A person or organization that uses a product or service.

A manufacturer of goods and services.

A regulatory body overseeing product safety.

A financial institution providing loans to businesses.

The dollar value of a person’s liabilities is larger than the value of their assets.

The dollar value of a person’s assets is larger than the value of their liabilities.

A situation where a person has no debts or liabilities.

A financial state where assets and liabilities are equal.

Person or entity that charges borrowers interest rates above an established legal rate.

A type of fish found in deep waters.

A financial advisor who helps with loans.

A government agency that regulates interest rates.

All the financial decisions an individual or family must make in order to earn, budget, save, spend, and give money over time.

A method of investing in stocks and bonds to grow wealth.

A strategy for reducing expenses and increasing savings.

A plan for retirement that includes only savings accounts.

The total value of a person's assets and liabilities combined.

The amount by which the value of a person’s assets exceeds or falls behind the value of their liabilities.

The value of a person's assets without considering liabilities.

The income a person earns over a specific period.

A strategy for managing personal finances and investments.

A plan of action that allows a person to meet not only their immediate needs but also their long-term goals.

A document that outlines a person's income and expenses for a month.

A method for tracking daily spending habits.

The percentage of principal charged by the lender for use of its money.

A fee paid to the bank for maintaining an account.

The total amount of money borrowed from a lender.

The amount of money earned from investments over time.

The granting of a loan and the creation of debt; any form of deferred payment.

A type of investment that guarantees returns.

A method of saving money for future use.

A financial term that refers to the act of borrowing money without interest.

The cost of goods or services; money paid out.

A type of income generated from investments.

A financial statement summarizing revenues and expenses.

A budget plan for future spending.

Financial debts or obligations.

Assets owned by a company.

Revenue generated from sales.

Expenses incurred during operations.

An expression used to describe a person or household whose monthly income is devoted to expenses and has little to no savings.

A financial strategy where individuals save a portion of their income each month.

A budgeting method that prioritizes long-term investments over immediate expenses.

A term used to describe a person who is financially independent and has substantial savings.

What a person earns before any deductions are taken out.

What a person earns after payroll taxes and other deductions are taken out; often referred to as take-home pay.

The total revenue generated by a business before expenses.

The amount of money a person saves each month.

The additional cost a lender charges for borrowing their money.

A fee paid to a bank for maintaining an account.

The amount of money earned from investments over time.

A penalty for late payment of a loan.

The ability to read financial statements and reports.

The knowledge and skill base necessary for people to be informed consumers and manage their finances effectively.

The practice of investing in stocks and bonds only.

The understanding of economic theories and principles.

The dollar value of a person’s assets is greater than the dollar value of their liabilities.

The dollar value of a person’s liabilities is greater than the dollar value of their assets.

A person has no assets or liabilities.

A person’s assets and liabilities are equal.

Money owed to another person or company.

A type of investment that generates income.

A financial term for profit made from sales.

A legal document for borrowing money.