Font size
WorksheetsТест по предпринимательству
Total questions: 81
Worksheet time: 41mins
How many types of entrepreneurship are there and what types are there?
Corporate entrepreneurship (or intrapreneurship), Family Enterprising, Social Entrepreneurship, Serial Entrepreneurs.
Traditional entrepreneurship, Partnership entrepreneurship, Financial entrepreneurship, Innovative entrepreneurship
Corporate entrepreneurship, Individual entrepreneurship, Community entrepreneurship, Market-driven entrepreneurship
Social Entrepreneurship, Investor Entrepreneurship, Regional Entrepreneurship, Micro-entrepreneurship
The Two Main Perspectives in Entrepreneurship?
Prediction, Creation.
Strategy, Execution
Planning, Action
Risk-taking, Stability
What is prediction in entrepreneurship?
This approach relies on using data, trends, and forecasting to make decisions. Entrepreneurs who follow this model seek to predict market needs and prepare solutions that align with known outcomes.
It is a spontaneous process of trial and error without considering market trends
It emphasizes intuition and gut feelings over structured data
It involves launching products without prior research or feedback
What is Creation in entrepreneurship?
In contrast, creation is about diving into the unknown and shaping new opportunities through experimentation. Entrepreneurs using this approach test ideas in the market with little certainty, learning and evolving based on feedback.
Creation relies exclusively on past data and trends for decision-making
Creation is about imitating existing successful businesses
Creation focuses on avoiding risks rather than experimenting with ideas
The Eight Components of Entrepreneurship Practice?
Opportunity recognition, Experimentation, Managing resources, Building networks, Scaling ventures, Managing risks, Reflective learning, Grit and perseverance.
Profit maximization, Employee hiring, Market domination, Cost cutting, Reputation building, Financial modeling, Traditional methods, Static strategies
Customer acquisition, Competitor analysis, Public relations, Budget optimization, Outsourcing, Leadership building, Operational efficiency, Marketing planning
Team building, Sales optimization, Fixed decision-making, Conflict resolution, Basic accounting, Knowledge retention, Legal compliance, Internal training
What are the three mindsets in entrepreneurship?
Fixed Mindset, Growth Mindset, Entrepreneurial mindset.
Positive mindset, Negative mindset, Business mindset
Proactive mindset, Risk-averse mindset, Creative mindset
Analytical mindset, Problem-solving mindset, Leadership mindset
Give an example of Fixed Mindset?
Why do you want to start up a business? You need accounting skills. You were always terrible at math at school. Are you sure you can do it?
You can always improve your accounting skills with enough effort
Starting a business is possible if you focus on learning and growing
Everyone has strengths; focus on what you're good at to succeed
Give an example of Growth Mindset?
I might not be any good at accounting at first, but I think I can learn to be good at it if I commit to it and put in the time and effort.
I'm bad at accounting and can't improve
Starting a business doesn't require me to learn new skills
If I'm not good at accounting now, I'll never be good at it
What is needed for an Entrepreneurial mindset?
The ability to quickly sense, take action, and get organized under uncertain conditions.
Avoiding risks and relying on routine methods
Focusing exclusively on financial results without considering flexibility
Maintaining a strict, unchanging plan in all circumstances
What business models do you know?
The offering, the customers, the infrastructure, the financial viability.
The marketing strategy, the competitive analysis, the product design, the pricing structure
The operational plan, the distribution model, the sales process, the technological advancements
The leadership style, the organizational hierarchy, the employee benefits, the brand identity
What are stocks?
They are an equity instrument, meaning you buy a part of a company.
They are a financial product designed to save and accumulate funds in a bank
They are bonds that guarantee a fixed income over a specified period
They are a document confirming the right to receive dividends from state-owned property
Who provides access to the market?
Broker.
Bank.
Investor.
Company.
What types of securities exist in investments?
Short-term, medium-term, long-term securities.
Short-term, high-yield, insurance securities.
Long-term, savings, one-time securities.
Medium-term, reserve, guaranteed securities.
What is the main goal of the market?
To provide people with long-term investment opportunities.
To ensure immediate access to cash.
To regulate the prices of goods and services.
To create conditions for short-term speculation.
What is the main law of the market?
The law of supply and demand.
The law of labor value.
The law of equitable resource distribution.
The law of maximum profit.
What makes government securities unique?
They have a minimal reward rate, which means minimal risk.
They offer high returns with maximum risk.
They are available only to large investors and banks.
They are always backed by private company assets.
What are dividends?
They are a payment of a portion of the company's net profit for the financial year.
They are mandatory payments made by the company for using borrowed funds.
They are a tax paid by the company for participating in the stock market.
They are funds allocated by the company to cover shareholder losses.
Name two types of markets.
Primary market and secondary market.
Financial market and commodity market.
Local market and international market.
Demand market and supply market.
What is a coupon?
It is compensation for the use of your money.
It is a document confirming the right to own stocks.
It is a tax on investment income.
It is a fixed fee for participating in trades.
Under what condition a company does not pay dividends?
When there is a negative profit.
When the stock price is high.
When there are debts to banks.
When production volume increases.
Which bonds are not subject to income tax?
Municipal bonds.
Government bonds.
Corporate bonds.
Tax-Exempt Bonds.
What is a "zero-coupon bond"?
A bond that does not pay interest but is sold at a discount.
A bond that pays interest annually.
A bond with no maturity date.
A bond that pays interest monthly.
Which of the following is an advantage of government bonds?
Low risk of default.
High risk of default.
High yield.
Low liquidity.
Why are government bonds considered a "safe haven" for investors during crises?
They are issued by governments, which are less likely to default.
They offer higher yields than corporate bonds.
Their yield increases with inflation.
They are only available to large investors.
Which of the following is a disadvantage of corporate bonds?
Risk of company default.
High yield.
High liquidity.
Reliability during crises.
Which statement is true about government bonds?
They can lose value due to inflation.
They always offer the highest yield in the market.
Their price is not affected by interest rates.
They are only available to institutional investors.
Which of the following factors does NOT apply to corporate bonds?
Low risk of default.
High yield.
Low liquidity.
Diversity of issuers.
Which of the following is true for an annuity?
Payments are equal and include both interest and a portion of the principal.
Payments are equal but consist only of interest.
Payments decrease over time as the principal is repaid.
All interest is paid at the end of the term, while the principal is repaid in equal parts.
Which of the following is a disadvantage of government bonds?
Low yield.
Low reliability.
High volatility.
High risk of default.
Which bonds are generally considered the safest investment?
Treasury bonds.
Corporate bonds.
Municipal bonds.
Junk bonds.
What is financial literacy?
The ability to understand and manage personal finances effectively.
Knowing how to spend money without a plan.
The study of global financial markets.
Saving all your income without spending.
What is a budget?
A plan for managing income and expenses.
A list of all your debts.
A tax report submitted annually.
A bank account used for savings only.
What is saving?
Setting aside money for future use.
Borrowing money for immediate needs.
Investing in risky assets without a plan.
Spending all your money on necessities.
What does 'spending wisely' mean?
Using money for necessary and valuable things, avoiding waste.
Spending all your money on luxury items.
Borrowing money for unnecessary purchases.
Avoiding spending money altogether.
What is an emergency fund?
Money saved for unexpected expenses.
A loan taken out during emergencies.
Investments in high-risk ventures.
Money used for daily expenses.
What is financial independence?
Having enough money to meet your needs without relying on others.
Borrowing money to cover all expenses.
Being employed full-time by a large company.
Receiving financial support from friends and family.
What does financial risk mean?
The possibility of losing money.
A guaranteed way to make money.
The inability to borrow money.
A plan to spend all your savings.
Why is saving for retirement important?
To ensure financial security in old age.
To avoid paying taxes.
To spend money on luxuries in the present.
To reduce monthly income expenses.
What is disposable income?
Money left after paying taxes and essentials.
Money earned before paying taxes.
Total income including loans.
Money set aside for investments only.
What is a financial asset?
Something of value that can generate income.
A liability that increases your debt.
A non-valuable possession.
Money spent on entertainment.
What is the primary purpose of insurance?
To protect against financial consequences of losses.
To increase the policyholder's income.
To reduce taxes.
To guarantee wages.
What is the payment for insurance protection called?
Premium.
Deposit.
Reserve.
Policy.
Which of the following is NOT a function of insurance?
Productive.
Risk.
Control.
Saving.
What does the economic aspect of insurance mean?
Protecting capital and labor from unforeseen events.
Signing legal contracts.
Organizing the collection of premiums.
Ensuring financial discipline.
What types of risks does insurance cover?
Unpredictable events leading to losses.
Risks that can be exactly predicted.
All possible risks.
Risks chosen by the policyholder.
Which insurance function is related to future savings?
Saving.
Control.
Precautionary.
Risk.
Which type of insurance protects health?
Accident and health insurance.
Motor insurance.
Property insurance.
Travel insurance.
Which types of insurance are recognized in Kazakhstan's legislation?
Life, annuities, health, accidents.
Personal, property, professional.
Life, disability, liability.
Travel, health, auto.
What is the first step when arranging insurance?
Calculate the value of the item.
Sign the policy.
File a complaint.
Go to court.
Which feature is specific to life insurance?
Risk and saving functions.
Only the risk function.
Coverage only for fires.
Reserves used only for repairs.
What is an example of the precautionary function of insurance?
Funding fire prevention measures.
Recording loss statistics.
Allocating reserve funds.
Increasing insurance premiums.
Which type of insurance necessarily includes a saving function?
Life insurance.
Property insurance.
Liability insurance.
Health insurance.
What benefit does insurance provide to society?
Promotes economic growth.
Reduces taxes.
Increases personal expenses.
Ensures unemployment.
What is the main function of money in an economy?
To serve as a medium of exchange.
To regulate taxes.
To create inflation.
To increase market prices.
Why is the time value of money important in finance?
Money today is worth more than the same amount in the future due to its earning potential.
It ensures that everyone gets paid on time.
It increases the money supply in the economy.
It prevents inflation.
Which of the following is a feature of a primary financial market?
Issuance of new securities.
Trading of used securities.
Issuance of counterfeit money.
Regulation of stock prices.
What determines the interest rate on a loan?
The cost of borrowing money, including risk and inflation expectations.
The amount of gold a country holds.
Random market fluctuations.
The number of banks in a region.
What is the role of the Federal Reserve in monetary transactions?
Controlling money supply and setting interest rates.
Collecting taxes.
Printing credit cards.
Approving loans for individuals.
How does inflation impact the purchasing power of money?
It reduces the purchasing power of money over time.
It makes money more valuable.
It increases investment risks.
It prevents economic growth.
What is an annuity in financial terms?
A series of equal payments made at regular intervals.
A type of savings account.
A one-time payment made for an asset.
A financial penalty.
What is a common example of 'credit money'?
Funds held in a checking account.
Coins and paper currency.
Cryptocurrency.
Precious metals like gold.
Which measure best describes the money supply in an economy?
M1 and M2 money supply.
Government debt levels.
Stock market performance.
The number of financial institutions.
What does 'diversification' in investments mean?
Spreading investments across different assets to reduce risk.
Investing all funds in a single high-performing stock.
Avoiding investments during high inflation periods.
Investing only in government securities.
Which of the following affects the calculation of bond value?
Interest rates and time to maturity.
The company's stock performance.
The number of bondholders.
The bond's popularity.
What influences the choice of savings medium?
Liquidity, safety, and potential returns.
Market interest rates only.
Current investment opportunities.
Government policies on savings.
Which factor is NOT essential in building a budget?
Predicting market returns on savings.
Estimating regular income.
Tracking fixed and variable expenses.
Allocating funds for emergencies.
What is the individual income tax (IIT)?
A mandatory tax on individuals' income.
A voluntary contribution to the budget.
A payment for public services.
A government subsidy.
What is the standard rate of individual income tax (IIT) for individuals in Kazakhstan in 2024?
10%.
5%.
12%.
15%.
What types of income are exempt from IIT in 2024?
Social benefits and allowances.
Interest on deposits.
Lottery winnings.
Rental income.
Who is required to file an income declaration in Kazakhstan in 2024?
Persons owning significant assets and civil servants.
All individuals aged 18 and older.
Only entrepreneurs.
Only individuals working abroad.
What is the minimum income threshold exempt from taxation for individuals in 2024?
16 MW per year.
1 minimum wage (MW) per month.
14 MW per year.
All income is taxable.
What taxes must an individual owning a car in Kazakhstan pay?
Vehicle tax.
Property tax.
Land tax.
Excise duty.
What does the simplified tax regime for individual entrepreneurs include in 2024?
Unified social payment.
Exemption from all taxes.
Payment of only IIT and social tax.
Payment of a fixed tax.
Which body administers taxes in the Republic of Kazakhstan?
State Revenue Committee (SRC).
National Bank.
Ministry of Finance.
National Wealth Fund.
By what deadline must individuals pay vehicle tax for 2024?
By December 31 of the current year.
By March 31 of the following year.
By July 1 of the following year.
By January 15 of the following year.
What penalties are imposed for late tax payments by individuals in Kazakhstan?
Fines and interest charges.
Only interest charges.
Criminal liability.
Loss of property ownership rights.
What is the primary purpose of a savings account?
To earn interest while saving money.
To invest in stocks.
To obtain a credit card.
To pay off loans.
What services do commercial banks typically provide to individuals?
All of the given.
Currency exchange.
Loan services.
Opening deposit accounts.
What is a debit card?
A payment card that uses the client's account funds.
A card used for taking loans.
A card for investing in stocks.
A card for withdrawing foreign currency.
What type of card allows customers to borrow money up to a predefined limit?
Credit card.
Debit card.
Prepaid card.
Travel card.
Which of the following services is NOT typically offered by retail banks to individuals?
Tax-exempt municipal bonds.
Mortgage lending.
Small business loans.
Merchant account services.
