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Worksheets

12 days PNC reading

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

What does the PNC Christmas Price Index primarily measure each year?

a)

Charitable donations during December

b)

Sales of Christmas trees nationwide

c)

Holiday spending by every American family

d)

Changes in prices for the twelve gifts

2.

Which statement best defines inflation?

a)

A general rise in prices over time

b)

A sudden drop in wages for workers

c)

An increase in the number of products

d)

A temporary sale offered by stores

3.

Deflation is most accurately described as

a)

A general decrease in overall prices

b)

A shortage of skilled performers

c)

An increase in shipping charges

d)

A growth in consumer demand

4.

In supply and demand, what happens when demand rises while supply is low?

a)

Prices tend to fall steadily

b)

Demand immediately drops to zero

c)

Supply instantly becomes unlimited

d)

Prices tend to increase quickly

5.

Which gift type is an example of a service rather than a good?

a)

A partridge with a pear tree

b)

Four calling birds delivered

c)

Five gold rings packaged

d)

Ten Lords-a-Leaping performing

6.

Why do performer gifts like Ten Lords-a-Leaping often become the most expensive items?

a)

Lower fuel costs during holidays

b)

Abundant supply of trained dancers

c)

Government price caps on bird sales

d)

Wage growth and demand for skilled labor

7.

Prices for Eight Maids-a-Milking tend to stay flat mainly because

a)

Their pay is tied to minimum wage

b)

Their costumes are reused yearly

c)

They face weak consumer demand

d)

They include high shipping fees

8.

What is the key difference between Index Cost and the 'True Cost' of Christmas?

a)

Index includes shipping; True Cost ignores shipping

b)

Index counts services; True Cost only counts goods

c)

Index uses twelve days; True Cost uses one day

d)

Index buys one set; True Cost buys all repeats

9.

How many total gifts are represented when calculating the 'True Cost' of Christmas?

a)

Three hundred sixty-four items total

b)

Seventy-eight items in total

c)

Twelve items purchased once

d)

One hundred forty-four items total

10.

Which trend best explains why goods dominated the Index early on but services dominate today?

a)

Removal of all physical gift items

b)

Government bans on importing birds

c)

Decline in holiday shopping interest

d)

Growth of the service sector economy

11.

Online shopping has increased total costs in the Index mainly due to

a)

Discounts for bulk holiday orders

b)

Elimination of store overhead costs

c)

Cheaper digital delivery options

d)

Higher shipping and handling expenses

12.

Fuel price spikes most directly affect the Index by

a)

Increasing the number of suppliers

b)

Lowering wages for live performers

c)

Raising shipping and transportation costs

d)

Reducing demand for jewelry items

13.

During the pandemic year, why were four performance gifts removed from the Index?

a)

Live performances were suspended

b)

Online tickets replaced live shows

c)

Bird prices fell dramatically

d)

Demand for rings completely vanished

14.

If the supply of Two Turtle Doves suddenly increases while demand stays the same, what is the most likely price effect?

a)

Prices would tend to decrease

b)

Prices would surge rapidly

c)

Prices would rise slightly only

d)

Prices would remain legally fixed

15.

Which spending skill is best illustrated by understanding the 'True Cost' as purchases repeat over days?

a)

Avoiding all discretionary spending

b)

Timing the market for stocks

c)

Budgeting for cumulative expenses

d)

Choosing only non-labor goods