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Worksheets

Personal Finance

Total questions: 23

Worksheet time: 12mins

Name
Class
Date
1.

The following have a long-term, lasting effect on a person's life:

a)

Routine decisions

b)

Hasty decisions

c)

Major decisions

d)

Short term decisions

2.

What is a value?

a)

A fundamental belief or practice about what is desirable, worthwhile, and important to an individual

b)

Thoughts that are created independently with no external influence

c)

Beliefs or practices that all individuals share and agree upon

d)

Ideas that individuals are born with and are not influenced by daily experiences

3.

What is the definition of a major decision?

a)

Made on a day-to-day basis without a lot of thought

b)

Choices that have long-term effects on a person's life

c)

May become a habit

d)

The process of identifying personal interests

4.

What is a need?

a)

Something that an individual would like to have, but won't die without it

b)

Things are physical items

c)

Items that are neccessary for survival

d)

Having someone complete a task for you

5.

A type of major decision that has an impact on an individuals or family's well being is:

a)

Routine decision

b)

Hasty decision

c)

Major decision

d)

Financial decision

6.

Which step is not part of the decision making process?

a)

Identify the problem

b)

List alternatives

c)

Decide without considering consequences

d)

Evaluate the results

7.

The state of being happy, healthy and prosperous

a)

Decisions

b)

Well being

c)

Values

d)

Decision

8.

What is a want?

a)

Something that an individual would like to have, but won't die without it

b)

Things that are physical items

c)

Items that are necessary for survival

d)

Having someone complete a task for you

9.

Which characteristic does not describe both routine and major decisions?

a)

Affect a person's life

b)

Guided by individuals values

c)

Can be made without thinking and may become a habit

d)

Contribute to an individual's or family's well-being

10.

What of the following are the steps in the decision making process?

a)

Guess the answer, ask a friend, hope for the best.

b)

Identify the problem, list the alternatives, decide, evaluate the results

c)

Make a plan, ignore options, pick the first choice

d)

Describe the situation, talk to everyone, wait for someone to decide

11.

Something that a person intends to accomplish is a:

a)

Dream

b)

Task

c)

Goal

d)

Suggestion

12.

Which of the following is an example of a short-term goal?

a)

Saving money for a new car

b)

Reading one book this month

c)

Graduating from high school

d)

Traveling to another country someday

13.

Which of the following is an example of a long-term goal?

a)

Running a mile in under 10 minutes by the end of the month

b)

Completing your homework tonight

c)

Learning to play a new song on the guitar this week.

d)

Earning a college degree in four years.

14.

The following elements describe a SMART goal:

a)

Specific, Measurable, Attainable, Realistic, Time Bound

b)

Short, Measurable, Action, Realistic, Time Bound

c)

Specific, Monetary, Attainable, Recognize, Temporary

d)

Short term, Mandatory, Attainable, Repetition, Timely

15.

Specific objectives to be accomplished through financial planning

a)

Short term goal

b)

Long term goal

c)

Financial goal

d)

Education goal

16.

Help individuals prepare for success in the workplace

a)

Short term goal

b)

Long term goal

c)

Financial goal

d)

Education goal

17.

Food, water, clothing and shelter are all examples of a:

a)

Wants

b)

Values

c)

Needs

d)

Desires

18.

These types of decisions are made on a regular, often day-to-day, basis:

a)

Major decisions

b)

Practical decisions

c)

Routine decisions

d)

Irregular decisions

19.

Courage, compassion, honesty, and creativity are examples of:

a)

Wants

b)

Values

c)

Needs

d)

Desires

20.

What is a decision?

a)

A way to solve a math problem

b)

A choice made between two or more options

c)

A story about what happened in the past

d)

A plan to complete homework

21.

A brand new 2024 Chevrolet Tahoe, a pair of the latest release sneakers, and a new Iphone 16 are all considered:

a)

Wants

b)

Desires

c)

Needs

d)

Values

22.

Guides individuals to think through all components of making a good decision for a major decision

a)

Major Decisions

b)

Well being

c)

Values

d)

Decision making process

23.

How do you spell your teachers name?

a)

Mr. Sandford

b)

Mr. Sandyford

c)

Mr. Sandeford

d)

Mr. Sanderford