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Math in Personal Finance Vocabulary

Total questions: 16

Worksheet time: 13mins

Name
Class
Date
1.

What is an annuity?

a)

A single large payment

b)

A series of equal deposits or payments

c)

A type of loan

d)

A financial liability

2.

What does budgeting involve?

a)

Investing in stocks

b)

Allocating an individual’s income to cover their expenses

c)

Calculating interest

d)

Saving for retirement

3.

What is compounding in finance?

a)

Calculating taxes

b)

Interest generated on previously earned interest

c)

A type of financial asset

d)

A method of budgeting

4.

Which of the following is considered a financial asset?

a)

Credit card debt

b)

Money in bank accounts

c)

Monthly rent

d)

Utility bills

5.

What does financial net worth represent?

a)

Total income earned in a year

b)

Individual or family’s financial assets minus financial liabilities

c)

Amount of money spent on expenses

d)

Total value of investments

6.

What is the field of study concerned with numbers, quantity, shapes, and the relationships among them?

a)

Physics

b)

Chemistry

c)

Mathematics

d)

Biology

7.

What are parts of whole numbers expressed in hundredths and followed by a percent symbol called?

a)

Fractions

b)

Decimals

c)

Percentages

d)

Ratios

8.

What is the process of managing personal assets to achieve economic satisfaction known as?

a)

Investment Banking

b)

Personal Financial Planning

c)

Corporate Finance

d)

Economic Analysis

9.

Which tool helps individuals effectively manage their personal finances?

a)

Personal Financial Tools

b)

Accounting Software

c)

Tax Calculators

d)

Budget Sheets

10.

What is the interest computed on the principal, excluding previously earned interest, called?

a)

Compound Interest

b)

Simple Interest

c)

Annual Interest

d)

Accrued Interest

11.

A plan for spending is called a (a)  

Choose from the below words
Checking account
Economy
Scarcity
Budget
12.

You don't need a plan when it comes to your money.​ (a)  

Choose from the below words
False
True
13.

To create a budget, you need to track your ​ (a)   .

Income is the money you ​ (b)   , while expenses are the money you ​ (c)  

Choose from the below words
income and expenses
earn
spend
14.

A budget contains a list of your ​ (a)   , such as allowance, part-time job, or gifts.

It also includes a list of ​ (b)   , such as rent, groceries, transportation, and entertainment.

Lastly, a budget should have a savings category to allocate money for ​ (c)   .​

Choose from the below words
income sources
your expenses
future goals
casting out demonic pigs
awkward moments in 7th grade
15.
Why is it important to create a budget?
a)
You earn more money
b)
You get things you want before you get things you need
c)
Helps you plan how you are going to spend your money
d)
They're pointless
16.

Which of the following expenses should be included in a typical budget?

a)

taxes

b)

charitable giving - charities

c)

savings

d)

All of the expenses should be included in a typical budget