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Financial Futures Quiz

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

What are the two main types of bank accounts?

a)

Credit & Debit

b)

Chequing & Investments

c)

Savings & Loans

d)

Chequing & Savings

2.

A chequing account is mainly used for (choose all that apply):

a)

Long term savings

b)

Daily Spending

c)

Paying everyday bills

d)

Emergency fund

3.

You need to be 15+ to open any kind of bank account in Canada

a)

True

b)

False

4.

What type of fee might you pay when you open an account?

a)

Transaction Fee

b)

Grocery Fee

c)

Interest Fee

5.

When you use a debit card, the money comes directly from your bank account.

a)

True

b)

False

6.

Which situation describes using a credit card?

a)

You withdraw $20 from an ATM

b)

You tap your card and the money leaves instantly

c)

You pay now and get a bill later from the bank

d)

You pay in cash at the store

7.

If you don't pay your full credit card balance, what happens?

a)

It disappears

b)

You get charged interest

c)

The bank gives you points

d)

Nothing happens

8.

In the 50/30/20 rule, what does 30% represent?

a)

Needs

b)

Savings

c)

Investments

d)

Wants

9.

You’re saving to buy a car next year. Which account should you keep that money in?

a)

Chequing

b)

Savings

c)

Credit

d)

Investments

10.

It’s okay to spend more than your credit limit as long as you pay it back later.

a)

True

b)

False

11.

What’s one habit that helps you build a high credit score?

a)

Making payments on time

b)

Ignoring bills

c)

Using 100% of your credit limit

d)

Taking out many loans

12.

A low credit score can help you get lower interest rates on loans

a)

True

b)

False

13.

What is another word for the credit card payment due in 21 days

a)

Interest Period

b)

Money Period

c)

Grace Period

14.

Why should you build an emergency fund?

a)

To earn more interest on your bank account

b)

To be prepared for unexpected expenses

c)

To spend more freely

d)

To pay monthly subscriptions

15.

What has been your favourite part of the session?

a)

Learning!

b)

Playing the games!

c)

Other