money given to children or teenagers by their parents

things that have value because many people are interested in owning them

the possibility that you will make a loss

all the money that you get from your work and other sources

money you get when you are old and don’t work

a valuable item that can be sold for cash

money that banks lend people to buy property

something that is possible to achieve

the price of one currency in terms of another

a system by which you can get money if someone steals or damages your property

money taken out of a bank account

another word for a bank fee

money borrowed from a bank to do something

a sum of money you usually have to pay the bank when you take out a mortgage

16. spending for regular payments like electricity bills

The place where securities are exchanged

Another word for paper money

Sign and accept liability under (an insurance policy), thus guaranteeing payment in case loss or damage occurs

A record of your current account

An estimate of the ability of a person or organization to fulfil their financial commitments, based on previous dealings

If the borrower doesn’t repay the mortgage, the bank will ______ the house or flat.

Nearly all customers have a debit card allowing them to make ______ and make other transactions at cash dispensers.

______ , banks also try to sell insurance products to their customers.

There is less risk for a bank with a mortgage than with ______ loans without collateral.

Banks carefully study the financial situation of a company to assess the risk ______ in lending it money.

Banks have to find a balance between ____________ and different maturities. (LIQUID)

The customers' deposits are liabilities because the money is ______ to someone else.

Banks have more complicated risk ______ methods for corporate customers.

The Federal Reserve was founded by Congress in 1913 to provide the nation with a safer, more flexible, and more stable ______ and financial system.

Cheque volumes reached a peak in 1990 but usage ______ since then, mainly owing to increased use of plastic cards by personal customers.

Large investment banks have extensive research departments with ______ and forecasters.

Unlike commercial banks, investment banks ______ money to individual customers.

Most of the fee will depend on us ______ the deal successfully.

If one bank goes bankrupt, it can quickly affect the ______ of the whole financial system.

The central bank can influence the exchange rate by ______ on the currency markets.

In most countries, the central bank prints and issues currency - putting banknotes into ______. (CIRCLE)

The interest rate is high as there is little security for the lender: the goods could easily become ______.

The rate that borrowers pay depends on their ______, also known as credit standing.

If interest rates ______ set too low, the demand for goods and services grows faster than the market’s ability to supply them.

Through the money markets, ______ can find short-term liquidity by turning assets into cash.

A commercial paper is a short-term loan ______ by major companies, also sold at a discount.

A ______ agreement (or repo) is a combination of two transactions.

Investors can make short-term deposits with investment companies at ______ interest rates.

Another ______ is for an Islamic bank to lend money without interest but to cover its expenses with a service charge.

This form of financing is similar to that of venture ______ who buy the shares of new companies.

Islamic banks do not ______ interest to depositors or charge interest to borrowers.

Savings accounts in Islamic banks can pay a return to depositors, depending on the bank's ______.

Investment accounts are fixed-term deposits which cannot be withdrawn before ______.

Monetarists and ______ are those who argue that if you control the money supply, you can control inflation.

______ is the theory that the level of prices is determined by monetary growth.

To measure money you have to know how often it is spent in a ______ period.

The amount of money spent is the money supply ______ by its velocity of circulation.

I am a ______ at the moment, so I sit and learn from other employees.

A current account is for ______ everyday bills and expenses.

It's important ______ your password with anyone- for security reasons.

We offer a range of investment products, ______ bonds and shares.

What is the currency in Thailand _____? (CALL)

He ______ another customer at the moment.

The bond issuing company agrees to pay you a ______ interest on your money.

I'm going to get all of my ______ in September and then I will have lots of options.

Being a financial controller, I keep the management ______ about the state of the company's finances.

Over the coming year, I think the price of oil ______ quite a lot.

The Bank of England ______ to set the official interest rate in 1997.

At our foreign exchange counter, the ______ sell foreign currencies to customers who want to go abroad.

Most banks have an annual ______ system and give salary increases according to performance.

There is a lot of ______, so banks always need top-quality staff with good communication skills.

Sometimes it is difficult for the customers ______ what they want and understand what you say to them.

His parents give him an ______ of $80 a month. (ALLOW)

Banks always want to get new customers and so they make ______ offers.

I don't like ______ service. Banking transactions need to be easier and faster.

I use my bank because the interest rates on their savings accounts are ______ those in other banks.

A lot more money is exchanged for buying or selling goods than for ______.

Since the introduction of a common currency in 2002, ______ exchange rates among many European countries is no longer a problem.

Investment means using money to buy something (an asset) with the aim of ______ a profit.

On the date when a bond ______, the company or government pays back your capital.

The company is doing well, so shareholders ______ a good profit this year. (GET)

Spreading risk by including many different types of investments in a portfolio is called ______.

Portfolio managers look at ______ conditions when they make decisions about what assets to put in a portfolio.

A stock market index is one way of ______ a section of a stock market.

We offer first-class qualifications to people who are looking for rewarding careers in ______, finance and management.

Accountants produce financial statements ______.

The boss won’t be satisfied if we just tell her our ______ of the figures.

a method of international payment for goods

the name of the British currency

sums of money paid as penalties for breaking the law

an evaluation of a borrower's ability to pay interest and pay back a loan in the future

the difference between the loan interest rate and deposit interest rate

guarantee to buy a company's newly issued stocks if there are not enough investors

abolish or end rules and restrictions

the party that issues a bill of exchange

a general, continuous increase in prices

how much you have in your account at a specific point of time

interest-paying securities issued by companies wishing to borrow money

the money earned by a country's people in a particular period

make it illegal to do something