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Financial Literacy and Savings

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What is the first step in saving money?

a)

Spend first before saving

b)

Save a small part of your income regularly

c)

Borrow money from others

d)

Wait until you are rich

2.

Which of the following is a “want” and not a “need”?

a)

Food

b)

Water

c)

Cellphone upgrade

d)

Shelter

3.

What is the safest place to keep your savings?

a)

Piggy bank

b)

Bank account

c)

Wallet

d)

Under the bed

4.

Why is it important to track your expenses?

a)

To see where your money goes

b)

To spend more

c)

To forget about money

d)

To see your savings

5.

What is the meaning of “live within your means”?

a)

Spend only what you can afford

b)

Spend more than your income

c)

Always borrow money

d)

Never save

6.

Which of these is an emergency expense?

a)

Buying new shoes

b)

Paying hospital bills

c)

Eating at a restaurant

d)

Upgrading gadgets

7.

If you earn ₱1000 and save 20%, how much do you save?

a)

₱100

b)

₱200

c)

₱300

d)

₱500

8.

Why is it good to have a financial goal?

a)

It helps you focus on saving

b)

It makes you spend faster

c)

It helps you borrow more

d)

It wastes time

9.

Two savings plans are offered: Plan A gives 2% yearly interest, Plan B gives 3% yearly interest. Both are safe. Which is better?

a)

Plan A

b)

Plan B

c)

Both are the same

d)

Keep money at home

10.

Pack A: 8 pieces for ₱160. Pack B: 12 pieces for ₱240. Which is cheaper per piece?

a)

Pack A

b)

Pack B

c)

Both are the same

d)

Not enough information