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High School Business Vocabulary Quiz

Total questions: 48

Worksheet time: 24mins

Name
Class
Date
1.

What does owning a stock represent?

a)

A loan to a company

b)

A unit of ownership in a company

c)

A guaranteed profit

d)

A company’s total value

2.

What is a stock exchange?

a)

A place where companies are created

b)

A marketplace where stocks are bought and sold

c)

A government agency that controls prices

d)

A type of investment account

3.

What is a ticker symbol?

a)

The company’s full legal name

b)

A short code that identifies a company’s stock

c)

The price of a stock

d)

A stock market index

4.

How is market capitalization calculated?

a)

Earnings ÷ shares

b)

Share price × number of shares

c)

Dividends × years

d)

Revenue − expenses

5.

What does stock volume measure?

a)

The price of a stock

b)

The number of shares traded in a time period

c)

Company profits

d)

Market value

6.

Which best describes liquidity?

a)

How risky an investment is

b)

How much profit an investment makes

c)

How easily an asset can be turned into cash

d)

How long an investment lasts

7.

What does volatility refer to?

a)

How often dividends are paid

b)

How stable a company is

c)

How much a stock’s price changes

d)

How old a company is

8.

What happens in a bull market?

a)

Prices fall and fear increases

b)

Prices rise and confidence is high

c)

Trading stops

d)

Only bonds perform well

9.

A bear market is best described as:

a)

Rising prices and optimism

b)

Stable prices

c)

Falling prices and pessimism

d)

A one-day market drop

10.

What is a dividend?

a)

A tax paid by investors

b)

A company loss

c)

A cash payment to shareholders

d)

A stock split

11.

What does the P/E ratio help investors evaluate?

a)

Company size

b)

Stock risk only

c)

Whether a stock is fairly valued

d)

Dividend payments

12.

Why do investors diversify?

a)

To increase taxes

b)

To reduce risk

c)

To guarantee profits

d)

To avoid stocks

13.

What is a portfolio?

a)

A single stock

b)

A savings account

c)

A collection of investments

d)

A stock exchange

14.

What best describes an ETF?

a)

A single company stock

b)

A government bond

c)

A basket of investments traded like a stock

d)

A type of savings account

15.

What is a mutual fund?

a)

A loan to the government

b)

A professionally managed pool of investor money

c)

A stock index

d)

A trading order

16.

What is the goal of an index fund?

a)

Beat the market

b)

Avoid risk entirely

c)

Match the performance of a market index

d)

Pay high dividends

17.

Blue-chip stocks are shares of companies that are:

a)

Small and new

b)

High-risk startups

c)

Large and financially stable

d)

Government-owned

18.

A growth stock usually:

a)

Pays high dividends

b)

Grows faster than average and reinvests profits

c)

Never changes price

d)

Has low risk

19.

A value stock is typically:

a)

Overpriced

b)

Brand new

c)

Undervalued compared to fundamentals

d)

Guaranteed to rise

20.

What does risk tolerance measure?

a)

Market performance

b)

How much risk an investor is willing to take

c)

Stock volatility

d)

Company debt

21.

What is a capital gain?

a)

A dividend payment

b)

A tax deduction

c)

Profit from selling an investment for more than paid

d)

Interest earned

22.

A capital loss occurs when:

a)

A dividend is paid

b)

An investment is sold for less than paid

c)

A stock splits

d)

Prices rise

23.

What is the bid-ask spread?

a)

Stock volatility

b)

Dividend yield

c)

Difference between bid and ask prices

d)

Market capitalization

24.

Short selling is a strategy used to:

a)

Buy and hold stocks long-term

b)

Bet that a stock’s price will fall

c)

Increase dividends

d)

Reduce taxes

25.

What happens during an IPO?

a)

A stock splits

b)

A company goes bankrupt

c)

A private company sells stock to the public

d)

A bond matures

26.

What does EPS measure?

a)

Revenue per employee

b)

Profit per share

c)

Market value

d)

Dividend payments

27.

A market order:

a)

Guarantees a specific price

b)

Buys or sells immediately at current price

c)

Only works after hours

d)

Is used for bonds only

28.

A limit order allows an investor to:

a)

Trade immediately

b)

Control the price of a trade

c)

Avoid all risk

d)

Buy IPOs only

29.

The bid price is:

a)

The seller’s lowest price

b)

The buyer’s highest offer

c)

The market average

d)

The last traded price

30.

The ask price is:

a)

The buyer’s highest offer

b)

The lowest price a seller will accept

c)

Yesterday’s closing price

d)

A guaranteed price

31.

What is a market index?

a)

A single stock

b)

A measure of market performance

c)

A mutual fund

d)

A trading order

32.

What is a brokerage account used for?

a)

Paying taxes

b)

Buying and selling investments

c)

Receiving dividends only

d)

Storing cash with no risk

33.

A brokerage is best described as:

a)

An investor

b)

A stock exchange

c)

A company that executes trades

d)

A government regulator

34.

A sector groups companies based on:

a)

Stock price

b)

Country

c)

Industry

d)

Market cap

35.

A market correction is:

a)

A crash over 50%

b)

A 10% or more short-term drop

c)

Illegal trading

d)

A dividend cut

36.

What happens in a stock split?

a)

Company value increases

b)

Shares are divided into more shares

c)

Investors lose money

d)

Dividends stop

37.

A bond represents:

a)

Ownership in a company

b)

A loan to a company or government

c)

A stock index

d)

A trading order

38.

Corporate bonds are usually:

a)

Risk-free

b)

Issued by the government

c)

Higher risk than government bonds

d)

Tax-free

39.

Government bonds are considered:

a)

Very risky

b)

Short-term stocks

c)

Very safe investments

d)

Junk bonds

40.

What happens on a bond’s maturity date?

a)

Interest stops permanently

b)

The bond defaults

c)

The principal is repaid

d)

The coupon rate changes

41.

The coupon rate is:

a)

Bond price

b)

Interest rate paid on a bond

c)

Bond maturity

d)

Bond rating

42.

Bond yield represents:

a)

The bond’s face value

b)

The return earned by the investor

c)

The maturity date

d)

The issuer’s profit

43.

A bond default occurs when:

a)

Interest rates rise

b)

The issuer fails to pay as promised

c)

The bond matures

d)

The bond is sold

44.

Junk bonds are known for:

a)

Low risk and low return

b)

High risk and high interest

c)

Government backing

d)

No interest payments

45.

Municipal bonds are issued by:

a)

Corporations

b)

The federal government

c)

Cities and states

d)

Foreign companies

46.

A callable bond allows the issuer to:

a)

Raise the coupon rate

b)

Delay maturity

c)

Pay off the bond early

d)

Avoid interest payments

47.

Investment-grade bonds are considered:

a)

High risk

b)

Safe with lower yields

c)

Speculative

d)

Short-term only

48.

Bond ratings indicate:

a)

Bond price

b)

Time to maturity

c)

Credit risk level

d)

Interest payments