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Budgeting

Total questions: 9

Worksheet time: 5mins

Name
Class
Date
1.

What is the main problem the video introduces at the beginning?

a)

People lose their money out of their pockets

b)

People are unsure of where their money goes.

c)

People love to spend money

d)

People love to overspend

2.

What is the first step to effective budgeting?

a)

Clocking tea

b)

Counting your friends money

c)

Tracking your actual income and expenses.

d)

Not paying your bills, and buying things you want

3.

What does it mean to "give every dollar a job" in budgeting?

a)

Assigning every dollar to an expense, savings, or goal.

b)

Every dollar has to be worked for

c)

Every dollar has a name

d)

The dollar bills have a president assigned for them.

4.

Why is setting financial goals important?

a)

It doesnt help with budgeting

b)

It helps the bank move your money

c)

It helps to organize your thoughts

d)

It helps guide budgeting decisions.

5.

How can separating "wants" from "needs" improve your budget?

a)

It helps you to make more money

b)

It helps you avoid overspending on unnnecessary things.

c)

It helps you to see how much money is on your credit card

d)

It helps you to pay the bank back

6.

Why should you plan for irregular expenses?

a)

It can cause you to lose your money

b)

They can cause you to underspend your money

c)

They can disrupt your budget if unprepared

d)

It can cause you to make more money

7.

What is the purpose of an emergency fund?

a)

To cover unexpected expenses without debt.

b)

To cover the savings account money

c)

To party with leftover money from paying bills

d)

To flash money at your friends

8.

What is the best strategy for handling debt while budgeting?

a)

Owe your friends money

b)

Use more credit cards

c)

Stop using credit and prioritize debt repayment

d)

Don't pay anyone back

9.

How can monitoring electricity use help with budgeting?

a)

It will help you make more money

b)

It causes your money to be funny

c)

It adds to the monthly bills

d)

It reduces unnecessary utility costs.