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Characteristics of Equity Securities: Initial Questions

Total questions: 45

Worksheet time: 23mins

Name
Class
Date
1.

Which feature best describes common shares in a corporation?

a)

Ownership with residual claim rights

b)

Guaranteed fixed dividend payments

c)

Priority claim over bondholders

d)

Mandatory redemption at maturity

2.

How do common shareholders typically participate in a company’s operating performance?

a)

Through capital appreciation and dividends

b)

Through fixed coupon interest payments

c)

Through legally required bonus distributions

d)

Through preferred conversion features only

3.

Which trade‑off best contrasts preferred and common shares?

a)

Lower governance power, higher dividend priority

b)

Higher governance power, lower asset priority

c)

Equal governance power, equal cash flow priority

d)

Lower governance power, lower dividend priority

4.

In liquidation, how do preferred shareholders rank relative to common shareholders?

a)

Higher priority on net assets

b)

Equal priority on remaining assets

c)

Lower priority than common holders

d)

Same priority as secured creditors

5.

Which instrument is categorized as debt rather than equity?

a)

Corporate bonds issued to investors

b)

Common shares listed on an exchange

c)

Preferred shares with fixed dividends

d)

Restricted common equity grants

6.

Which income profile best matches preferred stock?

a)

Fixed dividends that may accrue in arrears

b)

Highly variable dividends each quarter

c)

No income because dividends are prohibited

d)

Coupons that float with market interest

7.

A company must skip dividends due to losses. Which holder is most likely to receive missed payments later if dividends are cumulative?

a)

Preferred shareholder under arrears provision

b)

Common shareholder under variable policy

c)

Bondholder via discretionary coupons

d)

Warrant holder through voting adjustments

8.

Which pairing correctly matches risk profile with instrument?

a)

Bonds low risk; common stock high risk

b)

Common stock low risk; bonds high risk

c)

Preferred stock high risk; bonds medium risk

d)

All three instruments share equal risk

9.

Which approach primarily studies financial statements to estimate a stock’s value?

a)

Fundamental analysis using DDM or DCF models

b)

Technical analysis using RSI and moving averages

c)

Comparative valuation using industry sentiment

d)

Momentum analysis using short-term chart patterns

10.

An investor plans to hold a stock for two years and then sell. Which valuation frame fits this plan?

a)

Multiple holding periods including terminal sale price

b)

Single holding period with no terminal sale price

c)

Perpetual bond model with fixed coupon payments

d)

One-period zero growth with immediate liquidation

11.

Comparative valuation most commonly involves which practice?

a)

Comparing valuation multiples like P/E or P/B to peers

b)

Projecting cash flows from a detailed operations model

c)

Timing entries using moving averages crossovers

d)

Estimating dividend stability using payout ratios

12.

Which statement distinguishes DCF from DDM most clearly?

a)

DCF discounts total free cash flows; DDM discounts dividends

b)

DCF relies on charts and volume; DDM uses indicators

c)

DCF uses industry multiples; DDM uses peer benchmarks

d)

DCF ignores growth rates; DDM assumes zero dividend growth

13.

Value of common stock is conceptually equal to which quantity?

a)

Present value of all expected cash flows

b)

Sum of past earnings and retained profits

c)

Face value adjusted for accounting depreciation

d)

Average of daily prices over the last month

14.

In a single holding period valuation, which cash flows are discounted to find today’s stock value?

a)

Only next year’s dividend is discounted

b)

Only next year’s market price is discounted

c)

Both next year’s dividend and market price

d)

All future dividends for infinite years

15.

What does Kcs represent in the single holding period formula Vcs = D1/(1+Kcs) + P1/(1+Kcs)?

a)

The company’s constant dividend growth rate

b)

The investor’s required rate of return

c)

The market price at the end of year one

d)

The zero growth rate for dividends

16.

A stock’s dividends are expected to increase by the same percentage every year indefinitely. Which valuation model applies?

a)

Constant Growth model applies here

b)

Zero Growth model applies here

c)

Single holding period applies here

d)

Non-constant Growth model applies here

17.

An analyst expects dividends to grow 8% for three years, then stabilize at 3% thereafter. Which model should be used first for early years?

a)

Zero Growth for early years

b)

Constant Growth for early years

c)

Non-constant Growth for early years

d)

Single period model for early years

18.

In the zero growth model, Vcs equals which expression?

a)

D divided by (1 + Kcs)

b)

D1 divided by (Kcs − g)

c)

Sum of all future dividends

d)

Pn discounted to present value

19.

A preferred stock pays a $3 annual dividend. An investor now requires 12% instead of 10%. What happens to the stock’s value?

a)

It decreases from 30to30 to 25

b)

It increases from 30to30 to 36

c)

It remains constant at $30

d)

It fluctuates unpredictably

20.

An investor wants moderate risk with priority over common dividends and more stable income than common shares, while accepting limited upside. Which security best fits this profile?

a)

Corporate bond paying fixed coupons and principal at maturity

b)

Common stock with potential high growth and voting rights

c)

Preferred stock with fixed dividends and priority over common

d)

Convertible common shares that may become preferred later

21.

What is the primary purpose of the Investment Portfolio Debate activity?

a)

Compare security types through structured debate

b)

Memorize interest rate formulas only

c)

Practice coding financial calculators

d)

Simulate central bank monetary policy

22.

Which securities are assigned to groups in this activity?

a)

Bonds, common stock, preferred stock

b)

Options, futures, cryptocurrencies

c)

ETFs, real estate, commodities

d)

CDs, money market, savings accounts

23.

During research, which factor are students asked to analyze?

a)

Potential returns and associated risks

b)

Corporate dress code policies

c)

Campus cafeteria meal plans

d)

Sports team performance trends

24.

What is the expected length of each presentation?

a)

About three minutes per group

b)

About thirty seconds per group

c)

About seven minutes per group

d)

About fifteen minutes per group

25.

Which step comes first in the activity workflow?

a)

Group formation and topic assignment

b)

Open discussion and rebuttals

c)

Presentation delivery and Q&A

d)

Portfolio rebalancing practice

26.

In this activity, what does liquidity refer to?

a)

Ease of converting to cash quickly

b)

Company culture and morale

c)

Government fiscal policy goals

d)

Number of board directors

27.

Which outcome best demonstrates presentation skills in this activity?

a)

Clear three-minute summary of findings

b)

Submitting a lengthy technical paper

c)

Reading verbatim from a textbook

d)

Avoiding questions during discussion

28.

Which criterion should groups consider while comparing securities?

a)

How economic conditions might impact them

b)

Which mascot represents the company

c)

How many colors are on their logos

d)

Which ticker symbol sounds pleasant

29.

Which characteristic typically distinguishes bonds from stocks?

a)

Regular coupon payments schedule

b)

Ownership voting rights attached

c)

Uncapped residual claim on profits

d)

No maturity or par value specified

30.

During research, what type of evidence strengthens your argument?

a)

Data on returns, risk, and liquidity

b)

Personal anecdotes without sources

c)

Unrelated celebrity endorsements

d)

Random opinions from social media

31.

Which factor would most likely increase bond risk?

a)

Rising interest rates in markets

b)

Improved issuer credit ratings

c)

Shorter time to bond maturity

d)

Higher coupon with strong coverage

32.

Which measure best reflects potential return for a stock?

a)

Expected total return with dividends

b)

Company cafeteria satisfaction score

c)

Number of employees per department

d)

Length of quarterly press releases

33.

When evaluating liquidity, which metric is most relevant?

a)

Average daily trading volume

b)

CEO’s social media follower count

c)

Number of pages in the prospectus

d)

Age of the company headquarters

34.

What is a plausible advantage of bonds in downturns?

a)

More stable income via coupons

b)

Unlimited upside from equity growth

c)

Guaranteed inflation-adjusted returns

d)

Automatic conversion to commodities

35.

What should be avoided during the three-minute talk?

a)

Overloading slides with tiny text

b)

Summarizing key evidence clearly

c)

Explaining trade-offs concisely

d)

Organizing with a logical flow

36.

Which is a reasonable criterion for risk assessment?

a)

Default probability and volatility

b)

Logo aesthetics and brand slogans

c)

Cafeteria menu variety score

d)

Office chair ergonomic rating

37.

For common stock, which driver affects returns?

a)

Earnings growth and valuation shifts

b)

Paint color of headquarters lobby

c)

CEO’s favorite vacation location

d)

Number of holidays per quarter

38.

Which is an example of evidence for liquidity?

a)

Tight bid-ask spreads and volume

b)

Company cafeteria seating chart

c)

CEO’s childhood biography page

d)

Anecdotes from a neighbor’s blog

39.

How should groups handle uncertainty in data?

a)

State assumptions and limitations

b)

Hide inconvenient statistics entirely

c)

Replace estimates with slogans

d)

Ignore variance and confidence

40.

In open discussion, what is an effective question?

a)

How sensitive are returns to rates?

b)

Why is your logo not interesting?

c)

Who designed your slide theme?

d)

What snacks did your team bring?

41.

Which bond feature affects price volatility most?

a)

Duration linked to maturity and coupons

b)

Company logo brightness and size

c)

Day of the week it was issued

d)

CEO’s preferred meeting length

42.

When comparing securities, which horizon should be clear?

a)

Investment time frame and goals

b)

Favorite news anchor preferences

c)

Class seating chart positions

d)

Preferred color palette choices

43.

What is a fair way to present risks to your case?

a)

Acknowledge risks and propose mitigations

b)

Avoid mentioning any downsides at all

c)

Deny historical evidence of losses

d)

Blame unrelated external conspiracies

44.

In evaluating bonds, which credit factor matters most?

a)

Issuer rating and coverage ratios

b)

CEO’s favorite sports franchise

c)

Length of the annual shareholder letter

d)

Number of pages in bond prospectus

45.

During Q&A, how do you handle a tough challenge?

a)

Clarify, cite data, and respond calmly

b)

Deflect with unrelated humor only

c)

Raise your voice to dominate time

d)

Refuse to answer any follow-ups