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Sources of Finance Quiz

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

Which of the following is a long-term source of finance?

a)

Bank overdraft

b)

Equity shares

c)

Trade credit

d)

Bills of exchange

2.

Debenture holders are considered:

a)

Owners of the company

b)

Creditors of the company

c)

Employees of the company

d)

Government agents

3.

Preference shares usually carry:

a)

Voting rights and fixed dividends

b)

Fixed dividends but limited or no voting rights

c)

No dividends but voting rights

d)

Variable dividends and full voting rights

4.

Retained earnings are considered a source of finance because:

a)

They reduce liquidity

b)

They belong to shareholders and can be reinvested

c)

They are borrowed from banks

d)

They require interest payments

5.

Which of the following is a short-term source of finance?

a)

Equity shares

b)

Bank overdraft

c)

Term loans

d)

Debentures

6.

Venture capital is best described as:

a)

Short-term debt financing

b)

Long-term equity financing for start-ups

c)

Government subsidy

d)

Trade credit

7.

Factoring refers to:

a)

Selling goods on credit

b)

Obtaining finance by selling receivables to a financial institution

c)

Issuing shares

d)

Borrowing from banks for long-term projects

8.

Which of the following is NOT a source of finance for a company?

a)

Equity shares

b)

Debentures

c)

Accrued expenses

d)

Production planning

9.

A public issue of shares refers to:

a)

Selling shares to the general public

b)

Issuing debentures to banks

c)

Borrowing from financial institutions

d)

Retaining profits

10.

Leasing as a source of finance is preferred because:

a)

It requires full payment upfront

b)

It allows use of assets without owning them

c)

It increases equity capital

d)

It eliminates risk completely

11.

The cost of issuing equity is generally:

a)

Lower than debt

b)

Higher than debt

c)

Zero

d)

Always fixed

12.

Commercial papers are issued by companies to:

a)

Raise long-term equity

b)

Meet short-term financial needs

c)

Finance expansion through retained earnings

d)

Replace bank loans

13.

Which of the following statements is true about debentures?

a)

They represent ownership in a company

b)

They carry fixed interest and are repayable

c)

They have voting rights

d)

They are issued only to promoters

14.

Bridge finance is typically:

a)

Long-term equity financing

b)

Short-term financing to meet temporary cash needs

c)

Government grant

d)

Retained earnings

15.

Internal sources of finance include:

a)

Equity shares and debentures

b)

Retained earnings and sale of assets

c)

Bank loans

d)

Public deposits

16.

External sources of finance include:

a)

Retained earnings

b)

Sale of fixed assets

c)

Bank loans, debentures, and public deposits

d)

Accumulated profits

17.

Rights issue of shares refers to:

a)

Issuing shares to the public

b)

Offering existing shareholders the right to buy additional shares

c)

Issuing preference shares

d)

Borrowing from banks

18.

A convertible debenture is:

a)

A loan that must be repaid immediately

b)

A debenture that can be converted into equity shares

c)

A preference share

d)

Short-term borrowing

19.

Working capital loans are typically:

a)

Long-term financing

b)

Short-term financing to meet day-to-day operations

c)

Equity financing

d)

Venture capital

20.

Which of the following is a characteristic of equity financing?

a)

Fixed interest obligation

b)

Ownership participation and risk-bearing

c)

Guaranteed repayment

d)

Short-term financing only