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Taxes Unit Test Review

Total questions: 25

Worksheet time: 13mins

Name
Class
Date
1.

Mandatory government spending includes which of the following?

a)

Infrastructure and science

b)

Social Security and Medicare

c)

Healthcare and military

d)

Education and agriculture

2.

What does the term "withholding" mean in reference to your paycheck?

a)

The amount of your paycheck that you are NOT being taxed on

b)

How much you are going to owe the government when you file your annual tax return

c)

How much you earn and includes salary, bonus and commissions

d)

How much is being taken out of your paycheck for things like taxes, employer sponsored health insurance, and retirement

3.

When do you start paying income taxes?

a)

When you turn 18

b)

When you get a full-time job (part-time does not count)

c)

When you make more than the minimum income requirement

d)

When you are notified by the IRS that you are required to pay federal income taxes

4.

Why is it important to be extremely careful when completing your 1040 form?

a)

Making a mistake will disqualify you from receiving future refunds

b)

The 1040 form determines whether you owe additional taxes or are entitled to receive a refund from the government

c)

Completing the 1040 incorrectly will mean the wrong amount of taxes will be withheld from your paychecks going forward

d)

Mistakes on your 1040 form make you ineligible for employment during the next year

5.

If your only income is salary paid by your employer, which of these statements about filing your taxes is true?

a)

You need to file your tax return by the end of the calendar year (typically December 31st)

b)

If your employer takes out federal income taxes through payroll withholdings, you do not need to file a tax return

c)

You must file your tax return by the deadline (typically April 15th of the following year) or request an extension by that date

d)

You do not need to pay any income taxes until April 15th, so you should ask your company to wait until after that date to withhold any money

6.

You are starting your first job and you are asked to complete some paperwork on your first day. Which form will determine how much money is withheld from your paycheck for taxes?

a)

W-4

b)

W-2

c)

I-9

d)

1040

7.

Which of the following paycheck withholdings puts money into a retirement investment fund that you will manage?

a)

Social Security

b)

Medicare

c)

401(k) contribution

d)

Federal income taxes

8.

When determining whether you NEED to file a federal tax return, each of these questions matters EXCEPT...

a)

How much income did you earn this year?

b)

What type of income did you earn this year?

c)

What state do you live in?

d)

Are you claimed as a dependent on anyone else's tax return?

9.

Juanita has a part-time job that pays $12/hour and works about 50 hours every month. Her withholdings are Social Security (6.2%), Medicare (1.45%) and federal income tax (10%). What is her approximate net pay?

a)

$120

b)

$500

c)

$600

d)

$700

10.

Elaine just accepted a new job and is working with the company’s HR department to fill out paperwork. Which of the following steps is she responsible for?

a)

Determine how much tax to withhold from her paychecks based on W-4 information

b)

Complete a W-4 form

c)

Send withholding amounts to the federal government

d)

Complete a W-2 form

11.

What is the name of the tax form that requires you to provide identification and proves you are eligible to work in the U.S.?

a)

I-9

b)

1099

c)

1040

d)

W-4

12.

When you complete your 1040 form, if you overpaid your taxes and the government owes you money, that is called a __________.

a)

withholding

b)

direct deposit

c)

deduction

d)

refund

13.

Your friend Laila is talking to you about the benefits of tax filing websites. Which of the following is true?

a)

Filing your taxes using a website is always free of charge

b)

You are guaranteed a higher refund than if you were to use a paper form or hire a professional

c)

If you owe money to the IRS, you receive a discount if you e-file use a tax filing website

d)

You can avoid the costs of having to pay a professional, though you may have to pay for e-filing online

14.

Jessica is 16 years old and earned $1,100 through her photography side gig. Her parents can claim her as a dependent on their tax return. All of the following statements are true EXCEPT...

a)

Jessica is required to file an income tax return

b)

Jessica should expect to receive a W-2 in January

c)

Jessica is required to pay a 15.3% self-employment tax

d)

Jessica can file her own tax return even though her parents are claiming her as a dependent

15.

Which of the following describes what a "dependent" is for tax purposes?

a)

A child or adult that you support financially

b)

Someone who is temporarily disabled

c)

An adult who financially supports you

16.

If a taxpayer fills out their W-4 in a way that does not withhold enough money to cover their tax obligation, what is the most likely outcome after they file their taxes?

a)

They will receive a refund

b)

They will owe a payment to the IRS

c)

They will be audited

d)

They will be charged with tax evasion

17.

Which of the following statements about the W-2 form is TRUE?

a)

A W-2 lists all the money you earned in cash over the last year

b)

The total wages you earned from ALL jobs you worked in the previous year appear on ONE W-2 form

c)

You need a separate W-2 form from EACH of your employers in order to file your taxes

d)

The W-2 includes information about the interest you earned from your investments

18.

Akshay worked at a cafe while he was a college senior in Boston, Massachusetts. After graduating in June, he moved back to his home in California and started a full-time job in September. Which of the following statements is true?

a)

Akshay will need to file only a federal tax return

b)

Akshay will need to file a federal tax return and a state tax return for Massachusetts

c)

Akshay will need to file a federal tax return and a state tax return for both Massachusetts and California

d)

Akshay will need to file a federal tax return this year and file state returns the following year

19.

All of the following people would be required to file a tax return EXCEPT...

a)

Janet, who earned $28,200 but was paid entirely in cash

b)

Max, whose total income from three separate part-time jobs was $9,500

c)

Isaiah, who owns his own business and generated an income of $7,000

d)

Dani, who is a cafe barista and earned 18,000inwagesand18,000 in wages and 250 in tips

20.

Marquis is starting a fast food job during his senior year of high school. He lives with his parents and they will claim him as a dependent on their taxes this year. He earns 2000.BasedonhowhecompletedhisW4,hisemployerwithheld2000. Based on how he completed his W-4, his employer withheld 200 in federal income taxes from his paychecks. What will happen if Marquis doesn't file taxes in April?

a)

The IRS will refund his $200 directly to him

b)

The IRS will refund his $200 to his parents

c)

The IRS will fine Marquis $75 or more for not filing taxes

d)

Nothing will happen, but Marquis will miss out on his potential refund

21.

Briefly explain the difference between discretionary and mandatory government spending.

a)

Discretionary spending is decided annually by Congress, while mandatory spending is required by law.

b)

Discretionary spending is required by law, while mandatory spending is decided annually by Congress.

c)

Both discretionary and mandatory spending are decided annually by Congress.

d)

Mandatory spending is only for defense, while discretionary spending covers all other expenses.

22.

The deadline to file your tax return is ________, and if you know you will miss that deadline, you can ________.

a)

April 15; file for an extension

b)

March 1; pay a penalty

c)

June 30; request a waiver

d)

May 31; ignore the deadline

23.

Which of the following are reasons someone would go to a tax professional rather than using tax filing software or paper forms to file their tax return?

a)

They need expert advice for complex tax situations and want to ensure accuracy in their filing.

b)

They want to avoid paying any fees for tax filing.

c)

They prefer to file their taxes without sharing any personal information.

d)

They believe tax professionals can guarantee a larger refund than software.

24.

Jill is considering whether she is legally required to file a tax return and if she should file even if not required. What is the correct answer?

a)

Jill may not be legally required to file a tax return, but she should consider filing anyway.

b)

Jill is always legally required to file a tax return regardless of her income.

c)

Jill should never file a tax return if she is not legally required.

d)

Jill is only required to file a tax return if she is self-employed.

25.

List two things the federal government spends your tax dollars on that you benefit from.

a)

National defense and public education

b)

Space tourism and private yachts

c)

Luxury hotels and personal shopping

d)

Celebrity parties and movie production