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Worksheets

General Banking Terms

Total questions: 43

Worksheet time: 22mins

Name
Class
Date
1.

What is the English meaning of 银行账户 (yínháng zhànghù)?

a)

Bank Account

b)

Library Card

c)

Train Ticket

d)

Shopping Bag

2.

What is the English meaning of 取款 (qǔ kuǎn)?

a)

Withdrawal

b)

Deposit

c)

Transfer

d)

Balance inquiry

3.

What is the English meaning of 存款 (cún kuǎn)?

a)

Deposit

b)

Withdrawal

c)

Transfer

d)

Loan

4.

What is the English meaning of 支票 (zhī piào)?

a)

Check

b)

Ticket

c)

Receipt

d)

Coin

5.

What is the English meaning of '现⾦流 (xiàn jīn liú)'?

a)

Cash Flow

b)

Revenue

c)

Profit Margin

d)

Net Worth

6.

Translate the following sentence into English: '请把这张支票存⼊我的账户。'

a)

Please deposit this check into my account.

b)

Please withdraw this check from my account.

c)

Please transfer this check to another account.

d)

Please cash this check for me.

7.

What is the English meaning of '自动取款机 (zì dòng qǔ kuǎn jī)'?

a)

ATM

b)

Library

c)

Restaurant

d)

Bus station

8.

What is the English meaning of '信用卡 (xìn yòng kǎ)'?

a)

Credit Card

b)

Library Card

c)

Student ID

d)

Gift Card

9.

Translate the following sentence into English: '我可以用我的借记卡在自动取款机上取钱。'

a)

I can use my debit card to withdraw money at the ATM.

b)

I can use my credit card to buy groceries at the supermarket.

c)

I can use my debit card to pay for a taxi ride.

d)

I can use my passport to withdraw money at the ATM.

10.

What is the English meaning of '借记卡 (jiè jì kǎ)'?

a)

Credit Card

b)

Debit Card

c)

E-payment

d)

Cash

11.

请用我的______支付餐费。 (Please use my ______ to pay for the meal.)

a)

借记卡 (jiè jì kǎ) / debit card

b)

护照 (hù zhào) / passport

c)

钥匙 (yào shi) / key

d)

雨伞 (yǔ sǎn) / umbrella

12.

What does '支付 (zhī fù)' mean in English?

a)

Payment

b)

Shopping

c)

Meal

d)

Card

13.

Fill in the blank: 我已经完成了在线______。 (I have completed the online ______.)

a)

支付 (zhī fù) / payment

b)

购物 (gòu wù) / shopping

c)

注册 (zhù cè) / registration

d)

考试 (kǎo shì) / exam

14.

What is the English meaning of '电子支付 (diàn zǐ zhī fù)'?

a)

Cash Payment

b)

E-payment

c)

Credit Card

d)

Bank Transfer

15.

Fill in the blank: 我更喜欢使用______,因为它既快捷又方便。 (I prefer to use ______ because they are fast and convenient.)

a)

电子支付 (diàn zǐ zhī fù) / e-payments

b)

纸质地图 (zhǐ zhì dì tú) / paper maps

c)

现金 (xiàn jīn) / cash

d)

明信片 (míng xìn piàn) / postcards

16.

What is the English meaning of 贷款 (dàikuǎn)?

a)

Loan

b)

Deposit

c)

Interest

d)

Mortgage

17.

What is the English meaning of 借款人 (jiè kuǎn rén)?

a)

Borrower

b)

Lender

c)

Manager

d)

Customer

18.

What is the English meaning of 贷款利息 (dài kuǎn lì xī)?

a)

Loan Interest

b)

Bank Account

c)

Credit Card

d)

Mortgage Payment

19.

What is the English meaning of 本金 (běn jīn)?

a)

Principal

b)

Interest

c)

Deposit

d)

Dividend

20.

What is the English meaning of the Chinese term '违约 (wéi yuē)'?

a)

Default

b)

Contract

c)

Agreement

d)

Promise

21.

What is the English meaning of the Chinese term '投资 (tóuzi)'?

a)

Investment

b)

Travel

c)

Cooking

d)

Painting

22.

What is the English meaning of the Chinese term '证券 (zhèng quàn)'?

a)

Securities

b)

Documents

c)

Currency

d)

Shares

23.

What is the English meaning of the Chinese term 股东 (gǔ dōng)?

a)

Shareholder

b)

Manager

c)

Employee

d)

Supplier

24.

What is the English meaning of the Chinese term 股票 (gǔ piào)?

a)

Stock

b)

Bond

c)

Bank

d)

Loan

25.

What is the English meaning of the Chinese term 基金 (jī jīn)?

a)

Fund

b)

Book

c)

School

d)

River

26.

What is the English meaning of 财务报表 (cáiwù bàobiǎo)?

a)

Bank Statement

b)

Financial Statement

c)

Profit and Loss Statement

d)

Balance Sheet

27.

What is the English meaning of 银行对账单 (yínháng duì zhàng dān)?

a)

Bank Statement

b)

Financial Statement

c)

Profit and Loss Statement

d)

Balance Sheet

28.

What is the English meaning of 损益表 (sǔn yì biǎo)?

a)

Bank Statement

b)

Financial Statement

c)

Profit and Loss Statement

d)

Balance Sheet

29.

What is the English meaning of 资产负债表 (zīchǎn fùzhài biǎo)?

a)

Bank Statement

b)

Financial Statement

c)

Profit and Loss Statement

d)

Balance Sheet

30.

What is the English translation of '现金流量表 (xiànjīn liú liàng biǎo)'?

a)

Cash Flow Statement

b)

Balance Sheet

c)

Income Statement

d)

Statement of Changes in Equity

31.

What does the cash flow statement help us understand about a company?

a)

The company's liquidity position.

b)

The company's market share.

c)

The company's employee satisfaction.

d)

The company's advertising strategy.

32.

What is the English translation of '风险管理 (fēngxiǎn guǎnlǐ)'?

a)

Risk Management

b)

Financial Planning

c)

Market Analysis

d)

Project Scheduling

33.

Why do companies need effective risk management strategies?

a)

To manage risks effectively and ensure company stability.

b)

To increase employee turnover.

c)

To avoid paying taxes.

d)

To reduce product quality.

34.

What is the English meaning of 信用风险 (xìn yòng fēng xiǎn)?

a)

Market Risk

b)

Credit Risk

c)

Operational Risk

d)

Liquidity Risk

35.

Fill in the blank: Banks closely monitor the ________ of their customers.

a)

market risk

b)

operational risk

c)

credit risk

d)

liquidity risk

36.

What is the English meaning of 市场风险 (shì chǎng fēng xiǎn)?

a)

Market Risk

b)

Credit Risk

c)

Operational Risk

d)

Liquidity Risk

37.

Investors must consider ________.

a)

operational risk

b)

market risk

c)

credit risk

d)

liquidity risk

38.

What is the English meaning of 汇率 (huìlǜ)?

a)

International Bank Account

b)

Exchange Rate

c)

Foreign Exchange

d)

Operational Risk

39.

What is the Chinese term for 'International Bank Account'?

a)

外汇 (wài huì)

b)

汇率 (huìlǜ)

c)

国际银行账户 (guó jì yínháng zhànghù)

d)

操作风险 (cāozuò fēngxiǎn)

40.

What is the English meaning of 外汇 (wài huì)?

a)

Exchange Rate

b)

Foreign Exchange

c)

International Bank Account

d)

Travel Budget

41.

Translate the following sentence to English: 我开设了一个国际银行账户来管理我的海外资金。

a)

I opened an international bank account to manage my overseas funds.

b)

I closed my local bank account to save money.

c)

I transferred all my funds to a domestic account.

d)

I opened a savings account for my business.

42.

What is the English meaning of '跨境支付 (kuà jìng zhī fù)'?

a)

Cross-border Payment

b)

Online Shopping

c)

Mobile Banking

d)

International Trade

43.

What is the English meaning of '国际转账 (guó jì zhuǎn zhàng)'?

a)

International Transfer

b)

Local Payment

c)

Bank Statement

d)

Currency Exchange