WorksheetsProtecting Against Card Fraud
Total questions: 20
Worksheet time: 10mins
What is card fraud in simple terms?
A store rejects your payment
A card expires unexpectedly
A thief gains your card number
A bank error charging late fees
Which sign suggests a gas pump card reader may have a skimmer attached?
It has a touch screen
It looks worn or loose
It shows a discount sticker
It glows bright blue lights
What should you do before inserting your card at an ATM or pump?
Ask the clerk for help
Check the reader for tampering
Wipe the screen clean
Cover the keypad with paper
If your mail looks opened and contains sensitive account info, what is the best immediate action?
Ignore it and wait a week
Post about it on social media
Contact your bank and sender
Recycle the envelope quickly
Why should you avoid purchases on public Wi‑Fi?
You can’t use HTTPS there
The network may be unsecured
Your device battery drains faster
Websites load too slowly
Which web address feature indicates a secure site for payments?
Starts with HTTP only
Includes many pop‑up ads
Starts with HTTPS
Ends with .biz
When shopping online, which practice best reduces risk?
Use brand‑new unknown sites
Stick with trusted stores
Disable password protection
Share card details by email
What risk exists when handing your card to a restaurant server?
They gain temporary access to your account
They will charge only the tip
They may forget your order
They might lose the leather folder
Which action helps protect against skimmers at gas stations?
Enter PIN before inserting card
Swipe faster than usual
Avoid checking bank alerts
Use cash or a different pump
What alert may signal you were a card fraud victim after fueling at a pump?
A coupon from the station
A message from the server
A reminder to renew your card
An overdraft notice from your bank
What is the best first step if you notice a strange charge on your debit card?
Wait a week to see more charges
Ignore it and keep spending normally
Contact your bank immediately
Post about it on social media
Which statement about debit card fraud protection is accurate?
Debit cards have weaker protections than credit cards
Debit card purchases are never protected at all
Debit cards with Visa or Mastercard have similar protections
Protection applies only to online debit purchases
What does the Electronic Fund Transfer Act ensure when you report a lost debit card promptly?
You must pay all fraudulent charges
You are not responsible for new fraudulent charges
Your PIN is changed without your consent
Your account is automatically closed forever
What is the most helpful habit to spot unusual purchases quickly?
Sharing your card with trusted friends
Saving receipts for a full year
Only using cash for big purchases
Checking your bank account often
Which action can many banking apps help you do if you suspect fraud?
Disable your card with a click
Erase all past transactions
Transfer money to strangers
Print a new physical card
Which definition correctly describes card fraud?
Buying gift cards for relatives
Misplacing a card at home
Unauthorized use of card number or PIN
Using someone’s card with permission
Which scenario best illustrates identity theft?
Fraudulently gaining and using someone’s personal information
Forgetting your online password
Borrowing a friend’s phone with permission
Opening a savings account for yourself
Which statement best describes the scale of data breaches mentioned?
About 34 million records exposed in 2019
Approximately 34 thousand records exposed last year
Nearly 340 million records exposed worldwide
Around 3.4 million records exposed annually
Which item is listed among common types of fraud?
Mail fraud is a listed example
Parking ticket fraud is frequent
Library fee fraud is common
Locker key fraud is typical
Which scenario best matches health care fraud?
Skimming at a credit card reader
Using a stolen driver’s license
Sending fake packages through mail
Billing for services never provided
