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Chat GPT Acronyms, Federal Programs, Acts, Laws pg 1-7

Total questions: 100

Worksheet time: 50mins

Name
Class
Date
1.

Which federal agency enforces consumer-protection laws and cracks down on false advertising, scams, identity theft, and unfair business practices?

a)

FDA

b)

FTC

c)

EPA

d)

USDA

2.

The Consumer Product Safety Commission oversees product recalls for toys, appliances, and furniture.

a)

True

b)

False

3.

Which agency sets safety standards such as crib spacing and toy hazards?

a)

FCC

b)

CPSC

c)

USDA

d)

EPA

4.

The FDA ensures the safety of food, medicines, vaccines, cosmetics, and supplements.

a)

True

b)

False

5.

Which agency requires proper labeling and ingredient lists for products?

a)

FTC

b)

FDA

c)

EPA

d)

FCC

6.

The USDA oversees the safety of meat, poultry, and eggs.

a)

True

b)

False

7.

Which agency runs programs like SNAP and school lunch programs?

a)

EPA

b)

USDA

c)

FCC

d)

FTC

8.

The Environmental Protection Agency regulates air and water pollution and hazardous waste.

a)

True

b)

False

9.

Which agency sets fuel-efficiency and emissions standards?

a)

EPA

b)

FCC

c)

USDA

d)

FTC

10.

The FCC regulates cell phones, TV/radio signals, and internet communications.

a)

True

b)

False

11.

What does the FDIC (Federal Deposit Insurance Corporation) do?

a)

Insures bank deposits up to $250,000

b)

Prevents harassment by debt collectors

c)

Collects income taxes

d)

Provides crash test ratings

12.

Which organization is responsible for crash test ratings, vehicle recalls, and airbag safety?

a)

FDIC

b)

NHTSA

c)

FEMA

d)

IRS

13.

FEMA (Federal Emergency Management Agency) coordinates disaster response and ______ funding.

a)

relief

b)

educational

c)

military

d)

transportation

14.

The IRS (Internal Revenue Service) is responsible for collecting ______ taxes.

a)

income

b)

sales

c)

property

d)

excise

15.

True or False: The Better Business Bureau (BBB) is a government agency.

a)

True

b)

False

16.

Which act requires lenders to clearly disclose APR, total loan cost, late fees, and terms?

a)

FDCPA

b)

FCRA

c)

TILA

d)

COPPA

17.

The Fair Credit Reporting Act (FCRA) allows one free credit report per year from each ______.

a)

bureau

b)

bank

c)

employer

d)

creditor

18.

Which act prevents harassment by debt collectors?

a)

FDIC

b)

FDCPA

c)

TILA

d)

NHTSA

19.

The Children’s Online Privacy Protection Act is abbreviated as ______.

a)

COPPA

b)

CIPA

c)

FERPA

d)

HIPAA

20.

Which organization enforces telemarketing rules?

a)

IRS

b)

BBB

c)

NHTSA

d)

(Not specified in the image)

21.

The FDIC prevents financial panic and ______.

a)

bank runs

b)

inflation

c)

stock crashes

d)

currency devaluation

22.

The NHTSA is responsible for vehicle recalls. Give an example mentioned in the notes.

a)

Takata airbag recall

b)

Firestone tire recall

c)

Volkswagen emissions recall

d)

Toyota unintended acceleration recall

23.

FEMA provides housing support after ______ or tornadoes.

a)

floods

b)

earthquakes

c)

wildfires

d)

hurricanes

24.

The IRS issues refunds and enforces ______ law.

a)

tax

b)

criminal

c)

civil

d)

maritime

25.

The BBB provides ratings of business ______.

a)

reliability

b)

profitability

c)

location

d)

size

26.

What does COPPA protect?

a)

COPPA protects online data for children under 13.

b)

COPPA protects animal rights in zoos.

c)

COPPA protects the privacy of senior citizens online.

d)

COPPA protects online shopping transactions.

27.

What is required by COPPA for sites/apps to collect information from children under 13?

a)

Parental consent is required.

b)

No consent is required.

c)

Only teacher approval is needed.

d)

Children can give their own consent.

28.

What does the Cooling-Off Rule allow?

a)

Allows cancellation of certain purchases within 3 business days.

b)

Allows unlimited returns of any product.

c)

Allows price negotiation on all purchases.

d)

Allows automatic refunds for defective items.

29.

The Cooling-Off Rule applies to which types of purchases?

a)

Door-to-door sales, trade-show purchases, not retail stores.

b)

Online purchases, retail store purchases, and auctions.

c)

All purchases made with a credit card.

d)

Purchases made at grocery stores and supermarkets.

30.

What does the Do-Not-Call Registry let consumers do?

a)

Lets consumers block telemarketing calls.

b)

Lets consumers receive more telemarketing calls.

c)

Lets consumers register for telemarketing offers.

d)

Lets consumers get free products from telemarketers.

31.

Who enforces the Do-Not-Call Registry?

a)

FTC and FCC.

b)

Department of Justice.

c)

Internal Revenue Service.

d)

Federal Reserve.

32.

What does the Magnuson-Moss Warranty Act ensure?

a)

Ensures warranties are clearly written and enforceable.

b)

Requires all products to have a lifetime warranty.

c)

Mandates that all warranties must be free of charge.

d)

Allows manufacturers to void warranties for any reason.

33.

What does the Magnuson-Moss Warranty Act define?

a)

Defines 'full' vs. 'limited' warranty.

b)

Defines consumer privacy rights.

c)

Defines product safety standards.

d)

Defines advertising regulations.

34.

What do Lemon Laws protect?

a)

Protect buyers of new cars with repeated defects.

b)

Protect sellers from fraudulent buyers.

c)

Protect manufacturers from lawsuits.

d)

Protect used car dealers from liability.

35.

What do Lemon Laws allow?

a)

Allows repairs, replacement, or refund.

b)

Allows only the sale of new cars.

c)

Allows unlimited mileage on leased vehicles.

d)

Allows car manufacturers to avoid responsibility.

36.

What is a checking account used for?

a)

Everyday spending, debit card use.

b)

Long-term savings only.

c)

Investing in stocks and bonds.

d)

Paying off loans directly.

37.

What is the main feature of a savings account?

a)

Earns interest, not for frequent withdrawals.

b)

Used for business transactions only.

c)

Requires a minimum balance of $10,000.

d)

Allows unlimited withdrawals without penalty.

38.

What does a Certificate of Deposit (CD) do?

a)

Locks money for a set term with higher interest.

b)

Allows unlimited withdrawals with no interest.

c)

Provides instant access to funds with low interest.

d)

Acts as a regular checking account.

39.

What does overdraft mean in banking?

a)

Spending more than available balance.

b)

Depositing money into your account.

c)

Transferring funds to another bank.

d)

Receiving interest on savings.

40.

Match the following credit & loan terms to their definitions:

a)

True yearly cost of borrowing

1.

APR (Annual Percentage Rate)

b)

Original amount borrowed

2.

Principal

c)

Cost of borrowing or return on savings

3.

Interest

d)

Maximum credit available

4.

Credit Limit

e)

Fixed payments (car, student loan)

5.

Installment Credit

41.

Fill in the blank: Revolving Credit is a ______ credit line (credit cards).

a)

reusable

b)

fixed

c)

limited

d)

closed

42.

Fill in the blank: Credit Scores are based on payment history, amounts owed, credit history length, new credit, and ______.

a)

credit mix

b)

income level

c)

employment status

d)

age

43.

Fill in the blank: Gross Income is total earnings before ______.

a)

deductions

b)

taxes

c)

bonuses

d)

allowances

44.

Fill in the blank: Net Income (Take-home pay) is after ______ and deductions.

a)

taxes

b)

bonuses

c)

allowances

d)

commissions

45.

Fill in the blank: W-2 shows yearly income and ______ withheld.

a)

taxes

b)

salary

c)

benefits

d)

bonuses

46.

Fill in the blank: W-4 tells employer how much ______ to withhold.

a)

tax

b)

salary

c)

bonus

d)

insurance

47.

Fill in the blank: PYF – Pay Yourself First means ______ before spending.

a)

save

b)

borrow

c)

invest

d)

spend

48.

Fill in the blank: Fixed Expenses are consistent, such as ______ and insurance.

a)

rent

b)

groceries

c)

electricity

d)

entertainment

49.

Fill in the blank: Variable Expenses change monthly, such as food and ______.

a)

entertainment

b)

rent

c)

insurance

d)

tuition

50.

Fill in the blank: Opportunity Cost is what you give up when choosing one option ______ another.

a)

over

b)

under

c)

beside

d)

against

51.

Fill in the blank: Unit Price is the price per ______/unit for comparison.

a)

ounce

b)

dollar

c)

item

d)

package

52.

Fill in the blank: UPC (Universal Product Code) is a ______ system.

a)

barcode

b)

payment

c)

security

d)

inventory

53.

Fill in the blank: Warranty is a ______ from manufacturer.

a)

promise

b)

gift

c)

order

d)

threat

54.

Fill in the blank: Express warranty is ______ or spoken.

a)

written

b)

implied

c)

verbal

d)

conditional

55.

Fill in the blank: Implied warranty is legally ______ (product must work).

a)

assumed

b)

optional

c)

ignored

d)

prohibited

56.

Fill in the blank: Service Contract is extended ______ (often extra cost).

a)

coverage

b)

warranty

c)

duration

d)

support

57.

Fill in the blank: Identity Theft is a type of ______ & scams.

a)

fraud

b)

charity

c)

investment

d)

insurance

58.

Fill in the blank: Phishing involves fake ______/messages.

a)

emails

b)

calls

c)

letters

d)

advertisements

59.

What is the term for seeking refund, repair, or replacement in dispute resolution?

a)

Mediation

b)

Arbitration

c)

Redress

d)

Class Action Lawsuit

60.

Which dispute resolution method involves a neutral helper and is non-binding?

a)

Mediation

b)

Arbitration

c)

Redress

d)

Class Action Lawsuit

61.

What is the term for a binding decision in dispute resolution?

a)

Mediation

b)

Arbitration

c)

Redress

d)

Class Action Lawsuit

62.

A group of consumers suing together is called a _________

a)

Class Action Lawsuit

b)

Civil Complaint

c)

Individual Lawsuit

d)

Small Claims Case

63.

Which of the following is a type of card data theft?

a)

Ponzi Scheme

b)

Skimming

c)

Bait & Switch

d)

Arbitration

64.

What is a Ponzi Scheme?

a)

A type of card data theft

b)

A fraudulent investment operation

c)

A method of dispute resolution

d)

A cybersecurity term

65.

Which of the following is a scam involving deceptive advertising?

a)

Skimming

b)

Ponzi Scheme

c)

Bait & Switch

d)

Mediation

66.

What does the term 'Malware' refer to?

a)

Data saved by websites

b)

Viruses, spyware, ransomware

c)

Extra login verification

d)

Files stored on remote servers

67.

Which cybersecurity term means blocks suspicious access?

a)

Encryption

b)

Firewall

c)

Cookie

d)

Cloud Storage

68.

Encryption makes data unreadable without a _______.

a)

key

b)

password

c)

username

d)

certificate

69.

What does Two-Factor Authentication (2FA) provide?

a)

Extra login verification

b)

Data saved by websites

c)

Files stored on remote servers

d)

Traces of online activity

70.

What is a 'Cookie' in digital citizenship?

a)

Data saved by websites to track behavior

b)

Files stored on remote servers

c)

Traces of online activity

d)

Binding decision

71.

Digital Footprint refers to _________?

a)

traces of online activity

b)

types of computer viruses

c)

methods of data encryption

d)

physical footprints left on the ground

72.

Cloud Storage means files stored on _________.

a)

remote servers

b)

local hard drives

c)

USB flash drives

d)

CD-ROMs

73.

What does Personal Identifiable Information (PII) include?

a)

SSN, address, phone, passwords

b)

Viruses, spyware, ransomware

c)

Refund, repair, replacement

d)

Traces of online activity

74.

What should students NEVER share according to data privacy guidelines?

a)

Passwords

b)

Unknown links

c)

Sensitive info

d)

All of the above

75.

What does OSHA stand for?

a)

Occupational Safety and Health Administration

b)

Online Safety and Health Association

c)

Office of Safety and Health Activities

d)

Organization for Safety and Health Awareness

76.

OSHA enforces ________ safety rules.

a)

workplace

b)

school

c)

home

d)

traffic

77.

What does CDC stand for?

a)

Centers for Disease Control and Prevention

b)

Central Data Corporation

c)

Council for Disease Control

d)

Community Development Council

78.

What is the main role of the CDC?

a)

Prevents disease spread, oversees vaccines.

b)

Manages national parks and wildlife.

c)

Regulates international trade agreements.

d)

Oversees space exploration programs.

79.

What are some basic First Aid concepts? List at least two.

a)

CPR basics, choking response, AED use, heat exhaustion vs. heat stroke, proper food handling & storage.

b)

Learning advanced surgery techniques, performing MRI scans, prescribing medication, and conducting genetic testing.

c)

Building emergency shelters, operating heavy machinery, and programming medical robots.

d)

Studying ancient medical texts, creating herbal remedies, and practicing acupuncture.

80.

What is the difference between heat exhaustion and heat stroke?

a)

Heat exhaustion is less severe and can lead to heat stroke, which is more serious and requires immediate medical attention.

b)

Heat exhaustion is more severe than heat stroke and requires surgery.

c)

Heat stroke is less dangerous than heat exhaustion and can be treated with rest.

d)

Heat exhaustion and heat stroke are the same and do not require medical attention.

81.

What does CPR stand for?

a)

Cardiopulmonary Resuscitation

b)

Central Pulmonary Response

c)

Critical Pressure Regulation

d)

Cerebral Pulse Recovery

82.

What are macronutrients?

a)

Protein, fat, and carbohydrates.

b)

Vitamins, minerals, and water.

c)

Fiber, sugar, and salt.

d)

Enzymes, hormones, and antibodies.

83.

Name two examples of foodborne illnesses mentioned in the worksheet.

a)

Salmonella, E. coli

b)

Chickenpox, Measles

c)

Asthma, Diabetes

d)

Tuberculosis, Influenza

84.

What does 'Daily Values' refer to in nutrition?

a)

Recommended amounts of nutrients to consume each day.

b)

The total calories in a meal.

c)

The amount of sugar in a product.

d)

The number of servings per container.

85.

What is a calorie?

a)

A unit of energy.

b)

A type of vitamin.

c)

A mineral found in food.

d)

A measurement of temperature.

86.

What does 'biodegradable' mean?

a)

Breaks down naturally.

b)

Is made of plastic.

c)

Cannot be recycled.

d)

Is harmful to the environment.

87.

What is composting?

a)

Recycling organic waste.

b)

Burning plastic waste.

c)

Disposing of electronic waste.

d)

Filtering water.

88.

What is recycling?

a)

Converting waste into new materials.

b)

Burning waste to produce energy.

c)

Burying waste in landfills.

d)

Throwing waste into water bodies.

89.

What does 'energy efficiency' mean?

a)

Using less energy to perform the same function.

b)

Using more energy to perform the same function.

c)

Using energy only at night.

d)

Wasting energy on purpose.

90.

What are examples of renewable energy?

a)

Wind, solar, hydro.

b)

Coal, oil, natural gas.

c)

Nuclear, diesel, gasoline.

d)

Plastic, rubber, glass.

91.

What is a carbon footprint?

a)

Amount of greenhouse gases produced.

b)

Amount of water consumed.

c)

Amount of energy used.

d)

Amount of waste generated.

92.

What does the EPA monitor? Name at least two things.

a)

Air quality index, water purity standards, hazardous waste disposal rules.

b)

National park visitor numbers, movie ratings, and sports scores.

c)

Internet speed, smartphone sales, and video game releases.

d)

Fashion trends, music chart rankings, and celebrity social media posts.

93.

What does APR stand for?

a)

Annual Percentage Rate

b)

Annual Payment Ratio

c)

Applied Percentage Rate

d)

Average Payback Rate

94.

What does APY stand for?

a)

Annual Percentage Yield

b)

Annual Payment Yield

c)

Average Percentage Yearly

d)

Accumulated Profit Year

95.

What does FDIC stand for?

a)

Federal Deposit Insurance Corporation

b)

Federal Department of International Commerce

c)

Financial Development and Investment Council

d)

Federal Division of Insurance Companies

96.

What does NCUA stand for?

a)

National Credit Union Administration

b)

National Credit Union Association

c)

National Cooperative Union of America

d)

National Council of United Administrators

97.

What does PIN stand for?

a)

Personal Identification Number

b)

Public Internet Network

c)

Private Internal Node

d)

Personal Internet Name

98.

What does ATM stand for?

a)

Automated Teller Machine

b)

Automatic Time Machine

c)

Advanced Technology Module

d)

Account Transfer Method

99.

What does PYF stand for?

a)

Pay Yourself First

b)

Plan Your Finances

c)

Protect Your Funds

d)

Provide Your Feedback

100.

What does FICO stand for?

a)

Major credit scoring model

b)

Federal Insurance Corporation Organization

c)

Financial International Credit Office

d)

Fiscal Investment Credit Organization

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