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3G4 VAL Savings and Thriftiness Quiz

Total questions: 35

Worksheet time: 18mins

Name
Class
Date
1.

What is the main topic of the lesson shown in the image?

a)

Spending money on luxuries

b)

Saving money and resources to help others

c)

Learning how to earn money

d)

Buying expensive items

2.

What does the word "thrifty" mean in the context of the lesson?

a)

Spending money freely

b)

Using money and resources wisely

c)

Avoiding all expenses

d)

Collecting money for personal use

3.

What does the term "being thrifty" mean?

a)

Spending money carelessly

b)

Saving money and using resources wisely

c)

Buying expensive items frequently

d)

Ignoring the value of money

4.

What does "being thrifty" mean?

a)

Being wasteful

b)

Being frugal

c)

Spending excessively

d)

Ignoring savings

5.

Why is "being thrifty" considered a good habit?

a)

It helps you borrow more money

b)

It helps you avoid borrowing or having "utang"

c)

It encourages spending on unnecessary items

d)

It discourages saving for the future

6.

What does "being thrifty" involve?

a)

Spending all your money immediately

b)

Setting aside money, items, or anything that can be used in the future

c)

Ignoring the importance of saving

d)

Buying expensive items regularly

7.

What does the term "thrifty" mean in the context of the passage?

a)

Spending money carelessly

b)

Saving and managing money wisely

c)

Borrowing money from others

d)

Ignoring financial responsibilities

8.

Why is it important to think carefully about how you handle your finances, according to the passage?

a)

Because money is unlimited

b)

Because money comes from your parents' hard work

c)

Because spending money is fun

d)

Because saving money is unnecessary

9.

What does the term "stingy" mean in Filipino?

a)

Magastos

b)

Matipid

c)

Kuripo

d)

Masino

10.

What does the term "spendthrift" mean in Filipino?

a)

Kuripo

b)

Magastos

c)

Matipid

d)

Masino

11.

What does the term "thrifty/frugal" mean in Filipino?

a)

Magastos

b)

Kuripo

c)

Matipid/Masino

d)

Gastador

12.

What does "financial security" mean?

a)

Having enough money or resources to live comfortably without worrying about money.

b)

Spending all your money on wants and needs without saving.

c)

Borrowing money from others to meet your needs.

d)

Living without any money or resources.

13.

Which of the following is a characteristic of financial security?

a)

Having money for yourself and to share with others if needed.

b)

Constantly worrying about money.

c)

Spending more than you earn.

d)

Not having enough resources to meet your needs.

14.

Why is financial security important?

a)

It allows a person to live comfortably without worrying about money.

b)

It encourages people to spend all their money on wants.

c)

It makes people borrow money frequently.

d)

It leads to financial instability.

15.

What is the main topic shown in the image?

a)

Ways to save for yourself and others

b)

Spending money wisely

c)

Earning money quickly

d)

Sharing money with friends

16.

What is the purpose of keeping a money diary?

a)

To record how much you spend and where your money goes.

b)

To write down your daily activities.

c)

To keep track of your favorite books.

d)

To plan your meals for the week.

17.

What is the purpose of a piggy bank or coin bank?

a)

To store leftover money or allowance

b)

To spend money quickly

c)

To borrow money from others

d)

To count money for others

18.

Which of the following items can be used to save leftover money or allowance?

a)

Piggy bank or coin bank

b)

Wallet

c)

Purse

d)

Shopping bag

19.

Why is it important to save electricity and water?

a)

To reduce pollution.

b)

To save money for other necessities.

c)

To increase electricity and water bills.

d)

To waste resources.

20.

What can the money saved by conserving electricity and water be used for?

a)

Buying other necessities.

b)

Paying higher bills.

c)

Wasting on unnecessary items.

d)

Ignoring savings.

21.

Which of the following is a benefit of saving electricity and water?

a)

Increased energy consumption.

b)

Reduced expenses for families.

c)

Higher water wastage.

d)

Increased pollution.

22.

What is an example of a saving challenge goal mentioned in the text?

a)

Saving P1000 within a month

b)

Spending P1000 within a week

c)

Borrowing P1000 within a month

d)

Donating P1000 within a year

23.

What is the main idea of "Planning before buying"?

a)

Think first before buying things you want.

b)

Buy things without thinking.

c)

Spend money on everything you see.

d)

Avoid planning before spending.

24.

Why is it important to plan before buying things?

a)

To make sure you buy only what you need.

b)

To spend all your money quickly.

c)

To avoid thinking about your purchases.

d)

To buy things randomly.

25.

Which of the following is an example of planning before buying?

a)

Making a list of items you need before shopping.

b)

Buying items impulsively.

c)

Spending money without checking your budget.

d)

Purchasing things you don’t need.

26.

What does the phrase "Save Big" suggest in the context of the image?

a)

Spending more money

b)

Applying ways of saving money

c)

Ignoring discounts

d)

Buying expensive items

27.

What habits should you possess to apply the ways of saving for yourself and others?

a)

Being responsible and thoughtful

b)

Spending without planning

c)

Ignoring the needs of others

d)

Being careless with resources

28.

Fill in the blank: We need ______ ______.

a)

Discipline

b)

Freedom

c)

Money

d)

Luck

29.

What is a characteristic of disciplined persons?

a)

They control themselves and do things correctly even when no one is watching.

b)

They only work hard when someone is watching.

c)

They rely on others to guide them.

d)

They avoid responsibility.

30.

What is the key quality mentioned in the text that helps in gradually seeing the results of your efforts?

a)

Patience

b)

Hard work

c)

Intelligence

d)

Creativity

31.

According to the text, what happens if you continue to save money over time?

a)

You will immediately save a lot of money.

b)

You will gradually see the results of your efforts.

c)

You will lose all your savings.

d)

You will stop saving money.

32.

What is one benefit of saving money mentioned in the text?

a)

You can buy expensive items for yourself.

b)

You can help your loved ones, like your parents.

c)

You can spend money on unnecessary things.

d)

You can avoid helping others.

33.

What does the text suggest about saving money?

a)

Saving money is only for personal use.

b)

Saving money allows you to help others.

c)

Saving money is not important.

d)

Saving money is only for emergencies.

34.

Who can benefit from your saved money according to the text?

a)

Only strangers.

b)

Only yourself.

c)

Your loved ones, like your parents.

d)

Only wealthy people.

35.

Which qualities are mentioned as important for practicing the ways of saving?

a)

Discipline, patience, and concern for others

b)

Creativity, intelligence, and curiosity

c)

Honesty, kindness, and generosity

d)

Leadership, teamwork, and communication