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Module 1 Banking & Accounts

Total questions: 90

Worksheet time: 45mins

Name
Class
Date
1.

What is the English meaning of 银行 (yínháng)?

a)

account

b)

bank

c)

deposit

d)

withdrawal

2.

What is the English meaning of 账户 (zhànghù)?

a)

account

b)

savings

c)

check / cheque

d)

credit card

3.

What is the English meaning of 储蓄 (chúxù)?

a)

deposit

b)

withdrawal

c)

savings

d)

statement

4.

What is the English meaning of 支票 (zhīpiào)?

a)

check / cheque

b)

debit card

c)

transfer funds

d)

remittance

5.

What is the English meaning of 存款 (cúnkuǎn)?

a)

deposit

b)

withdrawal

c)

open an account

d)

close an account

6.

What is the English meaning of 取款 (qǔkuǎn)?

a)

deposit

b)

withdrawal

c)

statement

d)

interest rate

7.

What is the English meaning of 利率 (lìlǜ)?

a)

service/handling fee

b)

interest rate

c)

remittance

d)

credit card

8.

What is the English meaning of 手续费 (shǒuxùfèi)?

a)

service/handling fee

b)

transfer funds

c)

open an account

d)

debit card

9.

What is the English meaning of 信用卡 (xìnyòngkǎ)?

a)

debit card

b)

credit card

c)

statement

d)

deposit

10.

What is the English meaning of 借记卡 (jièjìkǎ)?

a)

credit card

b)

debit card

c)

check / cheque

d)

withdrawal

11.

What is the English meaning of 对账单 (duìzhàngdān)?

a)

open an account

b)

close an account

c)

statement

d)

deposit

12.

What is the English meaning of 开户 (kāihù)?

a)

open an account

b)

close an account

c)

transfer funds

d)

remittance

13.

What is the English meaning of 关闭账户 (guānbì zhànghù)?

a)

open an account

b)

close an account

c)

deposit

d)

withdrawal

14.

What is the English meaning of 转账 (zhuǎnzhàng)?

a)

transfer funds

b)

remittance / wire transfer

c)

interest rate

d)

service/handling fee

15.

What is the English meaning of 汇款 (huìkuǎn)?

a)

transfer funds

b)

remittance / wire transfer

c)

deposit

d)

withdrawal

16.

What is the English meaning of 股票 (gǔpiào)?

a)

bond

b)

stock / share

c)

fund

d)

options

17.

What is the English meaning of 债券 (zhàiquàn)?

a)

bond

b)

index

c)

liquidity

d)

leverage

18.

What is the English meaning of 基金 (jījīn)?

a)

risk management

b)

fund

c)

futures

d)

short position

19.

What is the English meaning of 外汇 (wàihuì)?

a)

foreign exchange (FX)

b)

listed company

c)

long position

d)

market volatility

20.

What is the English meaning of 期货 (qīhuò)?

a)

options

b)

futures

c)

index

d)

bond

21.

What is the English meaning of 期权 (qīquán)?

a)

options

b)

fund

c)

leverage

d)

liquidity

22.

What is the English meaning of 指数 (zhǐshù)?

a)

index

b)

stock exchange

c)

risk management

d)

short position

23.

What is the English meaning of 证券交易所 (zhèngquàn jiāoyìsuǒ)?

a)

listed company

b)

stock exchange

c)

market volatility

d)

long position

24.

What is the English meaning of 上市公司 (shàngshì gōngsī)?

a)

listed company

b)

liquidity

c)

futures

d)

options

25.

What is the English meaning of 市场波动 (shìchǎng bōdòng)?

a)

leverage

b)

market volatility

c)

fund

d)

index

26.

What is the English meaning of 流动性 (liúdòngxìng)?

a)

liquidity

b)

risk management

c)

stock / share

d)

bond

27.

What is the English meaning of 风险管理 (fēngxiǎn guǎnlǐ)?

a)

risk management

b)

long position

c)

short position

d)

options

28.

What is the English meaning of 多头 (duōtóu)?

a)

long position

b)

short position

c)

leverage

d)

index

29.

What is the English meaning of 空头 (kōngtóu)?

a)

short position

b)

fund

c)

liquidity

d)

futures

30.

What is the English meaning of 杠杆 (gànggǎn)?

a)

leverage

b)

stock exchange

c)

market volatility

d)

listed company

31.

What is the English meaning of 财务报表 (cáiwù bàobiǎo)?

a)

financial statements

b)

annual meeting

c)

tax invoice

d)

business license

32.

What is the English meaning of 资产负债表 (zīchǎn fùzhài biǎo)?

a)

balance sheet

b)

income statement

c)

cash flow statement

d)

trial balance

33.

What is the English meaning of 利润表 (lìrùn biǎo)?

a)

income statement / profit & loss account

b)

balance sheet

c)

cash flow statement

d)

statement of changes in equity

34.

What is the English meaning of 现金流量表 (xiànjīn liúliàng biǎo)?

a)

cash flow statement

b)

balance sheet

c)

income statement

d)

statement of changes in equity

35.

What is the English meaning of 营收 (yíngshōu)?

a)

revenue

b)

expense

c)

profit

d)

investment

36.

What is the English meaning of 成本 (chéngběn)?

a)

cost

b)

profit

c)

price

d)

income

37.

What is the English meaning of 资本支出 (zīběn zhīchū)?

a)

capital expenditure (CapEx)

b)

operating income (OpInc)

c)

net profit (Net Income)

d)

depreciation expense

38.

What is the English meaning of 自由现金流 (zìyóu xiànjīnliú)?

a)

free cash flow

b)

current assets

c)

net profit

d)

operating expenses

39.

What is the English meaning of 股东权益 (gǔdōng quányì)?

a)

shareholders’ equity

b)

company assets

c)

business revenue

d)

market share

40.

What is the English meaning of 盈利能力 (yínglì nénglì)?

a)

profitability

b)

liquidity

c)

solvency

d)

efficiency

41.

What is the English meaning of 债务比率 (zhàiwù bǐlǜ)?

a)

debt ratio

b)

interest rate

c)

asset turnover

d)

liquidity ratio

42.

What is the English meaning of 流动比率 (liúdòng bǐlǜ)?

a)

current ratio

b)

fixed asset turnover

c)

gross profit margin

d)

debt to equity ratio

43.

What is the English meaning of 股本回报率 (gǔběn huíbào lǜ)?

a)

return on equity (ROE)

b)

gross profit margin

c)

current ratio

d)

debt to asset ratio

44.

What is the English meaning of 资本结构 (zīběn jiégòu)?

a)

capital structure

b)

market share

c)

interest rate

d)

cash flow

45.

What is the English meaning of 审计 (shěnjì)?

a)

audit

b)

budget

c)

report

d)

plan

46.

What is the English meaning of 投资银行 (tóuzī yínháng)?

a)

investment bank

b)

commercial bank

c)

savings account

d)

credit card

47.

What is the English meaning of 并购 (bìnggòu)?

a)

merger & acquisition (M&A)

b)

stock dividend

c)

foreign exchange

d)

bankruptcy

48.

What is the English meaning of 私募股权 (sīmù gǔquán)?

a)

private equity

b)

public offering

c)

venture capital

d)

stock dividend

49.

What is the English meaning of 初始公开募股 (chūshǐ gōngkāi mùgǔ)?

a)

initial public offering (IPO)

b)

stock split

c)

private placement

d)

dividend payout

50.

What is the English meaning of 承销 (chéngxiāo)?

a)

underwriting

b)

negotiation

c)

investment

d)

distribution

51.

What is the English meaning of 估值 (gūzhí)?

a)

valuation

b)

estimate

c)

investment

d)

depreciation

52.

What is the English meaning of 尽职调查 (jìnzhí diàochá)?

a)

due diligence

b)

job interview

c)

annual report

d)

market research

53.

What is the English meaning of 整合 (zhěnghé)?

a)

integration

b)

division

c)

expansion

d)

confusion

54.

What is the English meaning of 战略协同 (zhànlüè xiétóng)?

a)

strategic synergies

b)

financial planning

c)

market expansion

d)

operational risk

55.

What is the English meaning of 收购方 (shōugòu fāng)?

a)

acquirer

b)

seller

c)

manager

d)

auditor

56.

What is the English meaning of 被收购方 (bèi shōugòu fāng)?

a)

target company

b)

acquiring company

c)

shareholder

d)

subsidiary

57.

What is the English meaning of 退出机制 (tuìchū jīzhì)?

a)

exit mechanism

b)

entry system

c)

safety protocol

d)

growth strategy

58.

What is the English meaning of 股权激励 (gǔquán jīlì)?

a)

equity incentive

b)

stock dividend

c)

shareholder meeting

d)

capital injection

59.

What is the English meaning of 投资组合 (tóuzī zǔhé)?

a)

investment portfolio

b)

stock exchange

c)

bank account

d)

financial advisor

60.

What is the English meaning of 市盈率 (shìyínglǜ)?

a)

price-earnings ratio (P/E)

b)

gross domestic product (GDP)

c)

interest rate

d)

market capitalization

61.

What is the English meaning of 风险偏好 (fēngxiǎn piānhào)?

a)

risk appetite

b)

market share

c)

interest rate

d)

profit margin

62.

What is the English meaning of 合规 (hégé)?

a)

compliance

b)

competition

c)

cooperation

d)

convenience

63.

What is the English meaning of 反洗钱 (fǎn xǐqián)?

a)

anti-money laundering (AML)

b)

money laundering

c)

tax evasion

d)

counterfeiting

64.

What is the English meaning of 监管机构 (jiānguǎn jīgòu)?

a)

regulatory authority

b)

financial institution

c)

government policy

d)

legal document

65.

What is the English meaning of 资本充足率 (zīběn chōngzú lǜ)?

a)

capital adequacy ratio

b)

interest rate

c)

liquidity coverage ratio

d)

asset turnover ratio

66.

What is the English meaning of 法规遵守 (fǎguī zūnshǒu)?

a)

regulatory adherence

b)

legal penalty

c)

public announcement

d)

financial statement

67.

What is the English meaning of 内部控制 (nèibù kòngzhì)?

a)

internal control

b)

external audit

c)

financial statement

d)

risk assessment

68.

What is the English meaning of 操作风险 (cāozuò fēngxiǎn)?

a)

operational risk

b)

market risk

c)

credit risk

d)

liquidity risk

69.

What is the English meaning of 市场风险 (shìchǎng fēngxiǎn)?

a)

market risk

b)

interest rate

c)

credit card

d)

stock exchange

70.

What is the English meaning of 信用风险 (xìnyòng fēngxiǎn)?

a)

credit risk

b)

market share

c)

interest rate

d)

liquidity

71.

What is the English meaning of 流动性风险 (liúdòngxìng fēngxiǎn)?

a)

liquidity risk

b)

credit risk

c)

market risk

d)

operational risk

72.

What is the English meaning of 声誉风险 (shēngyù fēngxiǎn)?

a)

reputational risk

b)

market risk

c)

credit risk

d)

operational risk

73.

What is the English meaning of 数据泄露 (shùjù xièlòu)?

a)

data breach

b)

data analysis

c)

data storage

d)

data encryption

74.

What is the English meaning of 惩罚机制 (chéngfá jīzhì)?

a)

penalty mechanism

b)

reward system

c)

communication method

d)

learning strategy

75.

What is the English meaning of 金融科技 (jīnróng kējì)?

a)

fintech (financial technology)

b)

biotechnology

c)

artificial intelligence

d)

blockchain

76.

What is the English translation of '国际贸易 (guójì màoyì)'?

a)

international trade

b)

domestic travel

c)

foreign language

d)

national holiday

77.

What is the English translation of '汇率波动 (huìlǜ bōdòng)'?

a)

exchange rate volatility

b)

interest rate increase

c)

currency appreciation

d)

stock market crash

78.

What is the English translation of '跨境资本流动 (kuàjìng zīběn liúdòng)'?

a)

cross-border capital flows

b)

international trade agreements

c)

foreign exchange reserves

d)

domestic investment policies

79.

What is the English translation of '外国直接投资 (wàiguó zhíjiē tóuzī)'?

a)

foreign direct investment (FDI)

b)

international trade agreement

c)

foreign exchange reserves

d)

domestic investment policy

80.

What is the English translation of '贸易顺差 (màoyì shùnhā)'?

a)

trade surplus

b)

trade deficit

c)

import tax

d)

export ban

81.

What is the English translation of '贸易逆差 (màoyì nìchā)'?

a)

trade deficit

b)

trade surplus

c)

import tax

d)

export quota

82.

What is the English translation of '关税壁垒 (guānshuì bìlěi)'?

a)

tariff barriers

b)

trade agreement

c)

import license

d)

customs union

83.

What is the English translation of '金融制裁 (jīnróng zhìcái)'?

a)

financial sanctions

b)

economic growth

c)

banking regulations

d)

currency exchange

84.

What is the English translation of '多边协议 (duōbiān xiéyì)'?

a)

multilateral agreement

b)

unilateral contract

c)

bilateral treaty

d)

trade embargo

85.

What is the English translation of '跨国公司 (kuàguó gōngsī)'?

a)

multinational corporation

b)

international airport

c)

foreign language school

d)

national government

86.

What is the English translation of '全球化 (quánqiúhuà)'?

a)

globalization

b)

urbanization

c)

industrialization

d)

privatization

87.

What is the English translation of '汇率风险对冲 (huìlǜ fēngxiǎn duìchōng)'?

a)

hedging exchange-rate risk

b)

currency appreciation

c)

interest rate swap

d)

foreign investment

88.

What is the English translation of '离岸市场 (lí’àn shìchǎng)'?

a)

offshore market

b)

stock exchange

c)

domestic market

d)

retail store

89.

What is the English translation of '汇率操纵 (huìlǜ cāozòng)'?

a)

currency manipulation

b)

interest rate adjustment

c)

foreign investment

d)

trade agreement

90.

What is the English translation of '贸易融资 (màoyì róngzī)'?

a)

trade finance

b)

market research

c)

foreign exchange

d)

supply chain management