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Standard 4: Banking Quiz (Types of Banks and Bank Accounts)

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What type of bank is this?

a)

Savings and Loans

b)

Credit Union

c)

Commercial

2.

If I am a retired military officer I can join Navy Federal to get lower interest rates on loans and mortgages. What type of bank is this?

a)

Credit Union

b)

Commercial

c)

Savings and Loans

3.

If I am planning to buy a house and want to take out a loan, what type of bank should I look into? Mark only one oval.

a)

Credit Union

b)

Savings and Loans

c)

Commercial

4.

Which of the following is NOT a service you can get at the bank? Mark only one oval.

a)

Transfer money from one account to another

b)

Online banking

c)

Loans

d)

TV streaming

e)

Pay bills

5.

What does a checking account help you do? Mark only one oval.

a)

Buy stocks

b)

Use your money every day

c)

Grow your money quickly

d)

Get free gifts

6.

If you want to buy something using your checking account, what kind of card should you use? Mark only one oval.

a)

credit card

b)

debit card

c)

gift card

d)

library card

7.

What is one major difference between a money market account compared to a regular savings account? Mark only one oval.

a)

Money market accounts have a higher minimum balance requirement

b)

a regular savings account has a higher minimum balance requirement

c)

There are no differences

d)

There is a low interest on money market

8.

If I want to save money for emergencies and access my money quickly, what type of account should I open? Mark only one oval.

a)

checking

b)

regular savings

c)

CD (certificate of deposit)

d)

money market

9.

If I want to save money toward college and don't plan to use it for two years, what type of account should I use? Mark only one oval.

a)

Money Market

b)

Checking

c)

Regular savings

d)

CD (certificate of Deposit)

10.

If I want my money to grow faster, but still want easy access to it, what type of account should I open? Mark only one oval.

a)

Money market

b)

Checking

c)

Regular savings

d)

CD (certificate of Deposit)