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Taxation and Finance Quiz

Total questions: 30

Worksheet time: 15mins

Name
Class
Date
1.

What is the main purpose of taxation?

a)

To reduce imports

b)

To raise revenue for the government

c)

To increase inflation

d)

To reduce competition

2.

What is PAYE?

a)

Tax on company profits

b)

Tax on savings

c)

Income tax deducted from wages by employers

d)

Tax on imports

3.

What is VAT?

a)

Tax on profits

b)

Value Added Tax on goods and services

c)

Vehicle Access Tax

d)

Tax on property

4.

What is PRSI?

a)

Pension fund contribution

b)

Pay Related Social Insurance

c)

Public Revenue Sales Income

d)

Property-related tax

5.

What is Corporation Tax?

a)

Tax on individual income

b)

Tax on company profits

c)

Tax on imports

d)

Tax on wages

6.

What is Excise Duty?

a)

Tax on imports

b)

Tax on specific goods like alcohol and petrol

c)

Tax on property

d)

Tax on savings

7.

Which tax is a direct tax?

a)

VAT

b)

Excise duty

c)

PAYE

d)

Customs duty

8.

What does the term “Tax Evasion” mean?

a)

Legally reducing tax liability

b)

Illegally avoiding paying tax

c)

Overpaying tax

d)

Tax refund from Revenue

9.

What is the Revenue Commissioners’ main role?

a)

To make budgets

b)

To collect taxes and ensure compliance

c)

To print money

d)

To set interest rates

10.

Which of the following is not a function of taxation?

a)

Redistribute income

b)

Encourage enterprise

c)

Increase inequality

d)

Discourage harmful goods

11.

What is insurance?

a)

A form of investment

b)

A way to share risk

c)

A type of loan

d)

A form of tax

12.

What is the principle of Utmost Good Faith?

a)

The insurer must pay quickly

b)

All parties must tell the truth

c)

The insured must pay all claims

d)

Both sides can lie

13.

What is Indemnity?

a)

Profit from insurance

b)

Returning the insured to the financial position before the loss

c)

Paying extra compensation

d)

Insuring for more than the item’s value

14.

What is Subrogation?

a)

Giving up rights to the insurer after a claim

b)

Sharing risk with another company

c)

Double insurance

d)

Paying a premium

15.

What is Contribution in insurance?

a)

Sharing the cost between insurers if double insured

b)

Paying your first premium

c)

Getting a refund

d)

Extra bonus payment

16.

What is a Premium?

a)

Compensation for loss

b)

Regular payment for insurance cover

c)

Loan from an insurer

d)

Claim form

17.

What is Insurable Interest?

a)

You must benefit financially from the item insured

b)

You must be over 18

c)

You must have a licence

d)

You must own more than one item

18.

What is an Actuary?

a)

A person who calculates insurance risk and premiums

b)

A person who sells policies

c)

A lawyer

d)

A claims officer

19.

What is Underinsurance?

a)

Insurance for too many risks

b)

When the item is insured for less than its value

c)

Insurance for a company only

d)

Excess coverage

20.

Which document is issued before the insurance policy?

a)

Policy schedule

b)

Cover note

c)

Renewal notice

d)

Certificate of insurance

21.

What are Sources of Finance?

a)

Ways to make profit

b)

Ways to obtain money for business use

c)

Ways to pay tax

d)

Ways to reduce costs

22.

Which of the following is a short-term source of finance?

a)

Bank loan

b)

Trade credit

c)

Retained earnings

d)

Share capital

23.

Which is a medium-term source of finance?

a)

Bank overdraft

b)

Hire purchase

c)

Debentures

d)

Trade credit

24.

Which is a long-term source of finance?

a)

Bank overdraft

b)

Retained earnings

c)

Credit card

d)

Trade credit

25.

What is Equity Capital?

a)

Money borrowed from banks

b)

Money invested by owners/shareholders

c)

Short-term credit

d)

Lease finance

26.

What is Debt Capital?

a)

Finance that must be repaid with interest

b)

Investment by owners

c)

Profit

d)

Savings

27.

What is Leasing?

a)

Renting an asset over time without owning it

b)

Buying equipment with cash

c)

Sharing an asset

d)

Selling a business asset

28.

What is Trade Credit?

a)

When suppliers allow businesses to pay later

b)

When you borrow from a bank

c)

A government grant

d)

Paying cash in advance

29.

What is Retained Earnings?

a)

Profits kept in the business for reinvestment

b)

Money borrowed from the bank

c)

Income from shares

d)

Tax refund

30.

What is a Grant?

a)

Money given by the government that does not have to be repaid

b)

A long-term loan

c)

A short-term credit

d)

A type of insurance