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Ch 2 Vocab - Budgeting Basics

Total questions: 12

Worksheet time: 24mins

Name
Class
Date
1.

Definition: a record that summarizes all of the income and outgo (spending) over a certain time period

a)

budget

b)

Intermittent expense

c)

cash-flow statement

d)

Irregular Income

2.

Definition: earnings based on a percentage of the sales made

a)

income

b)

budget

c)

irregular income

d)

commission

3.

Definition: income that comes in at different amounts or at different times, or both

a)

variable expense

b)

gross Income

c)

net Income

d)

Irregular Income

4.

Definition: expense that varies in dollar amount from month to month, but that you can expect to have every month

a)

Fixed expense

b)

Variable expense

c)

Discretionary expense

d)

Intermittent expense

5.

Definition: expense for things you don't need

a)

Intermittent expense

b)

Variable expense

c)

Fixed expense

d)

Discretionary expense

6.

Definition: a written plan for giving, saving, and spending

a)

Gross income

b)

Commission

c)

Budget

d)

Income

7.

A cash flow plan that assigns an expense to every dollar of your income, wherein the total income minus the total expenses equals zero.

a)

variable expense

b)

irregular income

c)

zero-based budget

d)

net income

8.

Expense that remains the same from month to month.

a)

discretionary expense

b)

intermittent expense

c)

variable expense

d)

fixed expense

9.

Money received for work, as a gift, or through investments.

a)

income

b)

profit

c)

budget

d)

tastes

10.

What a person earns after payroll taxes and other deductions are taken out; often referred to as take-home pay.

a)

Gross Profit

b)

Net Income

c)

Irregular Income

d)

Gross Income

11.

Expense that occurs at various times throughout the year and tends to be in large, lump sums.

a)

Discretionary Expense

b)

Variable Expense

c)

Intermittent Expense

d)

Fixed Expense

12.

The amount you earn before taxes and other payroll deductions.

a)

Irregular Income

b)

Gross Income

c)

Net Income

d)

Variable Expense