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Worksheets

Fixed and Variable Expenses

Total questions: 41

Worksheet time: 3hrs 47mins

Name
Class
Date
1.

James receives a cellphone bill every month. This bill is a 

a)

variable expense 

b)

fixed expense 

2.

Ethan pays for car insurance every month. This payment is considered a 

a)

variable expense

b)

fixed expense 

3.
School supplies are a
a)
variable expense
b)
fixed expense 
4.
Basketball tickets are a
a)
variable expense
b)
fixed expense 
5.
Rent is a 
a)
variable expense
b)
fixed expense 
6.
A new pair of Jordans is a 
a)
variable expense
b)
fixed expense 
7.
Three bags of Takis are a 
a)
variable expense
b)
fixed expense 
8.
Gas to go to work is a 
a)

variable expense

b)

fixed expense 

9.
A monthly baby-sitter is a 
a)
fixed expense 
b)
variable expense 
10.
A new purse is a 
a)

fixed expense 

b)

variable expense 

11.
Going to Oklahoma in the summer is a 
a)
fixed expense 
b)
variable expense 
12.
A Netflix subscription is a 
a)
fixed expense 
b)
variable expense 
13.
A variable expense
a)
occurs irregularly 
b)
doesn't occur regularly 
14.
A fixed expense 
a)
occurs irregularly 
b)
occurs regularly 
15.

Yuan bought four tickets to a concert. Each ticket costs the same amount. The cost of the concert tickets is a . . .

a)

Fixed Expense

b)

Variable Expense

16.

Larry has had a storage unit for years. He pays $126 per month on the unit to hold his possessions.

Which of the following is a true statement?

a)

A. The cost of the storage shed is a fixed expense.

b)

B. The cost of the storage shed is a variable expense.

c)

C. The cost of the storage shed is neither a fixed nor variable expense.

17.

Jax buys his lunch at school every day. He spends $2.50 per day.

Which type of expense is Jax's lunch?

a)

A. Fixed expense

b)

B. Variable expense

18.

Students can borrow money from a bank in order to pay for college. Then, they will pay the loan back each month. Which of the following is a true statement about the loan payment?

a)

A. It is a variable expense because the cost will change each month.

b)

B. It is a fixed expense because the cost will not change.

c)

C. It is a fixed expense because students can usually pay off their loans in one year.

d)

D. It is a variable expense because student's can choose not to pay the loan.

19.

Trina lives in an apartment. The table shows some of the expenses that Trina paid for three months to live in the apartment.

Which expenses were variable expenses for Trina during these three months?

a)

F. Water and Electricity only

b)

G. Rent, Water and Electricity

c)

H. Rent and Cable TV only

d)

J. Cable TV only

20.

The table shows the amounts Ms. McCulley paid for different expenses during the last three months.

Which expenses were fixed expenses for Ms. McCulley during these three months?

a)

A. Groceries, gasoline, and utilities only

b)

B. Rent and car payment only

c)

C. None of the expenses

d)

D. All of the expenses

21.

Which expenses are FIXED expenses?

a)

Rent, car payment, Disney+ subscription.

b)

All of them

c)

Groceries, Movie tickets, light bill

d)

None

22.

Which expenses are VARIABLE expenses?

a)

Rent, car payment, Disney+ subscription.

b)

All of them

c)

Groceries, Movie tickets, light bill

d)

None

23.

The table shows the amount Natalia paid for dental insurance for four months.

What type of expense is Natalia's dental insurance payment?

a)

Fixed Expense

b)

Variable Expense

c)

Fixed and Variable Expense

d)

None of these

24.

The table shows Gabriel's monthly expenses for three months. Based on the information on the table, which statement is false?

a)

A. The car payment is a variable expense.

b)

B. The entertainment payment is a variable expense.

c)

C. The clothing payment is a variable expense.

d)

D. The health insurance payment is a fixed expense.

25.

Mario paid off his car loan this year. His payments were $259 a month for each of the first 8 months. The last payment, in the ninth month, was $125. Are the payments Mario paid during the first 8 months fixed or variable?

a)

Fixed, because the amount did not change from month to month

b)

Variable, because the amount changed from month to month

26.

Dara makes bracelets and sells them in her shop. Which is a fixed expense for Dara’s business?

a)

the cost of the beads

b)

the cost of the string

c)

the cost of advertising

d)

rent for her shop

27.

Every month, Jack’s mother pays the following expenses: the house payment, the club membership, the car payment, and the cost of food. Which is a variable expense?

a)

the house payment

b)

the cost of food

c)

the club membership

d)

the car payment

28.

Each month, Sarah pays for her rent, gym membership, electricity bill, and groceries. Which of these is considered a variable expense?

a)

rent

b)

groceries

c)

gym membership

d)

electricity bill

29.
Haircut
a)
Fixed Expense
b)
Variable Expense
30.
Three bags of Takis are a 
a)
variable expense
b)
fixed expense 
31.

Which of the following is an example of a fixed expense?

a)

Dining out

b)

Car repairs

c)

Mortgage payments

d)

Groceries

32.

How can fixed expenses change?

a)

Fixed expenses change every month.

b)

They may change occasionally, such as with a new service provider.

c)

Only by moving to a new house or apartment.

d)

They can never change.

33.

How can one save on variable expenses?

a)

By moving to a cheaper home.

b)

Variable expenses cannot be reduced.

c)

By reducing nonessential spending like dining out.

d)

By changing insurance providers once a year.

34.

What is a suggested way to manage fixed expenses?

a)

Consider finding cheaper options or negotiating bills.

b)

Wait for sales before making any purchases.

c)

Fixed expenses cannot be managed or reduced.

d)

Only pay the minimum amount required.

35.

Wants

a)

Necessary items for life that are paid monthly/yearly such as food, housing, transportation, utilities, insurances

b)

Expenses that equal all the fixed and variable expenses added together

c)

Things or tems that a person would like to own or purchase that is not necessary for life; Ex. entertainment, video games, etc.

d)

Income from all possible sources

36.

Match the following

a)

Income

1.

The money a person gets from a job or for performing a service

b)

Savings

2.

Money that is set aside for later use

c)

Expenses

3.

Items that use up one's income

d)

Budget

4.

A plan for tracking a person's income and expenses.

37.

Match the following

a)

deductions

1.

removed from gross income

b)

net income

2.

take home pay

c)

expense

3.

the cost of something

d)

deposit

4.

money added to your account

e)

debit

5.

money removed from your account

38.

What is the main difference between fixed and variable expenses?

a)

Fixed expenses remain constant, while variable expenses can vary.

b)

Fixed expenses vary each month while variable expenses do not.

c)

Variable expenses can be predicted easily, unlike fixed expenses.

d)

Variable expenses are only for non-essential items.

39.

How can fixed expenses change?

a)

Fixed expenses change every month.

b)

They may change occasionally, such as with a new service provider.

c)

Only by moving to a new house or apartment.

d)

They can never change.

40.

What is a suggested way to manage fixed expenses?

a)

Consider finding cheaper options or negotiating bills.

b)

Wait for sales before making any purchases.

c)

Fixed expenses cannot be managed or reduced.

d)

Only pay the minimum amount required.

41.

What is a benefit of tracking variable expenses closely?

a)

It allows you to spend more on luxury items.

b)

It helps in identifying opportunities to save money.

c)

It increases your fixed expenses.

d)

It is only beneficial for businesses, not individuals.