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NPS nov Quiz

Total questions: 18

Worksheet time: 6mins

Name
Class
Date
1.

NPS is regulated by:

a)

RBI

b)

IRDAI

c)

PFRDA

d)

SEBI

2.

Minimum age to join NPS?

a)

18 years

b)

21 years

c)

25 years

d)

30 years

3.

Maximum age to join NPS?

a)

55 years

b)

60 years

c)

65 years

d)

70 years

4.

What is the minimum annual contribution for Tier-I account?

a)

₹100

b)

₹500

c)

₹1,000

d)

₹6,000

5.

NPS maturity age is:

a)

55

b)

58

c)

60

d)

65

6.

What is the minimum % of corpus that must be used to buy annuity at exit?

a)

20%

b)

40%

c)

50%

d)

75%

7.

Maximum lump-sum withdrawal allowed at retirement?

a)

20%

b)

40%

c)

60%

d)

75%

8.

Tier-II account is:

a)

Mandatory

b)

For government employees only

c)

Voluntary savings account

d)

Closed after retirement

9.

Tax benefit under Sec 80CCD(1B) for NPS is up to:

a)

₹25,000

b)

₹50,000

c)

₹1,00,000

d)

₹1,50,000

10.

Partial withdrawal from NPS Tier-I is allowed after how many years?

a)

1 year

b)

3 years

c)

5 years

d)

10 years

11.

Maximum number of partial withdrawals allowed in NPS Tier-I?

a)

1

b)

2

c)

3

d)

Unlimited

12.

Who can open an NPS account?

a)

Only salaried individuals

b)

Only government employees

c)

Only retired persons

d)

Any Indian citizen (resident or non-resident)

13.

What is the lock-in period of NPS?

a)

5 years

b)

10 years

c)

15 years

d)

Till age 60

14.

Upon death of the subscriber, the nominee gets:

a)

Only 40% corpus

b)

Only annuity

c)

Entire accumulated corpus

d)

No withdrawal allowed

15.

For premature exit before age 60, minimum annuity purchase required is:

a)

20%

b)

40%

c)

60%

d)

80%

16.

Tier-I account contributions are:

a)

Fully withdrawable anytime

b)

Tax-exempt during contribution

c)

Taxable on contribution

d)

Only for government employees

17.

NPS Tier-II account has which type of tax treatment?

a)

Fully taxable

b)

Tax-exempt like Tier-I

c)

Taxable only on interest

d)

No tax benefit on contribution, withdrawals are tax-free for government employees

18.

Who appoints the Central Recordkeeping Agency (CRA) for NPS?

a)

RBI

b)

PFRDA

c)

SEBI

d)

Finance Ministry

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