)

Managing government accounts and facilitating state financial transactions

b)

Regulating income tax

c)

Managing household budgets

d)

Regulating government imports and exports

e)

Managing pension funds

123.

One of the roles of the central bank in the economy is...

a)

Setting prices for essential goods

b)

Controlling inflation to avoid harming the public

c)

Regulating labor

d)

Managing electricity distribution

e)

Determining tax rates

124.

The benchmark interest rate set by the central bank functions as...

a)

A tool to control liquidity and inflation in the market

b)

Household electricity rates

c)

The selling price of fuel

d)

Banking administration fees

e)

Motor vehicle taxes

125.

The role of the central bank in overseeing the financial system is...

a)

Ensuring the financial system functions well and systemic risks can be controlled

b)

Regulating the sale of shares on the stock exchange

c)

Managing public pension funds

d)

Determining salaries for bank employees

e)

Setting electricity rates

126.

What is the main objective of Bank Indonesia in controlling inflation?

a)

Lowering the prices of imported goods

b)

Increasing non-oil and gas exports

c)

Maintaining the stability of the Rupiah and the financial system

d)

Setting prices for essential goods

e)

Increasing foreign exchange reserves

127.

What is the inflation rate of the Consumer Price Index as of March 31, 2025?

a)

1.01%

b)

1.02%

c)

1.03%

d)

1.04%

e)

1.05%